All future premiums under the policy are waived off in the unfortunate event of earlier occurrence of death, accidental permanent total disability, or diagnosis of 11 specified critical illnesses depending upon the rider terms and conditions.

This provides the benefit of 1% of the rider sum assured, payable monthly for the remaining rider term or 10 years whichever is higher, in case of the earlier occurrence of death, accidental permanent total disability or first diagnosis of any of the specified 11 critical illness depending upon the rider terms and conditions.

In case of death of rider life assured due to accident, the additional rider sum assured is paid to the nominee.

In case of the first diagnosis of any of the 11 specified critical diseases of the rider life assured, the rider sum assured is paid, depending upon the rider terms and conditions.

A lump sum amount is paid to the life assured in case of accidental permanent total or partial disability depending upon the rider terms and conditions.

With this rider, all future premiums under the ULIP policy are waived off on the first occurrence of death, accidental permanent total disability or diagnosis of any of the specified critical illnesses depending upon the rider terms and conditions.

A lump sum amount is paid to the life assured in the event of accidental permanent total/partial disability depending upon the rider terms and conditions.

In the unfortunate event of the death due to accident of the life assured, the nominee gets an additional benefit of rider sum assured along with the death benefits of the base ULIP plan.

The life assured receives a sum equal to the rider sum assured in the event of the first diagnosis of any of the 11 critical illnesses, depending upon the rider terms and conditions.

This rider provides for regular monthly income which is equal to 1% of the rider sum assured for the remaining term of the rider or 10 years whichever is higher, on the first occurrence of death, accidental permanent total disability or first diagnosis of any of the specified 11 critical illness of the life assured depending upon the rider terms and conditions.