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Life Insurance Guide

Life Insurance Guide: Articles on Life Insurance

Are you new to life insurance? Understand all the basic concepts of insurance, investment, retirement and savings. Financial planning could help you make informed decisions to achieve your Life Goals. Read this section before you start your search for the right insurance plan.

Term

What is Term Insurance?

A life insurance plan is an important part of the financial portfolio. The reason is simple. It provides financial security to

Term Insurance Benefits

Safety is an important consideration for all of us. For instance, when we are driving, we make sure that

Term Plan With Return Of Premium – Know All About It

Many Life insurance customers have expressed their concern on losing out their money if no claims are made

Term Insurance Tax Benefit Under Section 80C & 80DD

Every year, around the end of the financial year, we tend to seek out financial instruments which help

Term Insurance Premiums Explained

Term insurance is the simplest and the most cost-effective form of life insurance available to us.

Everything you need to know about Child Insurance plans and its features

When it comes to investment planning, prioritising your child's future takes precedence. This is because rising

Term Insurance Age Limit – Know All About It

Everyone wants their family to be hale and hearty. Even though most people don’t directly associate happiness with financial .

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ULIP

What Is ULIP?

It doesn't matter if your 20, 35 or 50. Whatever your age, you are sure to have certain life goals and dreams that you hope to fulfil.

Know ULIP Returns In 10 Years

A Unit Linked Insurance Plan (ULIP) is considered as one of the most preferable means of investment today. ULIP

5 ULIP Charges You Should Know About

A Unit Linked Insurance Plan (ULIP) is considered as one of the most preferable means of investment today. ULIP

ULIP Tax Benefits - How ULIPs Help You Save On Income Tax

If you are reading this, the chances are that you are exploring ways to reduce your income tax liability and also make some

ULIP Benefits - Why Invest In ULIP

There goes a saying, The early bird catches the worm'. In literary sense, it means that a person will have an advantage if they do

ULIP Funds

ULIPs are one amongst the most preferred investment options in the Indian financial markets right now. They offer

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Investment

Tax Saving Investments – 3 Ways Insurance Can Help You Save Tax

The life insurance industry in the country has seen a steady growth over 6 years from 2012 to 2018, and the premium from new life

What Is Return On Investment?

Planning Life Goals has become an important aspect for every investor today. It is important for one to realise their life goals

Investment Plans In India For FY 20-21

You earn and spend your income month after month, but the secret to securing your future and ensuring that you meet your

3 Types Of Investment And Insurance Plans

From the time you start earning, the chances of accumulating funds are higher. However, the savings habit inculcated in Indians

Where To Invest Money In India

First-time investors are often faced with the question of where to invest money in India. With the country’s financial markets

Online Investment Plans – Benefits And How To Get Started

Investing your money in the right instruments is pivotal to achieving your financial goals. If you’re salaried or self-employed

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Health

How to Choose the Best Critical Illness Cover for Yourself

With increasing incidences of critical illnesses, such as heart ailments, insurance policies covering such diseases are a must-

Everything You Need To Know About Critical Illness Health Insurance Plans

Being healthy is crucial to achieving any life goal. While one part of being healthy is exercising and eating healthy, the other

Know 4 Different Types of Health Insurance Plans

Healthcare expenses can be the biggest drag on your finances. With lack of quality public healthcare system, we invariably fall

Compare an ordinary Health Insurance Plan and a Critical Illness Cover

Many of us are confused about the difference between a traditional health insurance plan and a critical illness cover and

Handle NCDs with the help of a Critical Illness Cover

Cast a cursory glance around and the chances are some of your friends or acquaintances are battling serious illnesses. There has

Critical Illness Cover Policy or Rider Benefit: What makes more sense?

Sometimes we have to handle a few hurdles in our road to realizing our life goals. Usually, these hurdles arrive when we

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Retirement

Approaching Retirement Age? Know How To Prepare For It

Planning for retirement is the most crucial step for every individual. An early retirement ensures that all the life goals of

Retirement Planning – A Comprehensive Guide

Some people may be married to their work. For others, however, working for long hours becomes a habit.

Retirement Benefits – How To Enjoy Them Without Worry

Most people are guided by the proverb - Work is Worship throughout their professional life. It doesn’t matter how much

5 Tips to Help You Buy A Retirement Investment Plan In India

Every individual deserves a comfortable lifestyle. However, building a stress-free life is a financial challenge faced by a

Retirement Investment Plans In India

Irrespective of the age at which you choose to retire, it’s essential to save up for retirement, so you can enjoy your golden years

Retirement Savings Plan – How Much To Save At Different Life Stages

Life expectancy is constantly going up. However, the retirement age continues to be at the older level. This combination means

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Child

Secure Your Daughter's Financial Future This International Girl Child Day

Children hold a special place in their parents’ heart. That is why parents always try to provide better for their children, whether it

2 Riders Which Are Suitable for a Child Life Insurance Policy

One of the preferred ways to secure your child’s future is by purchasing a child life insurance plan. Apart from being able to

Everything you need to know about Child Insurance plans and its features

When it comes to investment planning, prioritising your child's future takes precedence. This is because

What Is A Child Plan?

As a parent, one of the greatest joys of life is watching your children grow up into fine young people. Along with these joys,

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Life

Life Insurance – A Comprehensive Guide

Human life is uncertain. Even though the risks to human life have reduced with the advancement of technology, hundreds

Types Of Life Insurance Policies In India

A life insurance plan or policy allows a policyholder to enter into a formal contract with a life insurance company where the

What Is Life Insurance Policy?

Insurance penetration and insurance density, which reflects the development of the insurance sector in a country, is still very low

Whole Life Insurance – Know All About It

There are innumerable risks to human life. Millions lose their lives every year in unpredictable incidents

How To Determine Your Life Insurance Cover

Figuring out the amount of life cover that is desirable to your needs is a tricky question. Let us address the question of

Benefits Of Life Insurance Plans

On any given day, you may come across several TV commercials, newspaper and online ads, hoardings and magazines trying to

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Tax

What is Direct Tax in India and what are its Types?

The tax structure in India broadly consists of two types of taxes, namely indirect tax and direct tax. Understanding the basic

What is Indirect Tax in India and what are its Types?

India has a robust mechanism of taxes that helps the government to fund many developmental projects

Step by Step Guide to Filing ITR Online

Paying your taxes on time is important. But in addition to that, you also need to file income tax returns (ITRs) within the time

Types Of ITR – Which ITR Should I File?

Filing income tax can be a long and arduous process in the event that one isn’t clued up on the variety

Income Tax Slabs in India for FY 2023-24

A new tax regime was introduced in the 20201 budget. The regime had lower tax rates for higher incomes and allowed

Advance Tax

Paying taxes can be confusing, tiresome, and frustrating. This article seeks to provide readers with guidance on

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Call to Buy

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Disclaimers:

^~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

The above information is for general understanding and is meant to educate the general public at large. The reader will have to verify the facts, law and content with the prevailing tax statutes and seek appropriate professional advice before acting on the basis of the above information.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra

Email: customercare@bajajallianz.co.in | Tollfree: 1800 209 7272

Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.

The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo.

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Disclaimer

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

¹©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

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