When can I get the benefit of RoMC?

As the name suggests, Return of Mortality Charges (RoMC) returns the entire life cover charges deducted throughout the policy term at the time of maturity. It is added back to the fund value and top-up premium fund value, if applicable. All you have to do is pay your premiums on time and stay invested till the end of the policy since RoMC is not applicable in case of surrendered, discontinued or paid-up policy.

What is Return Enhancer benefit under Settlement option?

Based on your life goals, you may want to receive the maturity benefits in instalments, instead of one single payment. This is the Settlement option available in Bajaj Allianz Life Goal Assure II where you choose to receive your maturity benefit in instalments over a period of five years, During this period your fund value will continue to be invested in the fund(s) of your choice The amount paid to you in each instalment is the outstanding fund value as at that instalment date divided by the number of outstanding instalments, hiked-up by 0.5%. Therefore, each instalment is equal to (fund value/number of outstanding instalments)*1.005. This increase is referred to as Return Enhancer as it increases the returns on investments and helps you get closer to your life goals.

What are the different funds available to the investor under the Investor Selectable Portfolio strategy?

Under Bajaj Allianz Life Goal Assure IV, an investor has the option of investing in ten funds under the Investor Selectable Portfolio Strategy, as per their risk appetite. These are Equity Growth Fund II, Accelerator Mid-Cap Fund II, Pure Stock Fund II, Pure Stock Fund, Asset Allocation Fund II, Bluechip Equity Fund, Bond Fund, and Liquid Fund. etc

Claim Settlement Ratio of 99.23%^~

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

Ride On! Today's Momentum to Achieve Growth

New Fund Offer- Bajaj Allianz Life Presents Nifty 200 Momentum 30 Index Fund
SFIN: ULIF09429/10/24N200MO30IN116

Available @ ₹10 NAV**, From 2^nd - 16^th Dec'24

Life Cover

High Growth Potential

Exposure to Diversified Portfolio of High-Performing Stocks

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Life Cover

Cover till Age

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Premium Amount(Incl. GST)

₹ 80,615/Annually

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Performance
Overview
Key Advantages
Eligibility
Downloads
How ULIPs works
Six Reasons to Invest
How This Works
Sample Illustration
Policy Benefits

Current Fund Options	Absolute Returns				CAGR Returns					RATING
Current Fund Options	3 Month	6 Month	1 Year	2 Year	3 Year	5 Year	10 Year	Since Inception(%)		RATING

Disclaimer: Returns are 10 year compounded annualised growth rate (CAGR) as on 13/8/2024 (DD/MM/YYYY).
Past performance is not indicative of future performance.Star rating is Overall Rating as on July 2024.

Bajaj Allianz Life Goal Assure IV is a unit-linked non-participating individual life savings insurance plan.

Each Life Goal achieved throughout LIFE’s journey is unforgettable. From receiving your first salary to getting married, the first cry of your child to buying your dream home and entering your golden years; each of these ‘once in a lifetime’ experiences make your life journey memorable.

It’s human nature to protect what we value the most and what’s more valuable than these life goals itself? You can’t afford to go wrong when it comes to planning for one’s Life Goals...can you imagine falling short of funds when it comes to your child’s education or reaching your own retirement corpus target!!

Bajaj Allianz Life Insurance Company Ltd. presents to you Bajaj Allianz Life Goal Assure IV, a life goal based, individual, Unit Linked Insurance Plan that offers you the opportunity to plan for your ‘once-in-a-lifetime’ experiences with Zero worries. It comes with Loyalty Additions payable from the 10th Year and Fund Boosters payable at maturity. It also returns the mortality charges on Policy maturity thereby assuring you maximized returns on your savings while also offering protection from Day 1.

Return of Mortality Charge

A first-of-its-kind initiative where, we return the entire mortality charges or life cover charges, deducted throughout the policy term at the time of maturity.

Return Enhancer

Take death or maturity amount in instalments and continue to stay invested to further increase returns on your investments.

Flexibility to adapt in keeping with your life situation

Alter premium payment terms after the end of the 5^th policy year and decrease sum assured as per your changing life circumstances.

Four portfolio strategies

Choose from four different investment strategies geared to help you meet your life goals based on your risk appetite and investment approach/philosophy.

Choice of Nineteen funds

Nineteen funds to choose from to suit your investment needs.

Loyalty additions

Bajaj Allianz Life Goal Assure IV ULIP plan provides more value for staying invested by allocating a percentage of average of the daily Regular Premium Fund Values during the previous 3 year (including the current year) starting from 10th policy year.

Fund Booster

Payable only when the policy term is 10 years or more, Fund Booster will be added to the regular premium fund value to enhance your returns from your investments.

Avail Family Benefit:

Get an additional benefit at Maturity, if any of your family member(s)^{^} is an existing customer of Bajaj Allianz Life Insurance Co. Ltd.

^{^}Family member shall be defined as spouse, children, brothers, sisters, grandchildren, parents, parents in-laws; and will be available to family members of existing customers including who have matured policies.

Entry Age

Minimum age is 0 years

In case of minor life, the risk cover will commence immediately on date of commencement of Policy and the policy will vest on the attainment of majority (age 18 years)

Maximum age is 60 years

Maturity Age

Minimum age of maturity 18 years

Maximum age of maturity 75 years

Policy Term

10 / 15 / 20 years

Premium Payment Term (PPT)

Premium Paying Term	Policy term
5, 7, 10 years	10 years
5, 7, 10, 15 years	15 years
5, 7, 10, 15, 20 years	20 years

Premium Amount and Frequency

Minimum Premium (Modal Premium & Top-up)

Frequency	Premium (in ₹)
Yearly	₹ 36,000
Half-Yearly	₹ 18,000
Quarterly	₹ 9,000
Monthly	₹ 3,000
Top-up	₹ 5,000

Quarterly & Monthly Premium payment frequency will be available under auto-debit options as approved by RBI

Premium Payment Frequency

Yearly, Half-yearly, Quarterly and Monthly

Minimum Sum Assured

For Age at entry less than 50 years: 7 times Annualized Premium

For Age 50 at entry years and above: 5 times Annualized Premium

Maximum Sum Assured

X * Annualized Premium, where X is based on age at entry and Policy term as mentioned below. For Annualized Premium of ₹ 36,000 to ₹ 4,99,999 :

Policy Term(in years) / Age at entry (in years)	0-35	36-40	41-44	45-50	51-60
5 & 10	10
15 & 20	15	15	15	10

For Annualized Premium of ₹ 5 Lakh & above :

Policy Term (in years) / Age at entry (in years)	0-35	36-40	41-44	45-50	51-60
5 & 10	10
15 & 20	20	20	20	10

Maximum & Minimum Sum Assured on Top up Premium

Minimum

For Age at entry less than 50 year: 1.25 times Top-Up Premium

For Age at entry 50 years and above: 1.10 times Top-Up Premium

Maximum

1.25 times Top-up Premium

- Age calculated is age at the last birthday

Brochure

Download

Policy Document

Download

Customer Information Sheet

Download

Unit linked Insurance plan are packed with the dual powers of Investment and Insurance. Your ulip offers market linked returns and life cover, Other charges applicable are mortality charges, fund management charges and policy admin charges.

Select a ULIP

Pay the premium

Applicable charges levied

Net investable premium

Your money is invested in fund choosen by you

Returns accured in the policy fund value

Return Of Mortality Charges^@@

At the end of the policy term, on the date of maturity, the total amount of mortality charge deducted throughout the policy term w.r.t regular premium and top-up premium, if any, will be added back, respectively, into the Regular Premium Fund Value and into the Top up Fund Value, as applicable. This helps you to get more value for your investments & realize your life goals.

^@@ If all premiums under the policy are paid up to date, the above will exclude any extra mortality charge and/or any GST w.r.t. mortality charge deducted. No ROMC will be available in a surrendered policy, a discontinued policy or a policy converted to paid-up.

4 Portfolio Strategies

You can choose from 4 portfolio strategies according to your investment style to accomplish your life goals.

Unlimited Fund Switches^~~

Invest as per your choice among the 19 funds available under Investor Selectable Portfolio strategy and switch between them without any tax liability.

^~~Minimum switching amount is ₹ 5,000 or the value of units held by the policyholder in the fund to be switched from, whichever is lower.

Life Cover To Protect Your Family

In case of death of the policyholder, if all due premiums are paid, the nominee receives the Higher of (Sum assured or Regular Premium Fund Value), plus Higher of (Top up Sum Assured or Top up Premium Fund Value). The above benefits will be payable as on date of intimation of death. This benefit is subject to a minimum guaranteed benefit of 105% of total premiums paid.

Tax Benefits^~

This plan offers tax benefits at the time of investment as well as on maturity. Tax Benefit on investment up-to ₹ 150,000 can be claimed as a deduction under section 80C (life insurance). Under Section 10(10D), for ULIP's, where the premium payable to the sum assured does not exceed 10%, the amount received on partial withdrawal or maturity is exempt from tax.

^~Subject to provisions as per Income Tax Act, 1961. Tax Laws are subject to change.

Get More Value For Staying Invested^{^^}

Get Loyalty Additions & Fund Boosters for paying premium regularly and staying invested.

^{^^}Subject to policy terms & conditions

In Bajaj Allianz Life Goal Assure IV, Premium paid by you, are saved, as per your chosen portfolio strategy across the various applicable funds. The units are allocated at the prevailing Unit Price of the fund. The Mortality charge and Policy Administration charge are deducted monthly through cancellation of units. Fund management charge is adjusted in the Unit Price.

Maturity Benefit
Death Benefit
Investment Strategy

Alok is 35 years old and and has taken a Bajaj Allianz Life Goal Assure IV Policy for which he is paying a Premium of Rs. 50,000 p.a. for a payment term of 10 years with a Sum Assured of Rs. 5 Lakhs. He has chosen a Policy term of 15 years.

Alok, 35 years old

To achieve his Life Goal, Alok invested ₹ 50,000 per year for 10 years On the maturity date, his maturity benefit, based on the assumed investment returns, are as per the table given below :

At Assumed Return¹	Fund Booster (in ₹)	Return of Mortality Charge (in ₹)	Total Maturity Benefit (Fund Value) (in ₹)
@8%	17,199	2,674	9,72,226
@4%	12,037	3,098	6,47,207

¹The above illustration is considering investment in "Pure Stock fund II" and Goods & Service tax of 18%.

The returns indicated at 4% and 8% are illustrative and not guaranteed and do not indicate the upper or lower limits of returns under the policy. The benefit amount indicated is a non-guaranteed illustrative figure and is subject to policy terms and conditions.

Alok, 35 years old

In case of his unfortunate death in the 12th policy year, the death benefit, based on the assumed investment returns, are as per the table given below:

At Assumed Return¹	Death Benefit (in ₹)
@8%	₹ 7,80,896
@4%	₹ 5,79,972

The death benefit is subject to the guaranteed benefit, which is 105% of the total premiums paid, till the date of death.

¹This illustration is considering investment in "Pure Stock fund II" and Goods & Service tax of 18%.

Investor selectable portfolio strategy

Policyholder can allocate the premiums based on his/her personal choice among the 19 funds & to suit his/her investment needs. Please refer to Sales literature available on our website for more details.

Wheel of life portfolio strategy

At different Life stages, everyone has different financial goals and therefore the investment strategy needs to be realigned to the same. Once this portfolio is chosen, basis years to maturity the premium paid and the fund value will be allocated to various funds (namely Bluechip Equity Fund, Equity Growth Fund II, Accelerator Mid-Cap Fund II, Bond Fund & Liquid Fund) in the proportion depending on the outstanding years to maturity. Please refer to Sales literature available on our website for more details.

Trigger based portfolio strategy

This portfolio strategy is helpful in securing the gains and maintaining the asset allocation. One can opt for this strategy at the commencement of the policy only. Premiums will be allocated in two funds Equity Growth Fund II (an equity oriented fund) & Bond Fund (a debt oriented fund) at 75:25 ratio and the same will be re-balanced/re-allocated based on a pre-defined trigger event (15% upward movement in NAV (unit price) of Equity Growth Fund II) since the previous rebalancing or from the NAV (unit price) at the inception of the policy, whichever is later. On the occurrence of trigger event, the fund value in Equity Growth Fund II which is in excess of three times the fund in Bond Fund will be considered as gains and will be switched to Liquid Fund by redemption of units from Equity Growth Fund II. Please refer to Sales literature available on our website for more details.

Auto transfer portfolio strategy

This portfolio strategy helps the policyholder to invest his/her money in a systematic manner over the years by automatically transferring it every month, from a low risk fund to fund (s) of his/her choice. The proportion to be switched will depend upon the number of outstanding months till the next premium due date. The strategy will not be available if the policyholder has opted for monthly mode. Please refer to Sales literature available on our website for more details.

Maturity Benefit

Under Bajaj Allianz Life Goal Assure IV, the Maturity Benefit will be the fund value as on the maturity date, provided the Policy is in-force.

Death Benefit

If all due Premiums are paid, then, in case of unfortunate death of the Life Assured during the Policy term, the Death Benefit payable will be:

Higher of, Prevailing Sum Assured^{^} or Regular Premium Fund Value

plus

Higher of, Top-up Sum Assured or Top-up Premium Fund Value

The Death Benefit is subject to the Guaranteed Death Benefit of 105% of the Total Premiums paid, till the date of death.

All the above is paid as on date of receipt of intimation of death at the Insurance Company’s office. The policy will terminate on the date of intimation of death of the life assured. If settlement option is opted for at maturity, then during the subsistence of settlement period the death benefit shall be not less than the Guaranteed Death Benefit of 105% of the Total premiums paid including Top-Up premiums paid, if any, till the maturity date, under the policy

Note:

^{^}The Sum Assured/Paid-up Sum Assured shall be reduced to the extent of the partial withdrawals (non-systematic and systematic) made from the Regular/Limited Premium Fund during the two (2) year period immediately preceding the death of the Life Assured. The partial withdrawal (non-systematic and systematic) made from the top up premium fund shall not be deducted for this purpose.

Top Up Sum Assured w.r.t. Top Up premium and Guaranteed Death Benefit are not adjusted for partial withdrawal (nonsystematic and systematic).

Return of Mortality Charge (ROMC)

At the end of the policy term, on the maturity date, the total amount of mortality charges deducted in respect of life cover provided throughout the policy term, will be added back as ROMC, to the Regular Premium Fund Value and Top-up Premium Fund Value, as applicable. ROMC is not applicable in case of a Surrendered, Discontinued or Paid-up policy and will be payable provided all due Regular Premiums under the policy have been paid up to date.

Note:

- Amount of mortality charge will be allocated to the fund(s) in the same proportion of the Fund Value as on the maturity date Unit Price as on the date of ROMC addition will be used for the unitisation.
- ROMC will be excluding any extra mortality charge & or Goods & Service Tax/any other applicable tax levied on the mortality charge deducted, subject to changes in tax laws.

Fund Booster

At the end of the policy term (i.e. on the date of maturity), Fund Booster (FB) will be added to the Regular Premium Fund Value, provided all due Regular/limited Premiums have been paid up to the date. The amount of Fund Booster that will be added will be 2% of average of daily Regular Premium Fund Values during the previous 3 year (including the current year).

1) The amount of Fund Booster will be added into each fund will be in the same proportion of the fund values as at the date of addition. Unit Price as on the date of Booster addition will be used for the unitisation.

2) No Fund booster will be available w.r.t. Top-Up premium paid.

3) No Fund Booster will be available on a surrendered policy, a discontinued policy or a policy converted to paid-up.

Loyalty Additions

Loyalty Additions will be added into Regular Premium Fund Value at the end of 10th, 15th and 20th Policy Year, provided all premiums under the policy are paid up to date
The amount of each loyalty addition to be added will be a percentage (as mentioned below) of average of the daily Regular Premium Fund Values during the previous 3 year (including the current year).

Policy Term	Loyalty Additions
10 years	1.00%
15 years	1.50%
20 years	2.00%

The amount of Loyalty Addition will be added into each fund will be in the same proportion of the fund values as at the date of addition. Unit Price as on the date of each Loyalty Addition will be used for the unitization.

There will not be any Loyalty Addition w.r.t. any Top-Up premium paid

No Loyalty Addition will be available on a surrendered policy, a discontinued policy or a policy converted to paid-up

Family Benefit

If any of your family member is an existing policyholder of Bajaj Allianz Life Insurance Company Limited, you will be entitled to a family benefit.
The benefit will be paid to you on maturity and will be added into the regular premium fund value as a percentage of the average of your previous three years daily regular premium fund value
The percentage of family benefit will depend upon the policy term opted by you:

Policy Term	Loyalty Benefit
PT<20 Years	0.5%
PT >=20 Years	1%

- There will not be any family benefit for Top-up premiums paid
- The amount of Family Benefit will be allocated in the funds in the same proportion of the fund values as at the date of addition. Unit Prices as on the date of Family Benefit addition will be used for the unitization
- No Family Benefit will be available on the discontinuance or for policy converted to paid-up policy
- Family member shall mean spouse, children, brothers, sisters, grandchildren, parents, parents in-laws; and will be available to family members of existing customers including who have matured policies.

Why Bajaj Allianz Life Insurance ?

99.23%

Claim Settlement Ratio^~

1 Day

Claim Approval^%

AAA

CARE Stable Rating^$

₹1,21,338 Cr

Assets Under Management (AUM)^**

4.09 Cr

Number of Lives Covered^#

432%

Solvency Ratio of 432%^{^}

Disclaimer:^~Individual Death Claim Settlement Ratio for FY 2023-2024 | ^%96.70% of non-investigative individual claims approved in one working day for FY 2023-24. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices | ^$For details refer to press release published by CARE | ^**All figures as on 31 August 2024 | ^{^}Solvency ratio 432% as at 31 March 2024 against IRDAI mandated 150% | ^#Individual & Group.

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Life Insurance Guide -Ulip Related Articles

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^~Please note that the fund aims to replicate the performance of benchmark index fund, subject to tracking error.

Risk Profile-Very High

^**Not available if policy issued after 16th December 2024.

^{^^}As on 31st October 2024

^{^}Past returns of a fund are not necessarily indicative of the future performance of the fund.

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Allianz Life Insurance Company Limited is only the name of the Life Insurance Company and Bajaj Allianz Life Future Wealth Gain IV - A Unit- linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L202V01), Bajaj Allianz Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01), Bajaj Allianz Life LongLife Goal III is A Unit-linked Non-Participating Whole Life Insurance Plan (UIN:116L203V01), Bajaj Allianz Life Invest Protect Goal III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L205V01), Bajaj Allianz Life Magnum Fortune Plus II - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L182V02), Bajaj Allianz Life Goal Based Saving III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L206V01) and Bajaj Allianz Life Smart Wealth Goal V - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L201V01) are only the name of the unit linked insurance contracts and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.

Nifty 200 Momentum 30 Index Fund is available Bajaj Allianz Life Future Wealth Gain IV - A Unit- linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L202V01), Bajaj Allianz Life Goal Assure IV - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01), Bajaj Allianz Life LongLife Goal III is A Unit-linked Non-Participating Whole Life Insurance Plan (UIN:116L203V01), Bajaj Allianz Life Invest Protect Goal III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L205V01), Bajaj Allianz Life Magnum Fortune Plus II - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L182V02), Bajaj Allianz Life Goal Based Saving III - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L206V01) and Bajaj Allianz Life Smart Wealth Goal V - A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L201V01)

In addition to the already existing funds, Nifty 200 Momentum 30 Index Fund is now available with the above mentioned products. Customer has an option to choose from other available funds apart from Nifty 200 Momentum 30 Index Fund.

Please consult the financial advisor before investing. Past performance is not indicative of future performance.

Bajaj Allianz Life Insurance Co. Ltd.| IRDAI No.116

Disclaimers:

^~~All figures as on 30 September 2024

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year. ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Allianz Life Insurance Company Limited is only the name of the Life Insurance Company and Bajaj Allianz Life Goal Assure IV A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

Call to Buy

1800-209-4040

^~Please note that the fund aims to replicate the performance of benchmark index fund, subject to tracking error.

Risk Profile: Very High

^{^}Past returns of a fund are not necessarily indicative of the future performance of the fund.

^{^^}As on 31st July 2024

ULIPs are difffferent from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Allianz Life Insurance Company Limited is only the name of the Life Insurance Company and Bajaj Allianz Life Future Wealth Gain III - A Unit- Linked, Non- Participating Individual Life Savings Insurance Plan (UIN:116L195V01), Bajaj Allianz Life Future Gain II - A Unit-Linked, Non-Participating Individual Life Savings Insurance Plan (UIN: 116L181V01), Bajaj Allianz Life Goal Assure III - A Unit-Linked, Non- Participating Individual Life Savings Insurance Plan (UIN: 116L193V01), Bajaj Allianz Life LongLife Goal - A Unit-Linked, Non-Participating Whole Life Insurance Plan (UIN:116L156V03), Bajaj Allianz Life Invest Protect Goal II - A Unit-Linked, Non-Participating Individual Life Savings Insurance Plan (UIN : 116L192V01), Bajaj Allianz Life Magnum Fortune Plus II - A Unit-Linked, Non-Participating Individual Life Savings Insurance Plan (UIN: 116L182V01), Bajaj Allianz Life Goal Based Saving II - A Unit-Linked Non- Participating Individual Life Savings Insurance Plan (UIN:116L190V01) and Bajaj Allianz Life Fortune Gain - A Unit-Linked, Non Participating Individual Life Savings Insurance Plan (UIN: 116L125V03), Bajaj Allianz Life Smart Wealth Goal IV - A Unit-Linked, Non-Participating Individual Life Savings Insurance Plan (UIN: 116L194V01) are only the name of the unit linked insurance contracts and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offffered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.

Nifty 200 Alpha 30 Index Fund is available with Bajaj Allianz Life Future Wealth Gain III - A Unit- Linked, Non- Participating Individual Life Savings Insurance Plan (UIN:116L195V01), Bajaj Allianz Life Future Gain II - A Unit-Linked, Non-Participating Individual Life Savings Insurance Plan (UIN: 116L181V01), Bajaj Allianz Life Goal Assure III - A Unit-Linked, Non-Participating Individual Life Savings Insurance Plan (UIN: 116L193V01), Bajaj Allianz Life LongLife Goal - A Unit-Linked, Non-Participating Whole Life Insurance Plan (UIN:116L156V03), Bajaj Allianz Life Invest Protect Goal II - A Unit-Linked, Non-Participating Individual Life Savings Insurance Plan (UIN : 116L192V01), Bajaj Allianz Life Magnum Fortune Plus II - A Unit-Linked, Non-Participating Individual Life Savings Insurance Plan (UIN: 116L182V01), Bajaj Allianz Life Goal Based Saving II - A Unit-Linked Non-Participating Individual Life Savings Insurance Plan (UIN:116L190V01) and Bajaj Allianz Life Fortune Gain - A Unit-Linked, Non Participating Individual Life Savings Insurance Plan (UIN: 116L125V03), Bajaj Allianz Life Smart Wealth Goal IV - A Unit-Linked, Non-Participating Individual Life Savings Insurance Plan (UIN: 116L194V01)

In addition to the already existing funds, Nifty 200 Alpha 30 Index Fund is now available with the above mentioned products. Customer has an option to choose from other available funds apart from Nifty 200 Alpha 30 Index Fund.

Please consult the financial advisor before investing. Past performance is not indicative of future performance.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI No. 116

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra

Email: customercare@bajajallianz.co.in | Tollfree: 1800 209 7272

Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.

The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo.

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Disclaimer

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

¹©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

Disclaimer

Ride On! Today's Momentum to Achieve Growth

Premium Amount(Incl. GST)

₹ 80,615/Annually

Performance

Overview

Key Advantages

Eligibility

Downloads

How ULIPs works

Six Reasons to Invest

How This Works

Sample Illustration

Policy Benefits

Return of Mortality Charge

Return Enhancer

Flexibility to adapt in keeping with your life situation

Four portfolio strategies

Choice of Nineteen funds

Loyalty additions

Fund Booster

Avail Family Benefit:

Entry Age

Minimum age is 0 years

Maximum age is 60 years

Maturity Age

Minimum age of maturity 18 years

Maximum age of maturity 75 years

Policy Term

10 / 15 / 20 years

Premium Payment Term (PPT)

Premium Amount and Frequency

Premium Payment Frequency

Yearly, Half-yearly, Quarterly and Monthly

Minimum Sum Assured

Maximum Sum Assured

Maximum & Minimum Sum Assured on Top up Premium

Minimum

Maximum

Brochure

Policy Document

Customer Information Sheet

Select a ULIP

Pay the premium

Applicable charges levied

Net investable premium

Your money is invested in fund choosen by you

Returns accured in the policy fund value

Return Of Mortality Charges@@

4 Portfolio Strategies

Unlimited Fund Switches~~

Life Cover To Protect Your Family

Tax Benefits~

Get More Value For Staying Invested^^

Maturity Benefit

Death Benefit

Investment Strategy

Investor selectable portfolio strategy

Wheel of life portfolio strategy

Trigger based portfolio strategy

Auto transfer portfolio strategy

Maturity Benefit

Death Benefit

Return of Mortality Charge (ROMC)

Fund Booster

Loyalty Additions

Family Benefit

Why Bajaj Allianz Life Insurance ?

Frequently Asked Questions

Customer Speaks

Life Insurance Guide -Ulip Related Articles

Podcasts

Videos

Return Of Mortality Charges^@@

Unlimited Fund Switches^~~

Tax Benefits^~

Get More Value For Staying Invested^{^^}