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Detailed Information about Term insurance

Term insurance is a type of life insurance policy that provides coverage to the policyholder and financial protection to his/her family. A term plan is advisable if you want to ensure the security of your family in your absence. Understanding the basics of term insurance is important before buying the right term plan for yourself. Let us help you understand in detail about term insurance, how it works, its benefits etc.

Difference Between Participating and Non-Participating Insurance

Savings-oriented life insurance plans offer dual

A Guide on Decreasing Term Insurance Plans

When it comes to a topic such as term insurance,

What Are The Documents Required For Term Plan?

For some people, term insurance may offer life cover

When To Buy A Term Insurance Plan?

People may toil day in and day out to earn and make a living for their families. They may also save to fulfil their financial goals. However, life is uncertain, and a sudden eventuality might put a stop Read More

Can You Purchase Term Insurance Without Income Proof?

Term insurance offers financial protection in the form of life

Is Term Insurance Viable For Diabetic Patients?

A term insurance policy can help secure a family's

What Is A Telemedical Examination for Term Insurance?

A term insurance policy can help secure a family's

Should You Have Multiple Nominees For Your Term Plan?

If you are the primary breadwinner of your family, then

Is Term Insurance Claim Amount Taxable?

Term insurance plans in India are one of the preferred

Term Insurance Tax Benefits: Deductions under 80C, 80D and 10(10D)

A term insurance policy is a protection-oriented life

Reasons to Consider a Term Plan for Young People

At the beginning of your career, you may choose to

Accidental Death Benefit in Term Insurance

Death remains an unpredictable fact for every human.

What is Increasing Term Insurance?

Term insurance plans are one of the tools of financial security. These plans help you secure your family’s financial needs Read More

What is Term Insurance?

A life insurance plan is an important part of the financial portfolio. The reason is simple. It provides Read More

Things To Do After Buying Term Insurance

Buying term life insurance is one of the significant

Who Can Buy Group Term Life Insurance In India?

whole unit. For instance, if a certain employer wishes to buy insurance for his staff of one department in the company, he can offer employees Read More

Free Cover Limit In An Employer-Employee Group Term Life Insurance Policy

Companies offer several benefits to their

Term Insurance: A Type Of Life Insurance

People may believe that a term insurance plan and a life insurance plan are the same. They might

Know The List Of Medical Tests Required For Term Insurance

Term insurance plans provide coverage against

How To Choose The Suitable Sum Assured For Your Term Plan?

When you buy a term plan, you are looking for

What Is Staggered Payment Option Under Term Insurance?

A term insurance plan pays out a death benefit if

What Happens To Your Term Insurance After Divorce?

Marriages bring two people together, and it may be considered

What Is 20-Year Term Life Insurance? Why You May Consider Buying One?

Financially insuring yourself against the increasing uncertainties of life is

30 Year Term Life Insurance: Features And Benefits

The financial safety of your family is one of the responsibilities you undertake when

Term Insurance With An Accidental Disability Rider: How Does It Work?

Premature death is a definite financial loss, especially

Term Insurance For People Recovered From COVID-19

The global pandemic was a tough time for many. We

Understanding 10 Year Term Insurance Plans

Putting your family first is an approach taken by many

What is 2 Crore Term Insurance: How It Works & Things To Consider

Affordable life insurance is available through term

What If a Policyholder Starts Smoking After Buying a Term Plan?

When you buy a term insurance plan, you are always

Short Term Insurance: Why You May Consider Rethinking It

When it comes to buying term insurance plans, some

Benefits of Buying Term Insurance with Return of Premium

A term insurance policy is a pure protection policy. The plan is financial security

Is Death by Heart Attack Covered by Term Insurance?

Heart-related diseases are becoming a rising concern in India, and

Do You Get Money Back After Term Life Insurance?

Term insurance plans are protection-oriented plans that are known to

Meet Your Financial Goals For The New Year With Term Insurance

As the year comes to a close, we enter the

Why Should NRIs Prefer To Buy Term Insurance In India Rather Than Abroad?

Non-Resident Indians (NRIs) are Indians working

Why Should You Buy Critical Illness Cover after Buying a Term plan?

When it comes to insurance in India, a term insurance

Effect of BMI on Term Insurance

Health plays a crucial role in the calculation of your insurance premiums. It's a no-brainer that healthier individuals are less likely to request a complete Read More

Are the 20s Considered Early to Buy Term Insurance?

As life progresses, financial responsibilities start adding up. When you

What Is Non-Linked Non-Participating Term Insurance?

Linked life insurance plans are those that invest the premium

How Does Group Term Life Insurance Work?

Without question, employees of any organisation are

Types of Death Covered and Not Covered By Term Insurance

Ask this question, and the primary reason that would

What Should Be Done If The Nominee Of Your Term Insurance Is No More?

In a term insurance plan, if the insured dies during

Term Life Insurance Tax Benefits: The Complete Guide

Life is unpredictable. While everything can be fine one day,

Gift Your Wife a Term Insurance Policy This Karwa Chauth

Karwa Chauth is round the corner. A special tradition observed

How to Select Riders Effectively for your Term Insurance?

Term insurance also called pure insurance cover, is one of

Life Events That May Make You Review Your Term Insurance

Life is a journey; along this journey, you face various

Benefits Of Group Term Life Insurance Plans

A term life insurance policy helps you secure your

Short-Term Insurance - All You Need To Know

A term insurance plan fulfills the basic goal of

What are the Conditions for a New Employee to be covered under Group Term Life Insurance of the Employer?

When new employees join a company, employers offer

Buying A Term Plan For Tax Saving? Avoid These Costly Mistakes

When you decide to buy life insurance, it should be a conscious choice based on your requirements

Checklist for Newlyweds: Term Insurance Plan

When you tie the knot, you enter into a completely new chapter of your life with your loved one.

Choosing The Right Group Term Insurance For Employees

Employees are the greatest assets of an organisation. While companies

Ukraine-Russia War: Does Term Insurance Cover You In War?

The Ukraine-Russia conflict has already claimed the lives of hundreds

What happens if the nominee dies before the policyholder in term insurance? - Nomination Related FAQs

By choosing a nominee for your term insurance plan

Why is a Simple Term Insurance better than a Loan Protection Plan?

Although most financial advisers suggest choosing a

Benefits of Saral Jeevan Bima Plan

Life has become unpredictable in many ways, especially during the

Is Any Change In Smoking Status Permitted In Term Insurance?

Although smoking and insurance don't go together

Frequently Asked Questions About Saral Jeevan Bima

When it comes to the financial security of your loved ones, there should be no compromise.

Everything You Need To Know About A Term Life Insurance

Are you considering purchasing an online term insurance? Do you

What are the Advantages of having Multiple Term Insurance Plans?

Term insurance is an insurance plan which assures that a

Term Insurance Trends You Must Know

The insurance industry has been heavily impacted by the pandemic, and we can see its influences in new trends that have helped the industry adapt to

8 Lesser-Known Facts about Term Insurance

We all want what’s best for the people we love. A life insurance policy helps people achieve this goal

Reasons Why People Think Term Insurance Is Not A Smart Idea, And Why They May Be Wrong!

Life is unpredictable, and no one can predict what the

Why Is There A Surge in Term Insurance Premiums?

Thanks to low premiums, a term insurance policy has

Should You Choose A Rider while Buying A Term Plan?

A term plan helps ensure the financial stability of your

Guide To Investing In Term Plans And Money Back Life Insurance Plans

A family's financial success over time might quickly be

How to increase your Term Insurance Cover Amount?

Your financial demands, like your life, are continuously

Term Insurance: Limited Payout vs Regular Payout

A term insurance plan is a contract between an

Can You Extend The Tenure of Your Term Plan?

Purchasing a term life insurance plan is one of the

Important Term Insurance Terminologies Explained

Term insurance is a kind of life insurance that provides

What Happens When Your Term Insurance Expires?

A term life insurance plan provides your family with

How to Ensure a Hassle-Free Claim Settlement with your Term Insurance?

When it comes to protecting your family’s financial

5 Things to Consider Before Buying a Term Insurance Plan

Life is so uncertain. You never know what can happen.

What is Level Term Insurance?

Term insurance is one of the most affordable kind of

Reasons you need Term Insurance if you are Self Employed

A term insurance plan is one of the most affordable

What is Renewable Term Life Insurance?

Renewable term plans are nothing but regular premium a term

How to hike your Term Insurance Policy Coverage after buying it?

Term insurance offers financial protection to the surviving members of

Why is the Renewal of your Term Insurance Plan Important?

You plan and take appropriate efforts, such as saving and

Is Term Insurance an investment or expense?

A term insurance plan is a kind of pure life

Can you buy a Term Insurance for your Family?

Term life insurance is a pure protection plan that offers

Do I need Term Insurance if I don't have any dependents?

While considering different types of life insurance

Will term insurance cover me for health-related expenses?

A term insurance plan is designed to offer your family

Why should a Non-Working Spouse get Term Insurance?

People often tend to think of term insurance as a

Why buy an Income Replacement Term Plan?

Life is unpredictable, and when you least expect it, an

Tips to find a Term Insurance for Senior Citizens in India - 2021

Term insurance benefits include a financial safety net

Has your term insurance kept up with your growing needs?

Dealing with life’s uncertainties can be quite

Can You Buy A Term Insurance For a Differently Abled Person?

A term insurance policy is a type of life insurance

Benefits of using a term insurance calculator – Know why you should use one!

If you’re one of those individuals who are looking for

5 Reasons to buy Term Insurance in your 50s – Know Why!

Your loved ones' existence is dependent on your income, you

Know why it's important you renew your Term Insurance!

Despite their increasing popularity, many people still have questions like

Term Insurance Vs. Personal Accident Insurance – Know The Difference!

It’s not possible to predict when life may throw some

Term Insurance Benefits for Nominees

Nomination is one of the many term insurance benefits that

Types of Term Insurance Premium Payment Options

A term plan is a beneficial product that allows you

What should be the Duration of my Term Insurance Plan?

When it comes to protecting your future and securing

Regular Premium Term Insurance Plan Explained

Life’s uncertainties can turn up when you least expect

Term Insurance Premium – Know All About It

Rising costs of living have made the process of living

Individual vs Group Term Life Insurance Explained

Advancements made to society have meant that there

Which Term Insurance Plan Suits Your Age?

The present times we live in are saddled with

Types Of Term Insurance Payout Options Explained

As the collective standard of living of society has risen,

Is Term Insurance Payout Taxable?

Financial protection is vital during these uncertain times. By availing

How To Pay Your Term Insurance Premium

Healthcare prices have been increasing for the past

How Term Insurance Calculator Works

These are unprecedented times we are living in and there

Covid Term Plan: What is Coronavirus Term Insurance?

The coronavirus outbreak has turned the attention of consumers towards

List Of Income Tax Sections Under Which You Can Get Term Insurance Tax Benefits

A term insurance policy is one of the most affordable

Does Term Insurance Cover Disability?

Purchasing a term insurance policy is one of the preferred ways to protect your family from the uncertainties of life. Not only is it easy enough to Read More

Claim Multiple Term Insurance Plans – Is It Possible?

Term insurance is the protection that you can secure not just for yourself but also to make sure that

Term Insurance Tax Benefits On Riders

While it is common knowledge that a term life insurance plan acts as a financial cushion for your family during an adverse event, not many are aware of the various term insurance Read More

Is It Safe To Buy Term Insurance Online?

If you are planning to buy a term plan online but are nervous about how safe it is, this article is for you. In answer to the question, yes — it is safe to purchase an online term plan. When you Read More

6 Life Events When You Should Review Your Term Insurance Coverage

Life can throw unexpected incidents your way when you least

Conditions for term insurance tax deductions and exemptions

Perhaps you are already aware of the term insurance meaning

Tax Benefits And Refund Details About Term Insurance

A term life insurance plan is one of the preferred investment option, since it provides your

Why You Shouldn’t Surrender Your Term Policy

Of the myriad of insurance options out on the market,

Limited Premium Payment Term In Term Insurance

Of the myriad of insurance options out on the market,

5 Ways In Which Term Insurance Secures Your Family

Term insurance plans in India are amongst one of the

Why You Should Renew Your Term Policy On Time

A term insurance plan or term policy is an insurance

Term Insurance Grace Period Explained

Amongst the myriad of insurance options out on the market,

Difference Between Offline And Online Term Plans

Life’s uncertainties can often derail carefully laid

Top 5 Reasons For Term Insurance Claim Rejection

If there is one thing everybody universally wants, it is

Guaranteed Term Life Insurance Explained

Investing in a term policy is one of the preferred

Lump Sum Payout In Term Insurance

Term insurance is one of the preferred investment option to

How To Ensure Your Term Insurance Policy Never Lapses

As we all know it, life can be quite unpredictable.

Does Term Insurance Cover Natural Death?

In the event of your premature death, a term insurance

How Much Term Insurance Do Single Parents Need?

Life insurance is one of the essential financial products for

Why Term Insurance Has Low Premiums

Securing the future of your loved ones is undoubtedly on

Joint Term Insurance Or Separate Term Plans?

Life is uncertain and there is no way any of

How To Buy Term Insurance Plan For A Cancer Patient

Cancer is a disease that can put families under

Know The Difference Between Term Insurance And Health Insurance

Many people remain unaware of the various insurance

Term Insurance Buying Guide

When it comes to safeguarding yourself and your family against the uncertainties of life

What Are Pure Term Insurance Plans?

If you’re looking for an affordable and fool-proof way to secure the future of your family in case

Is Cheapest Term Insurance The Best?

Safety is something we tend to naturally prioritize in life.

How To Compare Term Plans

Life can be uncertain when you least expect it to. While there are some things that you can predict

Term Insurance With Money Back – Yes, It Is Possible

Term insurance is the purest form of life insurance. It

What To Do When Your Term Insurance Policy Expires

Life takes many twists and turns, some expected, and

Renewable Term Insurance Explained

If you are looking for life insurance plans, there are many options to choose from. For the simplest and

Term Insurance For Senior Citizens

Most people tend to overlook term life insurance. However, they they are one of the most cost-effective insurance options Read More

Can I Extend My Term Insurance Plan?

When it comes to protecting your family financially, term insurance

Do Term Insurance Premiums Increase?

Life is unpredictable and fragile. You never know when something

What Is Premium Paying Term?

While buying an insurance plan, you might have come across

How To Choose The Best Term Plan In India For Yourself

Term life insurance is one of the key protection

5 Year Term Life Insurance Policy

Term plans are life insurance products that help you secure

Family Term Insurance – Know All About It

Life is very uncertain, and the pandemic has only

Difference Between Term Insurance And Other Types Of Life Insurance

Life insurance policy is a contract between the

Can We Change Nominee In Term Insurance?

A term insurance is a type of life insurance plan,

Types Of Term Insurance Plans In India

Life may be great for the most part, but at some point, uncertainties and unexpected events may happen

What Is Group Term Life Insurance?

A term life insurance is an insurance plan that ensures that you are protected for a specific term you opt for, which

Common Term Insurance Terms & Conditions You Should Know

Term life insurance policies have emerged as one of the

Term Insurance Eligibility Criteria - Explained

At times of financial distress and uncertainty, it is great

What Is Policy Term?

Even at the best of times, life can be unpredictable and emergencies can strike without a moment’s

How To Change Nominee In Term Insurance Plan

When you buy term insurance, most of the focus and

How To Choose Your Term Insurance Nominee

Worried about the financial security of your loved

How To Avail Term Insurance Tax Benefits Under Section 80D

Term insurance offers financial protection and security

Buying A New Term Insurance Plan? Ensure It Covers COVID-19

If you are wondering what is term insurance, it is

Is Term Insurance Valid Outside India?

One of the most effective methods of providing for your

Term Insurance Quotes - Factors That Determine Your Term Insurance Premium

A term insurance plan is the most popular and

Term Insurance Without Medical Tests – All You Need To Know

If there is anything that the current pandemic has put in sharp focus, it is the fact that it is vital to be

Term Insurance Claim Process – Everything You Need To Know

Term insurance in India is the most popular life insurance

Can We Buy Two Or Multiple Term Insurance Policies?

A term insurance policy ensures protection by offering

Does Your Term Insurance Plan Cover Deaths Under COVID-19?

Life can be unpredictable. When you least expect it, a

Term Insurance Benefits For Parents

Purchasing term insurance is a great way to protect your

Term Insurance For Home Loan

India is a developing country with people moving up

How Much Term Insurance Do I Need

"How much term insurance do I need?" - It is

How To Choose Term Insurance

To choose the right term insurance plan for securing

Single Premium Term Insurance Plan – When Should You Opt For One

In recent years, the penetration of insurance has

Documents Required For Term Insurance And Why

Term insurance is one of the purest and a cheaper

How Term Insurance Works

The current COVID-19 pandemic has revealed the uncertainty of life

How Term Insurance Claim Settlement Ratio Matters

Term insurance is one of the essential financial

Term Insurance Comes Under Which Section?

A term insurance plan, also known as pure life

What Is Decreasing Term Insurance Plan?

Indians are known to be good savers, setting aside a

Is Term Insurance Good?

Yes, absolutely. Term insurance plans are good and worth every

Difference Between Term Plan And Endowment Plan

If you’ve made the wise decision to invest in a

Term Insurance Till What Age: How To Pick The Right Policy Period?

Term insurance is a life insurance plan where the

Why You Need A 1 Crore Term Insurance Plan

Term insurance plans have evolved significantly over

Term Insurance Premium – Tips To Reduce Them

Term insurance is the simplest and the most cost

Why You Should Buy Term Insurance Under MWP Act, 1874

Are our families not at their happiest when all of

What Is Term Insurance Plan with Return of Premium?

The acceptance of life insurance policies has been

Joint Term Insurance Plan – What Is It?

Irrespective of whether you are single or married, purchasing a

Term Insurance To Secure Your Child’s Future

Your life goals may vary from one stage to another.

5 Important Features Of A Term Policy

In today’s world, life insurance is of utmost importance, regardless

Term Insurance Age Limit – Know All About It

Everyone wants their family to be hale and hearty

Why You Shouldn’t Stop Your Term Insurance Coverage After 65

Term insurance has traditionally been considered as a

How NRIs Can Buy Term Insurance Plans In India

Non-resident Indians (NRIs) or Persons of Indian Origin

5 Term Riders and Their Benefits Explained

Riders are an add-on to the life insurance policy

5 Term Insurance Comparison Factors

Term insurance is one of the most important part of financial planning tools for an individual.

Term Plan With Return Of Premium – Know All About It

Many Life insurance customers have expressed their

Term Insurance Comparison – Regular Vs Return Of Premium Term Plan

A term insurance plan is one of the most popular

Do Term Insurance Plans Have Maturity Benefits?

Term insurance plans provide a financial cover to a

Term Life Insurance – Why Get Coverage Up To 99 Years

Life is uncertain and we try everything we can to

How To Ensure Your Term Insurance Claim Never Gets Rejected

Data available from the Insurance Regulatory

Why Smokers need to invest in a Term Insurance Plan

A tiny cigarette doesn’t cost a lot. However, your

Why a Non-Working Spouse needs a Term Insurance Plan

Being a housewife might seem easy to some people. However,

Why Get A Critical Illness Rider With Your Term Plan?

Availing additional riders on term plans enhances the value of

10 Frequently Asked Questions About Term Plans

The top priority of every family man is the well-being of his family. Over the years, he strives

Importance Of Monthly Income Payout In A Term Insurance Plan

Death is an inevitable part of our lives. The

Term Insurance: How Much Should You Be Insured For And For How Long?

Term insurance plan is affordable and offers not just

Why terms plan in life insurance is important for single women

A ladies handbag is her "Armageddon Resource

Term Insurance : Insurance That Costs Less Than Your Daily Chai

Paul Stanley once said "Youth is incredible because you really

Term Insurance Benefits and Things To Consider Before Buying a Term Insurance Plan

Safety is an important consideration for all of us.

Term Life Insurance Policy Riders: Why They Matter

The Oxford English Dictionary defines a rider as "A condition

Why Term Insurance Is important for Working Couples

Power couples are on the rise. We see more families

8 Questions You Should Ask Yourself Before Buying a Term Insurance Plan

Term insurance is the purest form of insurance where

How To Choose The Most Suitable Term Insurance Plan In India For Yourself

It is obvious for an investor to get confused due

5 Term Insurance Myths Debunked

When it comes to term insurance plans, there are tons of perceptions doing the rounds. The real identity

Term Insurance Premium Calculator – Know Everything About It

Selecting the right type of term policy is an easy

5 Mistakes To Avoid While Buying Term Insurance

Investment in a life insurance policy is worth all your

What Is Online Term Insurance And How To Buy One?

We dread the painstaking process of purchasing term

Term Insurance Vs Whole Life Insurance - Which One Should You Get And Why

Life insurance plans provides for the protection of your

How To Buy Term Insurance At Different Life Stages

Ideally, the right time to buy term insurance plans is

4 Benefits Of Online Term Plans

The emergence of E-commerce has gradually decreased the painstaking process

Why You Should Undergo Medical Tests Before Buying Term Insurance

Undergoing a medical test before purchasing a term

4 Term Insurance Benefits For Millennials

There are multiple reasons to purchase a term life

4 Ways To Choose The Best Term Insurance Plan For Yourself

Life insurance is about offering financial security to your dependents

A Choice Investment Options

As it turns out the 104-satellite launch is a world record by ISRO (Indian Space Research Organization) beating the 37-satellite launch by Russia in 2014.

A Great Term Insurance Plan for Rural India

Bajaj Allianz Life targeted the low-income market with the launch

Deal Life's Uncertainties With Term Insurance Plan

The cricketing world is gaga about R Ashwin’s exploits.

Term Plans Makes For The Best Investments

Every New Year sees a flurry of activity in the

Analyse Your Term Insurance Options Carefully

The IPL auction was conducted with much fanfare as

Learn the Basics of Term Life Insurance Plan

How a term plan can protect you & your family

Live a guilt-free in today’s times with term insurance

Eternal happiness is a myth. Sounds ironical? On the

Term Insurance Plan To The Rescue

Social media is abuzz with how the Tubelight has lived up to its name going by initial box office

Low Premiums - Just One Of The Many Term Insurance Benefits

Life insurance is a long-term commitment about getting life cover

Call to Buy

1800-209-4040

Disclaimers:

^~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

The above information is for general understanding and is meant to educate the general public at large. The reader will have to verify the facts, law and content with the prevailing tax statutes and seek appropriate professional advice before acting on the basis of the above information.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra

Email: customercare@bajajallianz.co.in | Tollfree: 1800 209 7272

Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.

The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo.

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Disclaimer

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

¹©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

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Detailed Information about Term insurance