Disclaimer:
2Above illustration is for Bajaj Allianz Life eTouch II- A Non-Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N198V01) considering Male aged 23 years | Non-Smoker Preferred | Annual Income =>Rs. 15,00,000 per annum | Indian Resident | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 2,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 7,159. 2nd Year onwards premium is Rs. 7,760. Total Premium is Rs. 2,32,199 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage : 40, Income Payout Percentage : 60). Income payout instalment opted for 40 years | Premium shown above is inclusive of Online Discount only, no other discounts have been considered and exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.
**5% Discount applicable for customer's first individual life insurance policy, applicable only on first year’s premium. 5% Discount for salaried customers, applicable only on first year’s premium. 6% Discount on online purchase is available for regular premium payment and limited premium payment frequency, applicable only on first year’s premium.
*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy. Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.
^^Get Free Health Management Services upto Rs. 31,000 per year
| Health Management Services |
Frequency |
Cost (₹) |
|---|
| Doctor Insta-Consultations |
3 consultations per month = 36 consultations per year |
Average cost per session = ₹500
Total cost per year = ₹500 * 36 = ₹18,000 |
Health Coach
(Diet & nutrition consultations) |
1 consultation per month =
12 consultations per year |
Average cost per session = ₹500
Total cost per year = ₹500 * 12 = ₹6,000 |
Emotional Wellness
(Psychologists consultations) |
1 consultation per month =
12 consultations per year |
Average cost per session = ₹500
Total cost per year = ₹500 * 12 = ₹6,000 |
| Network discounts: |
Throughout the year |
Assumption – Total expense on these services throughout the year
Medicines (M) = ₹5,000
Lab-test booking (L) = ₹5,000
Total discounts that can be availed:
M - 10% = ₹500
L - 10% = ₹500 |
| Total per year as per assumption |
₹31,000 |
Note: The above mentioned costs are based on estimated average market price for respective services. T&C apply.
Doctor Insta-Consultations and Health Coach Services are unlimited and the above numbers are assumed only for the purpose of calculation of the yearly benefit.
Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116
BJAZ-OT-EC-10260/24
An ISO 9001:2015 
