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Bajaj Allianz Life Insurance Co. Ltd., one of India’s leading private life insurers, is a joint venture between Bajaj Finserv Limited, one of the most diversified non-banking financial institutions in India, and Allianz SE, one of world’s leading global insurer and asset manager. We began operations in August 2001 from our headquarters in Pune, Maharashtra (India).

With a focus on getting Life Goals DONE. Bajaj Allianz Life is committed to offer value-packed and innovative products, which are simple to understand and purchase. They are designed to meet long-term life goals of customers, ranging from protection, wealth creation to retirement solutions and more. These are backed by a suite of tech-enabled services and service touchpoints to ensure we are always available for our customers to manage their Life Goals with us.

To ensure enhanced customer engagement, we have built an extensive distribution network across the country. With 537 branches, over 1,49,131  agents (as on 30 April, 2024), along with several partnerships with key banks, including AXIS, Bandhan, IDFC First amongst others, and a large network of Corporate Agents, we are present where our customers are. Our digital eco-system is also built and strengthened over time to ensure we are available, literally, on the palms of our customers.

With innovation and customer-centricity as our guiding values, we have transformed to being one of the fastest growing life insurers in India. Today, we are the life goals enablers to over 4.15 crore# individuals & Groups (as on 30 April, 2024) and have over Rs. 1,11,650 crore Assets Under Management (as on 30 April, 2024), with a AAA$ Rating that signifies highest degree of safety regarding timely servicing of financial obligations and Claims Settlement Ratio at 99.23%~ .

Over the last five years, we have disrupted the life insurance industry in several ways, to ensure that our customers enjoy the several benefits their life insurance policy(ies) provide. From introducing first-of-their-kinds product features to innovative services for our customers, ICs and partners alike (e.g. SmartAssist, comprehensive set of services on Whatsapp Business account, QR-code enabled branch services, etc.), several milestones mark our transformation journey this far.

As a brand, Bajaj Allianz Life has also strengthened the trust quotient it enjoys amongst its stakeholders and customers. Our endearing campaigns built on deep customer insights and right marketing analytics have helped build a strong brand recall. We have been recognized thrice for the mega Plankathon event where we broke records for most number of people performing the abdominal plank, simultaneously.

All these achievements have been possible due to the passion of over 25K team members working towards enabling life goals of our customers.

Promoters, Associated Companies and Board Members

Promoters

Name of Promoters % of Holding
Bajaj Finserv Ltd. 74
Allianz SE 26

BFS: https://www.bajajfinserv.in/corporate-bajaj-finserv#

Bajaj Finserv Limited deals with financial services of the Bajaj Group. Its core businesses are spread across Lending, Insurance and Wealth Advisory.

The two insurance companies, Bajaj Allianz General Insurance Company and Bajaj Allianz Life Insurance Company, are joint ventures with Allianz SE, Germany. Bajaj Finserv is the majority partner in the JV and the two companies individually manage operations in general and life insurance spaces.

The comprehensive life insurance solutions, technical expertise and experience of Allianz SE combines with the in-depth market knowledge and goodwill of "Bajaj" brand in India. Competitive pricing and customized life insurance solutions have earned Bajaj Allianz Life the customer's trust and market leadership in a very short time. Bajaj Allianz Life Insurance has developed life insurance solutions that cater to every segment and age-income profiles. Currently Bajaj Allianz Life has a strong life insurance portfolio and caters to all kinds of customer needs from ULIPs to Child plans, from group insurance to health insurance. Bajaj Allianz General Insurance has developed general insurance solutionsthat cover a wide range of needs, from health insurance, to motor insurance, to home and travel insurance, and more.

Allianz: https://www.allianz.com/content/dam/onemarketing/azcom/Allianz_com/about-us/who-we-are/documents/1808-en-Allianz-Factsheet-english.pdf

The Allianz Group is a global financial services provider with services predominantly in the insurance and asset management business. 88 million retail and corporate clients in more than 70 countries rely on our knowledge, global presence, financial strength and solidity. In fiscal year 2017 over 140,000 employees worldwide achieved total revenues of 126.1 billion euros and an operating profit of 11.1 billion euros. Allianz SE, the parent company, is headquartered in Munich, Germany.

Associated Companies

The Board Members

Sr. No Name of Director Role/Designation
1 Mr. Sanjiv Bajaj Chairman
2 Mrs. Ritu Arora Director
3 Mr. Niraj Bajaj Director
4 Justice Sanjay Kishan Kaul (Retd.) Director
5 Dr. Srinivasa Rao Nagarjuna Director
6 Mr. Anami Roy Independent Director
7 Mr. S Sreenivasan Director
8 Mr. Anup Wadhawan Independent Director
9 Mrs. Renate Wagner Director
10 Mr. Jan-Christian Rosemeyer Alternate Director for Mrs. Renate Wagner
11 Mr. Tarun Chugh Managing Director Chief Executive Officer

Notes -

  • Brief profile of the Directors, as at 31 March 2024, is available in Corporate Governance report which is part of the Annual Report of the Company.
  • Mr. Meleveetil Damodaran, Mr. Ranjit Gupta, Mr. Suraj Mehta and Mrs. Lila Poonawalla, Directors, have stepped down from the Board of Directors with effect from close of business hours on 30 June 2024.
  • Justice Sanjay Kishan Kaul (Retd.) and Dr. Srinivasa Rao Nagarjuna were appointed as Directors w.e.f. 1 July 2024.

Key Management PersonsPursuant to Corporate Governance Guidelines of IRDAI

  • Mr. Tarun Chugh

    Mr. Tarun Chugh

    Managing Director and Chief Executive Officer

    About

    Mr. Tarun Chugh

    Tarun Chugh is the MD & CEO of Bajaj Allianz Life. He is a seasoned industry veteran with over 25 years of experience in the financial services industry, having spent over sixteen years in leadership roles within the Indian life insurance sector.

    Tarun was the Managing Director and Chief Executive Officer of PNB Metlife. He has also successfully crossed several professional milestones during his stint with ICICI Prudential Life Insurance, where he was the Chief Distribution Officer. Prior to coming into the life insurance industry, Tarun was an Investment Banker, where he worked for over a decade.

    Tarun has emerged as a transformational leader, driving tremendous change by adopting turnkey initiatives, across the organizations he has led. He is known for his strategic orientation, which has enabled him to build strong businesses throughout his career. He believes in investing towards strengthening long-term relationships across stakeholder groups.

    Tarun is also appointed as the Member of the Governing Council of Insurance Information Bureau of India (IIB). He is also serving as a Member of the Distribution Committee of Insurance Regulatory & Development Authority of India (IRDAI). He is a Board of Governor Member of IIM Sambalpur and on the Advisory Board of Christ Lavasa. He is the ex-Elected Member of the Executive Committee of Life Insurance Council of India.

    Tarun is an alumnus of IIT Delhi and an MBA graduate from IIM, Lucknow. He is married to Simran and has two sons. He enjoys taking adventure and nature holidays with them. Tarun is an avid reader and loves reading across genres.

  • Mr. Vipin Bansal

    Mr. Vipin Bansal

    Chief Financial Officer

    About

    Mr. Vipin Bansal

    Vipin Bansal is the Chief Financial Officer at Bajaj Allianz Life Insurance in Pune, Maharashtra, India. With over two decades of experience in Financial Reporting, Risk Management, and M&A, Vipin's expertise in shaping financial strategies spans across diverse sectors, including BFSI, manufacturing, retail, FMCG, logistics, and metals.

    He joined the Bajaj Finserv Group in 2020, where he has held various roles covering Risk, M&A, Internal Audit, and ESG. Prior to his tenure at Bajaj Finserv Group, Vipin held positions with Price Waterhouse (and its network firms), culminating in his role as a Partner in the firm's Assurance Practice.

    Vipin is a Chartered Accountant from The Institute of Chartered Accountants of India and holds a Bachelor of Commerce degree from Nagpur University.

  • Mr. Anil P.M.

    Mr. Anil P.M.

    Head - Legal & Compliance and Chief Compliance Officer

    About

    Mr. Anil P.M.

    Anil is currently heading the Legal & Compliance function for Bajaj Allianz Life Insurance Co. Ltd.

    He has been associated with the Company since February 2017. Anil is a seasoned legal & compliance leader with around twenty years of rich experience having substantive exposure & expertise in most areas of laws, regulations, statutes, corporate governance, trademarks, service marks, intellectual property rights & more.

  • Mr. Sampath Reddy

    Mr. Sampath Reddy

    Chief Investment Officer

    About

    Mr. Sampath Reddy

    Sampath Reddy is the key force behind Bajaj Allianz Life Insurance’s fund performance that has helped strengthen customers’ trust in the brand. With over a decade and a half in the organization, Sampath has leveraged his acute sense of fund management to enable customers achieve their life goals by investing in the company’s products.

    Sampath leads a strong team of fund managers who have their fingers on the pulse of the Indian stock market, and who have been trained to develop long term investment strategies. He works closely with the banking and financial services fraternity in India. Prior to Bajaj Allianz Life Insurance, Sampath worked for nearly a decade as a Fund Manager with Principal PNB Asset Management, Hedge Fund - Voyager, HSBC Securities & Capital Markets and ABN Amro Asia Equities.

    Sampath holds a degree in Engineering and an MBA. He is also a CFA Charter Holder from the CFA Institute, USA.

  • Mr. Rajesh Shanoy

    Mr. Rajesh Shanoy

    Company Secretary

    About

    Mr. Rajesh Shanoy

    Rajesh Shanoy is the Company Secretary at Bajaj Allianz Life Insurance. He joined the organisation in April 2017. Prior to joining this Company he has worked with Bajaj Finance Limited for more than 5 years.

    Rajesh has more than 15 years' experience in handling matters related to SEBI and corporate laws, company secretarial, legal, financial, cost and management accounting. He has also worked with leading listed companies in directional media and manufacturing space.

    Rajesh is a Commerce Graduate, Company Secretary and Cost Accountant by qualifications.

  • Mr. Avdhesh Gupta

    Mr. Avdhesh Gupta

    Appointed Actuary

    About

    Mr. Avdhesh Gupta

    Avdhesh Gupta is the Appointed Actuary at Bajaj Allianz Life. He joined the company in June 2019 and is responsible for Actuarial Valuations, Shareholder Reporting, Product Pricing and Financial Risk.

    A seasoned professional, Avdhesh brings with him over 15 years of experience in the actuarial domain. Prior to joining Bajaj Allianz Life, Avdhesh worked with PricewaterhouseCoopers as the Principal Consultant in Actuarial services. In his earlier stints, he has led multiple roles at Aegon Life Insurance Company, SwissRe and HSBC.

    Avdhesh is a Fellow of the Institute of Actuaries of India (FIAI) and Institute & Faculty of Actuaries, UK (FIA). He completed his MSc in Actuarial Management from Cass Business School, London.

  • Mr. Farid Valani

    Mr. Farid Valani

    Chief Risk Officer

    About

    Mr. Farid Valani

    Farid Valani is the Chief Risk Officer at Bajaj Allianz Life Insurance. He joined the Company in December 2008 and has led multiple roles in the Actuarial domain. In his present role, Farid is responsible for the risk management function of the Company.
    With over 15 years of experience in the life insurance sector, Farid has had a diverse exposure in managing Statutory Valuation, Regulatory and Shareholder Reporting, providing him with an in-depth understanding of the financial risks of a life insurance company.
    Farid completed his Masters in Actuarial Science from University of Kent, Canterbury, United Kingdom.

Leadership Team

  • Tarun Chugh

    Tarun Chugh

    Managing Director and Chief Executive Officer

    About

    Tarun Chugh

    Tarun Chugh is the MD & CEO of Bajaj Allianz Life. He is a seasoned industry veteran with over 25 years of experience in the financial services industry, having spent over sixteen years in leadership roles within the Indian life insurance sector.

    Tarun was the Managing Director and Chief Executive Officer of PNB Metlife. He has also successfully crossed several professional milestones during his stint with ICICI Prudential Life Insurance, where he was the Chief Distribution Officer. Prior to coming into the life insurance industry, Tarun was an Investment Banker, where he worked for over a decade.

    Tarun has emerged as a transformational leader, driving tremendous change by adopting turnkey initiatives, across the organizations he has led. He is known for his strategic orientation, which has enabled him to build strong businesses throughout his career. He believes in investing towards strengthening long-term relationships across stakeholder groups.

    Tarun is also appointed as the Member of the Governing Council of Insurance Information Bureau of India (IIB). He is also serving as a Member of the Distribution Committee of Insurance Regulatory & Development Authority of India (IRDAI). He is a Board of Governor Member of IIM Sambalpur and on the Advisory Board of Christ Lavasa. He is the ex-Elected Member of the Executive Committee of Life Insurance Council of India.

    Tarun is an alumnus of IIT Delhi and an MBA graduate from IIM, Lucknow. He is married to Simran and has two sons. He enjoys taking adventure and nature holidays with them. Tarun is an avid reader and loves reading across genres.

  • Amit Jaiswal

    Amit Jaiswal

    Chief - BALIC Direct Officer

    About

    Amit Jaiswal

    Amit Jaiswal took charge as the Chief BALIC Direct Officer at Bajaj Allianz Life in November 2017. He is known as a result-oriented people’s manager who brings with him experience of over 25 years in business development, trade marketing, new distribution set up and P&L management across range of sectors like FMCG as well as Life and Health Insurance with business footprints across India.

    In his current role, Amit is responsible for all BALIC Direct business that includes catering to orphan customer base under different campaigns like CPM, Service, S2S as well as expanding new horizons through NTB as well as Defence verticals. Under his Leadership, the company’s proprietary distribution is already amongst the top 3 direct channels in the Indian Life Insurance Industry within 4 years of operation and is emerging as the fastest growing proprietary channel.

    Before joining Bajaj Allianz Life, Amit was the Deputy Director and Head Alternate Distribution, Corporate Agency and Brokers in PNB MetLife where he scaled up new businesses & processes while setting up the channel from scratch . He has experience across range of sectors like FMCG (DIAGEO and USL), Direct Selling (AMWAY) and Life and Health Insurance (ICICI Prudential) (PNB MetLife).

    Amit is a Master of Business Administration (M.B.A.) from LBSIMT and an Economics (Hons) Graduate from Delhi University. He is also a six sigma black belt. In his free time, he loves to travel and is an avid outdoor person. He is passionate about staying fit and is even a licensed scuba diver!

  • Anil PM

    Anil PM

    President – Legal, Compliance and Fraud Prevention Unit

    About

    Anil PM

    Anil is a qualified lawyer with over 24 years of legal experience, majority of which has been as in-house counsel with corporates in the insurance sector.

    In his current role, Anil is responsible for providing strategic advice and opinions on legal, compliance, and business issues. The role also focusses on ensuring the Company’s compliance with applicable laws, managing regulatory audits and inspections, and prevention and mitigation of fraud. Anil also plays a critical role of representing the organisation during regulations development for the positive growth of the sector. He continues to be a part of various IRDAI and Life Council Committees in his current role.

    Anil has also worked with other leading life insurers including PNB MetLife India and Aviva Life Insurance. Apart from life insurance, he has worked with Quark Media House and BEA Systems Pvt. Ltd. Before switching to corporates, Anil was practicing law before the Madras High Court, and had brief stints with a law firm and a telecom company in the USA.

    Anil has completed his Bachelor’s in law from the Dr. Ambedkar Government Law College, Chennai, and his Master’s degree in law from the University of Minnesota, Minneapolis, USA. He’s married to Devi and has two children – Tara and Akshay. He is an avid off-road enthusiast and loves travelling.

  • Avdhesh Gupta

    Avdhesh Gupta

    Appointed Actuary

    About

    Avdhesh Gupta

    Avdhesh Gupta is the Appointed Actuary at Bajaj Allianz Life. He joined the Company in June 2019 and is responsible for Actuarial Valuations, Shareholder Reporting, Product Pricing and Financial Risk.

    A seasoned professional, Avdhesh brings with him over 15 years of experience in the actuarial domain. Prior to joining Bajaj Allianz Life, Avdhesh worked with PricewaterhouseCoopers as the Principal Consultant in Actuarial services. In his earlier stints, he has led multiple roles at Aegon Life Insurance Company, SwissRe and HSBC.

    Avdhesh is a Fellow of the Institute of Actuaries of India (FIAI) and Institute & Faculty of Actuaries, UK (FIA). He completed his MSc in Actuarial Management from Cass Business School, London. 

  • Vipin Bansal

    Vipin Bansal

    Chief Financial Officer

    About

    Vipin Bansal

    Vipin Bansal is the Chief Financial Officer at Bajaj Allianz Life Insurance in Pune, Maharashtra, India. With over two decades of experience in Financial Reporting, Risk Management, and M&A, Vipin's expertise in shaping financial strategies spans across diverse sectors, including BFSI, manufacturing, retail, FMCG, logistics, and metals.

    He joined the Bajaj Finserv Group in 2020, where he has held various roles covering Risk, M&A, Internal Audit, and ESG. Prior to his tenure at Bajaj Finserv Group, Vipin held positions with Price Waterhouse (and its network firms), culminating in his role as a Partner in the firm's Assurance Practice.

    Vipin is a Chartered Accountant from The Institute of Chartered Accountants of India and holds a Bachelor of Commerce degree from Nagpur University.

  • Chandramohan Mehra

    Chandramohan Mehra

    Chief Marketing Officer

    About

    Chandramohan Mehra

    A results-driven marketing professional with deep cross-discipline expertise, CM leads strategic marketing, brand management, consumer research, digital marketing, customer experience measurement and in-house online business.

    He has been pivotal in uplifting the brand health for the last five years at Bajaj Allianz Life via engaging marketing initiatives including LifeGoals Series, Plankathon, SuperStar After Retirement and several social media campaigns. The brand set "Guinness Book of World Records" thrice for its unique health initiative and emerged as the No. 1 Riser Brand, 2022 in Kantars 75 Most Valuable Indian Brands 2022.

    An industry veteran with over 24 years of experience, Chandramohan has held senior leadership positions at Sony Pictures Networks India, SBI Life Insurance, and Kotak Life. He is an alumnus of INSEAD and BITS Pilani.

    CM enjoys long distance running and has completed six world marathon majors.

  • Dheeraj Sehgal

    Dheeraj Sehgal

    Chief Distribution Officer – Institutional Business

    About

    Dheeraj Sehgal

    Dheeraj Sehgal took charge as the Chief Distribution Officer - Institutional Business at Bajaj Allianz Life in November 2017. A results-driven professional, Dheeraj brings with him over two decades of experience in the financial services and pharmaceutical industries, leading multiple roles in sales and distribution, building new business models and defining business strategies. Dheeraj has a track record of successfully leading large teams and projects and is known for building long-lasting alliances.

    In his present role, Dheeraj is responsible for all institutional businesses including bancassurance, financial inclusion, broking, corporate agency, employee benefits and online business. Under his leadership, Bajaj Allianz Life runs successful partnerships with India’s leading banks, brokerage firms, insurance aggregators and more.

    Prior to joining Bajaj Allianz Life, Dheeraj was the Executive Vice President & Head Retail Sales at ICICI Securities where he scaled up new businesses and processes. In his earlier stints, he has worked with The Hollard Insurance Company, ICICI Prudential Life, Merck Ltd and Lupin Ltd, where he led various roles and was instrumental in driving superior business performance.

    Dheeraj is a Chartered Wealth Manager from American Academy of Financial Management and has done a Senior Management Program from IIM Calcutta.

  • Goutam Datta

    Goutam Datta

    Chief Information & Digital Officer

    About

    Goutam Datta

    Goutam Datta joined Bajaj Allianz Life Insurance in November 2018 as the Chief Information & Digital Officer. He brings with him over two decades of experience in the field of Technology where he has successfully spearheaded the development of enterprise digital roadmaps, while managing large-scale technology operations and implementing innovative technology projects. In his all-encompassing journey, Goutam has witnessed the technology evolution from traditional business processes to customer-centric processes through digital implementations.

    A proven strategic leader, Goutam is passionate about creating tangible business value through the use of technology solutions and innovation to drive and deliver business results. He is an astute believer of ‘one team’ model and is known for leading teams to collectively achieve desired business results.

    Goutam is well regarded amongst peers for his collaborative approach towards problem solving. This has led to several successes in business technology alignment, unlocking new business opportunities and enhancing efficiencies in the Companies he has been associated with.

    Prior to Bajaj Allianz Life, Goutam led the Technology & Digital Innovation team at ICICI Lombard General Insurance Company. Here he enabled processes and systems for smoother customer onboarding, experience and business technology transformation. He was instrumental in implementing algorithmic projects (cognitive/AI platform) to redefine the traditional insurance space. Goutam has also worked with Essel Group of Companies and Tata Infotech Ltd in the past.

     Goutam is an alumnus of IIM Calcutta. He enjoys playing badminton and reading history and management books.

  • Omesh Saraf

    Omesh Saraf

    Head of Analytics

    About

    Omesh Saraf

    Omesh brings with him over two decades of rich experience in risk, fraud and customer analytics. At Bajaj Allianz Life, he has built and scaled-up the analytics capability and has been responsible for developing the analytics vision and strategy for the organisation.

    Over the years, Omesh has developed deep subject matter expertise on data management and analytics.  He has enabled organisations in their transformational journeys by setting up the teams, data infrastructure, and processes that helped deliver new-age analytics solutions for business

    Prior to joining Bajaj Allianz Life, Omesh worked with TCS, Neural Technologies, HSBC and Accenture across - insurance, banking and telecom sectors. He also co-founded Litmass Analytics that offered risk analytics products and services to leading Indian banks and insurance companies.

    Omesh holds a Master’s degree in Statistics, with specialization in Applied Statistics and Data Analytics from the Indian Statistical Institute. He enjoys spending time with his family, and takes active interest in gardening and reading.

  • Rajesh Krishnan

    Rajesh Krishnan

    Chief - Operations and Customer Experience

    About

    Rajesh Krishnan

    Rajesh, a seasoned BFSI specialist, comes with over 25 years of cross-functional and leadership experience in the Banking & Insurance industry.

    Customer centricity is a key part of Rajesh’s role at Bajaj Allianz Life Insurance, where he drives the brand’s customer obsession journey through various strategic interventions and initiatives. He is also responsible for achieving deeper stakeholder engagement, through best-in-class processes built to deliver safe, secure and seamless experiences across the board.

    In his previous stint, Rajesh held the position of Chief - Customer Service & Operations at Pramerica Life Insurance. He has also worked with leading brands including ICICI Prudential Life, HDFC Bank, ICICI Bank, Thomas Cook etc., where he spearheaded several key projects to ensure last-mile delivery of customer delight, and achievement of business goals.

    Rajesh is an alumnus of INSEAD Business School, and has a PGDBA certification from Symbiosis. He is also a Certified Associate of Indian Institute of Banking and Finance, and a Licentiate from Insurance Institute of India.

    He is an avid traveller, reader, and a sports enthusiast, and is fluent in six languages. Rajesh is passionate about building a better society and volunteers for providing access to education for underprivileged children and protection of animals against cruelty.

  • Sameer Joshi

    Sameer Joshi

    Chief Agency Officer

    About

    Sameer Joshi

    As the leader of the Agency business channel, Sameer anchors his business strategies on the promise of delivering superior customer experience. He empowers the large force of the Company’s Insurance Consultants (ICs, or agents as popularly known in the industry) with digital assets and easy to access knowledge of the Company’s value-packed life insurance products and seamless services. He consistently invests towards training and development of the ICs to ensure they understand the customers’ Life Goals and respond to their needs accordingly.

    Sameer has been with Bajaj Allianz Life since 2014 and also led the HR function at the Company.

    Sameer has spent nearly 17 years in the life insurance sector, and is a seasoned leader with a focus of driving businesses to the path of profitability. A result-oriented distribution specialist, Sameer is skilled in business planning, sales and talent management.

    Prior to joining Bajaj Allianz Life, Sameer worked with HDFC Life and ICICI Prudential Life leading different business channels.

    Sameer is a Physics graduate and has completed his MMS in Marketing from Mumbai University. He enjoys teaching and playing Table Tennis. 

  • Sampath Reddy

    Sampath Reddy

    Chief Investment Officer

    About

    Sampath Reddy

    As Bajaj Allianz Life’s Chief Investment Officer, Sampath Reddy manages an AUM of over INR 85 thousand crores, along with a team of fund management and investment experts.

    It’s his leadership and prudent investment expertise that has strengthened the customer’s trust in the brand, as the team continuously delivers towards the brand’s promise of getting their Life Goals DONE.

  • Santanu Banerjee

    Santanu Banerjee

    Chief Human Resources Officer (CHRO)

    About

    Santanu Banerjee

    Santanu, a seasoned industry veteran, comes with over 22 years of experience in human resources. In his current role, he is responsible for the strategic direction of people management, talent acquisition, training and development, performance management, organisational effectiveness, and succession planning. Santanu also has played a critical role in the transformation journey at Bajaj Allianz Life with respect to people policies and culture development.

    Prior to joining Bajaj Allianz Life, Santanu worked with Star Union Dai-Ichi Life Insurance as Executive Vice President and Chief Human Resource Officer. The other HR roles were with ING Vysya Life Insurance, Aditya Birla Sun Life Insurance, Aditya Birla Health Insurance, and Hathway Cable & Dotcom.  

    Santanu graduated from the University of Calcutta and holds a Master’s degree in HR from the Army Institute of Management, Kolkata. An avid reader of literature, he is also a trained classical musician, who loves to play musical instruments.

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Disclaimer : We take privacy seriously. Bajaj Allianz Life does not share your personal information with any third party. Please read our Privacy Policy here.

##Our policy covers COVID 19 claims subject to policy terms and conditions being met

35% Discount applicable for customer's first individual life insurance policy, applicable only on first year’s premium. | 5% Discount for salaried customers, applicable only on first year’s premium. | 1% Discount on online purchase is available for regular premium payment and limited premium payment frequency.

2Above illustration is for Bajaj Allianz Life Smart Protection Goal - A Non Linked, Non Participating, Individual Life Insurance Term Plan (UIN: 116N174V01) considering Male aged 25 years | Non-Smoker | Standard Life | Policy term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Excluding Salary rebate and Insurance for All discount | medical rates | Annual Premium Payment Mode | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only.

1Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

#Individual & Group

$For details refer to press release published by CARE

~Individual Death Claim Settlement Ratio for FY 2023-2024

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