• Get Life Cover worth Rs.1 Crore at Rs.17 per day2 – Bajaj Allianz Life Smart Protection Goal

  • Apne life goals ki guaranteed1 hona Ye Bhi Sahi Hai

  • Fulfill your Life Goals with Bajaj Allianz Life Goal Assure

  • Here's a Comprehensive Tool To Plan Your Child's Future

  • There is lot to remember in Life, Set renewal premium payments to Auto Pay

  • Get your Life Goals Done with Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR

  • Paying your Renewal Premium is Quick and Easy!

  • Know the right amount of Insurance you need in just a few steps!

  • Avail Term Insurance Tax Benefits under Section 80D

  • Know how to invest money during the covid-19 pandemic!


Thanks for showing your interest. A representative from
Bajaj Allianz Life will contact you shortly.

Dear Customer, we request you to connect with us in our next business working hours, (Monday to Saturday 24*6) Thank you, Have a great day ahead


I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business


Please refer to BALIC Privacy Policy


  • Days

  • Hours

  • Minutes

  • Seconds

  • Online Plans
  • Bajaj Allianz Life Health Care Goal

    View more Plus Icon

    Good health is essential for a good life, and good health is also required towards securing you and your family’s future, as well as getting their life goals done.

    • Covers 36 Critical Illness including Heart & Cancer
    • Four variants to choose from as per your need 
    • Option to cover spouse and dependent children 
    • Inbuilt waiver of premium&
    • Online Rebate up to 20% of Final Premium1
    • Covers 2 Juvenile Critical Illness (Bacterial Meningitis and Encephalitis)
  • Future Wealth Gain

    View more Plus Icon

    To realize your families long term financial goals, you need to carefully plan keeping in mind that it should not only provide the dual advantage of Protection and Growth, it should also allow the flexibility of investing in a range of options, give you the benefit of market upsides for staying invested even during periods of uncertainty and ultimately ensure that your family achieves all the financial goals you have planned for them.

    • High Life Insurance Cover
    • Choice of 2 investment portfolio strategies
    • Fund Booster to enhance Fund Value at maturity
    • Option to choose from multiple policy terms
  • Goal Based Saving

    View more Plus Icon

    We all have goals in life that we want to achieve. Be it long term or short term, each one of us need to have a concrete plan to get our Life Goals Done. The burning desire to accomplish our life goals is stitched in to our culture and society. Whether it is, funding a start-up or child's education in the best medical college, travelling around the globe or purchasing a home, proper planning of life goals become very important to achieve them.

    • Return of mortality charges at maturity (ROMC) in case of Regular / Limited Premium policies
    • Option to make partial withdrawals from the funds
    • Choice of regular, limited and single premium payment option
    • Settlement Option with Return Enhancer

What Is a Health Insurance Plan?

You might be making regular investments for your various life goals, be it your dream vacation, establishing your start up or your child’s higher education. However, the progress can come under threat with health emergencies, especially critical illnesses.

Expenses associated with critical illness treatment are only increasing in the country. Medical or health insurance is essential to cope with these expenses, however, they may not be enough to manage the financial burden that comes along with a critical illness, especially if the illness strikes the breadwinner of the family.  

With the onset of any such illness, most of the Indian population generally dips into accumulated savings for various life goals or other investments to meet their expenses arising due to illness. You or your family members may even need to take loans. This is why you need a provision for financial protection and support in case of medical emergencies.

The good news is that you can protect your and your family’s life goals from getting derailed due to unanticipated health emergencies with critical illness health insurance plans. Such plans offered by life insurance companies provide Lump sum benefit on detection of covered critical illnesses. In the process, they ensure that your health doesn’t come in the way of achieving your life goals. 

Why you need a critical illness health insurance plan

Wide critical illness coverage

Illness always come unexpectedly and as a result affect our life and financial situation adversely. With change in lifestyle the chances of anyone getting affected by critical illness have also increased drastically. Recovering from such illnesses can be both expensive and time consuming.

Ample critical illness cover

Studies show that the average cost of treatment of critical illnesses today could vary anywhere from 3 Lakhs to 30 Lakhs (Source: World Health Organization (WHO). Moreover an individual diagnosed with a critical illness has to factor in various other factors like loss of income, day-to-day expenses, and costs arising due to changes in lifestyle etc, which are not covered under hospitalization plans. 

Financial support

Hence the need of the hour is an insurance policy that pays a lump sum, irrespective of your treatment cost and covers a wide range of critical illnesses.

How critical illness health insurance plans provide the required protection

    Most Critical illness health insurance plans provides policyholders and their families with a Lump sum amount on diagnosis. As a result of this, investors can secure his and his family’s life goals by not dipping into his savings to manage the expenses arising due to critical illness.  

    Additionally, one can save tax, since the premium payable under this policy is eligible for tax benefits under Section 80D of Income tax Act 1961.

How to Choose the Best Critical Illness Cover for Yourself

How to Choose the Best Critical Illness Cover for Yourself

Everything You Need To Know About Critical Illness Health Insurance Plans

Everything You Need To Know About Critical Illness Health Insurance Plans

Know 4 Different Types of Health Insurance Plans

Know 4 Different Types of Health Insurance Plans

Compare an ordinary Health Insurance Plan and a Critical Illness Cover

Compare an ordinary Health Insurance Plan and a Critical Illness Cover


⭐ Why you need a health insurance plan?

Due to change in lifestyle, problems like high blood pressure and diabetes and other lifestyle diseases have increased exponentially. Hence, the chances of heart attacks, strokes and other type of illness which were earlier considered rare, now affect many. Simultaneously, with the rise in medical care expenses such as doctors' visiting fees, hospitalization charges, expensive medicines, diagnostic tests, etc. any sudden or critical illness may leave you financially crippled. Hence, an effective critical illness family health insurance plan will help you and your family focus more on treatment rather than the costs involved and safeguard your investments and savings at the time of medical contingencies.

⭐ Are there any tax benefits available for health insurance premiums?

By paying health insurance premiums regularly under this critical illness health insurance plan, you can avail tax benefits on health insurance premium under section 80D of the Income Tax Act, 1961 and amendments made thereto.


~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

##Our policy covers COVID 19 claims subject to policy terms and conditions being met.