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Detailed Information about ULIP

Unit Linked Insurance Plan or ULIP is an insurance policy that offers investors both insurance and investment opportunities under a single insurance plan. Being one of India's most preferred investment options, ULIP may help you in market-linked wealth creation and provides you with the protection of life insurance. But sometimes, it is difficult to make an informed decision that which plan is suitable for you.

Our Articles on our ULIP Life Insurance Guide page can help you know about many aspects of ULIP plans and help you with some of the queries you might have. Let us understand more about ULIPs from the articles available on the ULIP Life Insurance Guide, so that you may choose the suitable ULIP policy to achieve your life goals.

When to Consider Buying a ULIP Plan?

When it comes to investing, it's essential to choose an option that aligns with your financial goals

ULIP and Mutual Funds

When it comes to market-linked avenues offering a diversified portfolio, expertly managed

Investing in ULIP: Why Young Professionals Should Consider ULIPs?

Unit Linked Insurance Plans (ULIPs) are popular among

How to Buy a ULIP Plan Online?

Unit-linked insurance plans (ULIPs) are investment-oriented life insurance plans that

ULIP Benefits: 5 Advantages of Choosing A ULIP Plan

A Unit-Linked Insurance Plan or a ULIP offers a

Tax on ULIP Maturity: What Is The Taxability of ULIP On Maturity?

When you plan your finances for the future, you may

ULIP Tax Benefits - How ULIPs Help You Save on Income Tax?

A Unit-Linked Insurance Plan or a ULIP may be an

How Do ULIPs Help In Fund Generation?

Building a future for yourself and your loved ones is an activity that might be

Do ULIP Offer Guaranteed Returns?

ULIPs or Unit Linked Insurance Plans are life insurance policies

Are Unit Linked Insurance Plans (ULIPs) Risky?

ULIPs, or Unit Linked Insurance Plans, is one of the

How do ULIPs help in achieving Long-Term Financial Goals?

Before buying any financial product, it is required to

Know Why ULIPs Do Not Invest Only In Equities

Unit Linked Insurance Plans (ULIPs) are investment

Should People Over 60 Buy ULIPs?

ULIP plans aim to fulfil the protection and investment needs

Grow Your Wealth with ULIP

A ULIP is an investment-oriented life insurance policy that allocates

How ULIP Prepares Single Parents Against Financial Uncertainties?

Being a single parent can be challenging. You have to

How ULIP Benefits Individuals Who Are Starting a Family?

Starting a family is a whole new set of responsibilities.

Is It Advisable To Have ULIP Along with a Term Plan?

Ask yourself this and the first thing that you might

Who Should Buy a ULIP Plan?

Today, investment decisions may be challenging, and opting for insurance

Surprise Your Sibling with a Unique Gift This Bhai Dooj

Bhai Dooj is the second day after Diwali. This year

What is the Additional Premium on ULIP?

While wealth creation is something that you should

What to Do With Your Existing ULIPs?

A Unit-Linked Insurance Plan (ULIP) is one of the many investment options

How ULIP taxation has brought in a level playing field with other investments?

Over the years, ULIPs have been steadily

Why Are Ulips So Popular In India?

ULIPs were first introduced in India way back in the year 1971 by the Unit Trust of India (UTI). So, what makes it so desirable and popular in the minds of the Indian investors? Read More

Tips You May Apply To Help You Improve Returns On ULIPs

If you’re looking for a versatile and flexible insurance cum

What are the Current Trends in ULIP Investment in 2022?

Did you know that your entire premium amount for a

How Can Your ULIP Plans keep up with Your Changing Life Stages?

A Unit Linked Insurance Plan (ULIP) is a versatile

Know How to Create Short-Term and Long-Term Market-linked Wealth with ULIP

Whether you dream of owning your own home or

Be Careful of These Sales Pitches When Investing in ULIP Plans

As a policyholder, knowing that some insurers may not be

Why It Is a Good Time to Invest in Market-linked Products?

One of the crucial instruments where you may put your

Case Study: Mis-selling of ULIPs

Being mis-sold an insurance policy is an unfortunate yet plausible

Choose the suitable ULIP Plan in 5 Easy Steps

Unit Linked Insurance Plans (ULIPs) gained popularity at a time

The Differences between ULIPs and Endowment Plans

ULIPs and endowment plans are two of the many investment

A Guide to Choosing ULIP Funds on the Basis of Risk Appetite

ULIPs have been a hybrid financial investment plan in India

Here's why ULIPs are Affordable Products

If you’re looking for an investment option that provides the

7 Reasons Why You Should Consider Investing in ULIPs

If you’re interested in long-term wealth creation, investing your money

How Your ULIP Plans Evolve with Your Changing Life Stages

Life is unpredictable, and no two days are alike. Your

Partial Withdrawal of ULIPs: All you need to Know

If you’re an individual looking to enjoy the benefits of

How ULIPs can help plan for your Retirement?

The picture of the ideal retired life may be different

How to Invest in ULIPs if you are Risk Averse?

Each investor is different. Some investors may be

What is the Premium Redirection Feature In ULIP?

The insurer collects money from all policyholders and

What does Sum Assured mean in ULIP?

The unit-linked insurance plan (ULIP) combines the best of both

ULIP Settlement Option – All FAQs Answered

The settlement option is basically the means to

When is the Right Time to Switch your ULIP Fund?

When you purchase a ULIP policy, you can meet two

Did you know ULIPs can Help Generate Market Linked Returns? Here’s How!

When you invest in the markets, what is your primary

ULIP Portfolio Strategies Explained

Unit Linked Insurance Plans (ULIPs) allow interested investors to benefit

How to Invest in ULIP to help Maximize Market Linked Returns?

Uncertainties in life can crop up when you least expect

What is the difference between Online ULIPs & Offline ULIPs?

Insurance plans have evolved greatly, well beyond

How To Calculate Your ULIP’s Fund Value

Advances in society have been accompanied by

What Makes ULIP A Flexible Investment Option

The cost of living has increased as time has gone

How Top-Up Facility in ULIP Works

Unit-linked insurance plans (or ULIPs) allow for policyholders to avail

Are ULIPs Safe To Invest In?

As our lifestyles have improved owing to improvements in society

How To Track ULIP Performance

Advancements in technology, changes in society,

Impact OF LTCG on ULIP

Every year, taxpayers look for different ways to reduce

ULIP Tax Benefits For NRIs

No matter where you may be in your financial planning

Why ULIPs Are A Secure Long-Term Investment

Over the course of your life, you will no doubt

Absolute Returns In ULIP Plans Explained

Protecting your family’s financial future and investing

Minimum Amount To Invest In ULIP

Whether you are a beginner to investments, or a seasoned

Parameters To Consider Before Buying ULIPs

Out of the many investment options available for

Benefits Of Asset Allocation In ULIPs

ULIPs offer many benefits to investors. Right from a life

7 Advantages ULIPs Have Over Savings Plans

Investing in the right financial instrument is extremely

What Are Type-1 And Type-2 ULIPs?

Serving as one of the preferred financial tool for both investment and insurance, ULIPs are one

Tips To Catch Up With Your Wealth Goals Using ULIPs

The financial markets in India offer a variety of

How To Choose A Suitable ULIP Plan In India For Yourself

Most investors tend to focus a lot of their attention

Compare ULIP Plans In India

A ULIP, also known as a Unit-Linked Insurance Plan, is essentially a financial instrument that

ULIP vs Term Insurance – Know The Difference

Term Insurance and ULIP (Unit-Linked Insurance Plan)

5 Features Of ULIP You Didn’t Know

Unit Linked Insurance Plans (ULIPs) are fast emerging as one

Importance Of ULIP During COVID-19 Pandemic

During the ongoing pandemic, there is no better gift to

ULIP Insurance – Know Difference Between Sum Assured & Fund Value

The Indian financial markets host a plethora of

Thinking Of Surrendering Your ULIP? Here’s Why You Shouldn’t

Before investing in an insurance plan of any kind, it

ULIP Withdraw Conditions – Know All About It

In today’s age, ULIPs have firmly established their

How To Read A ULIP Benefit Illustration

As an investor and a taxpayer, you have probably wondered:

Staggered ULIP Payouts - How It Safeguards Your ULIP Investment

A unit linked insurance plan (ULIP) is a life insurance

ULIP Investment Plans – Frequently Asked Question

A unit-linked insurance plan provides insurance with

Are ULIPs Good For Long Term?

Yes, ULIP plans are one of the preferred investment options for the long term. ULIPs are a financial tool that helps you enjoy the protection of an Read More

How To Manage Your ULIP Investment During A Market Correction

The Indian financial sector has evolved rapidly in the

ULIP Funds – Know Everything About Them

ULIPs are one amongst the most preferred investment

How Your ULIP Premium Gets Utilized

ULIPs are investments that offer a two-fold advantage to investors.

Are ULIP Plans Good?

Yes, ULIPs are one of the preferred investment options that

ULIP Renewal – Know All The Ways To Renew Your ULIP

When you invest in a ULIP plan, you have the

How To Invest Money With ULIPs

Over the years, unit linked insurance plans (ULIPs) have evolved

ULIP Plans In India – A Step-By-Step Buyer’s Guide

The financial sector in India has evolved over time. The

Can NRI’s Buy ULIPs in India?

Yes, Non-Resident Indians (NRIs) can buy ULIPs in

How Does ULIP Work

A Unit Linked Insurance Plan (ULIP) is one of the

How To Manage Your ULIP Policy

A unit linked insurance plan (ULIP) is the only market

How ULIP Meets Your Insurance And Investment Needs

The insurance industry in India witnessed an upward

ULIP Calculator – Know All About It

Unit Linked Insurance Plans (ULIPs) are one of the preferred

ULIP Maturity Benefits - Know Tax Implications On Your ULIP

One of the prime reasons for investing in a Unit

Why You Shouldn’t Exit Your ULIP After Lock-In Period Ends

While investing in any life insurance plan, it is

ULIP Terminology - 12 ULIP Terms You Should Be Familiar With

A ULIP policy is a combination of investment and

How ULIP Helps You Save Tax

When choosing an investment option, it is important to consider

Fund Switching In ULIPs – All You Need To Know

When investing in ULIP plans you have an option to

Advantages of ULIPs and Traditional Plans

The prime motto of life insurance policies is the

Understand ULIP plans – 2 types of ULIPs

A ULIP plan offers its policyholders dual benefits of

ULIP Fund Performance - Why You Should Monitor Your Investment

When it comes to investment, a majority of people look

Two Ways to Estimate Your Return on Investment

A Unit Linked Insurance Plan (ULIP) is considered as one

5 Benefits Of Investing In New-Age ULIPs

Majority of investors would prefer traditional life insurance plans. Although

4 Reasons To Buy Online ULIPs

Due to the emergence of E-commerce, the driving need to

How ULIP Helps You Plan For Retirement

When we think of retirement, an image crops up in

What Are Whole Life ULIPs And Why You Should Get One

Everybody has a sacred place in the corner of their

How ULIP Helps You Meet Your Long-Term Life Goals

Are you planning for a down payment of your dream

What Is Investor Selectable Portfolio Strategy In A ULIP?

Most of us have long-term life goals that require

What Is Auto Transfer Portfolio Strategy In A ULIP?

Whether your goal is to send your kids to the

What Is Trigger Based Portfolio Strategy In A ULIP?

The first step towards wealth creation for the

What Is Wheel Of Life Portfolio Strategy In A ULIP?

When we are young, our ability to take risks in

5 Reasons To Make Monthly ULIP Investments

Many investors choose to invest for their life goals in

How ULIPs Offer Protection From Inflation

While there are a variety of factors that influence

5 Reasons To Get A ULIP With Your Salary Hike

It is that time of the year again when most

ULIP Funds Switching - Know How It Works

Unit Linked Insurance Plans (ULIPs) come with the

Why Return of Mortality Charge (RoMC) is a Revolutionary Idea

Over the last few years, keeping in mind the

RoMC - The Key To Long-Term Investing

Investing in a disciplined way over an extended period of time has many benefits. First

Know How RoMC Enhances Your ULIP Investments

Unit Linked Insurance Plans (ULIPs) have emerged as a

Your Guide to ULIP Insurance Riders

A Unit-linked Insurance Plan (ULIP) is designed and structured in

Why You Should Remain Invested For The Full Tenure In ULIPs

There's a popular refrain in the financial circles, Don't

A Guide to ULIP charges to invest better in them

Investing for your life goals is the key to turn

What are different types of ULIP funds?

Unit Linked Insurance Plans (ULIPs) provide the dual benefit of insurance cover and wealth creation to its investors. Which means policyholders get life cover along with the opportunity to invest in a number.

3 reasons why ULIP plans are one of the preferred choice for equity investments

Inflation is the biggest factor you need to watch out

4 ULIP investment tips one should never forget?

Picking the best restaurant or cafe is a much easier task today, thanks to the internet! All that you need to do is Read More

Realise your Life Goals with a proper goal-based investment plan

Are you a young aspirant wanting to achieve

Why monthly investments in ULIPs make sense?

The daily ups and downs in the stock markets can

How to plan your investments in the new financial year

We are just two months into the new financial year,

How to tide over market volatility with ULIPs

The fear of market volatility often keeps retail

Achieve your long-term goals with ULIPs

For meeting your long term life goals, equity as an

Advantages of investing early in ULIP plan

There goes a saying, 'The early bird catches the worm'.

Move a step closer to your Life Goals with prudent financial planning in online ULIP policy

The new calendar year has witnessed some volatility

5 factors to help you choose the best ULIP plan

Investments are no longer just about saving for the rainy

Top 5 myths associated with ULIP investments

The perception of ULIPs as an expensive and a risky investment tool continue to persist.

All that you want to know about mortality charges in ULIP investment

Mortality Charge is the bone of contention in ULIPs

What is a ULIP plan?

It doesn't matter if your 20, 35 or 50. Whatever your age, you are sure to have certain life

What is a ULIP NAV?

A unique insurance-cum-investment tool, Unit Linked Insurance Plans (ULIPs)

ULIP Fund Performance - Why You Should Monitor Your Investment

When it comes to investment, a majority of people

Know ULIP Returns In 10 Years

A Unit Linked Insurance Plan (ULIP) is considered as one

How ULIP Helps You Plan For Retirement

When we think of retirement, an image crops up in

How ULIP Helps You Meet Your Long-Term Life Goals

Are you planning for a down payment of your dream

How The Top-Up Facility Enhances Your ULIP Returns

Due to the rapidly growing demands for a Unit Linked

Call to Buy

1800-209-4040

Disclaimers:

^~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

The above information is for general understanding and is meant to educate the general public at large. The reader will have to verify the facts, law and content with the prevailing tax statutes and seek appropriate professional advice before acting on the basis of the above information.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra

Email: customercare@bajajallianz.co.in | Tollfree: 1800 209 7272

Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.

The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo.

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Disclaimer

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

¹©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

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