Are there eligibility criteria for opting for a ₹75 lakh term insurance plan?

Resident Indians and Non-Resident Indians, both can buy the ₹75 lakh term insurance plan subject to the age limits as specified by the insurance company. Further, the applicant should also have sufficient income to pay the underlying premium of the term plan.

What happens at the end of the policy term of a ₹75 lakh term insurance plan?

If the ₹75 lakhs term insurance plan is a standard term plan, no maturity benefit would be payable at the end of the policy term. However, if it is a return of premium plan, the premiums paid for the plan would be refunded as a maturity benefit at the end of the policy term.

Can I surrender or cancel my ₹75 lakh term insurance plan?

Yes, you can surrender your ₹75 lakhs term insurance plan within the 30 days of the free look period provided by the insurance company and the insurer will return the premiums paid after deducting the applicable charges, if any6.

What if I miss paying my Term Insurance premium on time?

If you miss the premium payments of the ₹75 lakhs term insurance plan, you can pay the premiums during the 15 days for monthly mode and 30 days for yearly, half yearly and quarterly mode provided by the insurer5. However, if you happen to fail to pay the premiums even during the grace period, your policy will lapse.

Is a medical examination required to apply for a ₹75 lakhs term insurance plan?

Yes, some insurers may require a medical examination. They assess the health conditions and pre-existing illnesses of the insured to check the risks associated with them before issuing the term plan.

Claim Settlement Ratio of 99.23%^~

75 lakhs term insurance Plan

A term insurance policy offers coverage usually up to the sum assured that you choose. Usually, term insurance plans allow high coverage so that you can choose a sum assured that matches your financial needs. Read More

You can choose the coverage depending on your financial goals, liabilities and other obligations. There are different sum assured options available under term insurance plans. One such option is ₹75 lakhs. Let’s understand more about the ₹75 lakhs term insurance plan.Read Less

Term Insurance Calculator^**

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*^{,^^,$,##,**} T&C apply | BJAZ-WB-EC-10278/24

Keep these Documents Handy
Photo	Colored Photo
PAN Card	PAN Card/ Form 60
Age proof (Any one)	Passport Aadhar card Driver’s License Birth Certificate Baptism Certificate of PAN card
Income documents (Any one)	Last 6 months Bank statement with salary credit Form 16 Last 3 years ITR with Computation of Income (COI) Last 3 months salary slip + Last 6 months bank statement showing salary credited
Address proof/ID proof (Any one)	Passport Aadhar card Voters ID Driver’s License

^*Above illustration is for Bajaj Allianz Life eTouch- A Non-Linked, Non-Participating, Individual Life Insurance Term Plan(UIN:116N172V04) considering Male aged 22 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term(PPT)– 30 years | Sum Assured opted is Rs. 5,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 18,038. 2nd Year onwards premium Rs. 19,257. Total Premium Paid is Rs. 5,76,491 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage: 45, Income Payout Percentage: 55) | Premium shown above is inclusive of Online Discount only and exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only.For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.

^**The output generated through calculator are on the basis of the data inputted by you and is being provided to you solely for your reference purpose and not to be construed as investment advice. Please seek independent advice from your insurance consultant before making any investment decisions. While proper caution has been taken in designing this calculator, Bajaj Allianz Life Insurance Co. Ltd. assumes no liability for the accuracy of the information and data provided in this tool.

^##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

^@Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^{^^}Get Free Benefits up to ₹ 14,000 per year

S No.

Value Added Service

Frequency

Cost (₹)

Doctor Teleconsultations

Consultation per month
= 24 consultations per year

Average cost per session = ₹500
Total cost per year = ₹500 * 2 * 12 = ₹1200

Network Discounts
Medicines (M) - 10%, Lab Booking (L) - 10%,
In-Patient Hospitalization (P)- 5%,
Out-Patient Consultation (O) - 10%

Throughout the year

Assumption - Total Expenses of these throughout the Year	Total Discounts that can be availed throughout the year
M - ₹5,000	₹500
L - ₹5,000	₹500
O - ₹5,000	₹500
P - ₹10,000	₹500

Total per year as per assumptions

₹ 14,000

Note: The above mentioned costs are based on estimated average market price for respective services.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

Get Your Life Goals, Done!

Tailored Life Insurance Solutions for your long-term Life Goals.

Term Insurance

ULIP Plans

Savings Plans

Guaranteed Return Plans

Retirement Plans

Child Plans

Written ByShruti Gujarathi

AboutShruti Gujarathi

Shruti Gujarathi has 5 years of experience in the BFSI sector, and as Manager- Digital Marketing at Bajaj Allianz Life Insurance, manages digital and content marketing. She has had hands-on experience in content strategy, performance marketing and Strategic Alliances over a career spanning 10 years.

Reviewed ByRosy Pathak

AboutRosy Pathak

Rosy Pathak, AVP- Product and Brand Marketing at Bajaj Allianz Life Insurance carries over 17 years of experience in Marketing and a demonstrated history of working in the insurance industry. She is skilled in Product Management, Planning and Strategy, Project Management, Marketing and Communication.

What is a ₹75 lakh Term Insurance Plan?
Benefits of ₹75 Lakh Term Insurance Plan
How does a ₹75 lakh term insurance plan work?
Who Should Opt for ₹75 lakh Term Insurance?
How do you choose the right ₹75 lakh term plan?
Factors Affecting the ₹75 lakh Term Insurance Premium?
Why Bajaj
Conclusion
FAQ's

What is a ₹75 lakh Term Insurance Plan?

A term insurance policy with a sum assured of ₹75 lakhs is referred to as a ₹75 lakh term insurance plan. This policy provides coverage for a specified period of time and offers coverage of ₹75 lakhs during the specified policy term. The policyholder pays a premium for the ₹75 lakhs term insurance and can choose to pay monthly, quarterly, half-yearly, or yearly.

Benefits of ₹75 Lakh Term Insurance Plan

Feature	Description
Financial Security	A ₹75-lakh term insurance plan can help protect the financial security of the family if the insured is the sole breadwinner and dies unexpectedly.
Meet Financial Liabilities	A ₹75-lakh term insurance plan help meet your financial liabilities and pay your outstanding loans, if any and expenses like children's education and marriages.
Extended Coverage	Some term insurance plans may also cover critical illnesses and disability as inbuilt coverage or it can be added to the term plan through riders to get extended coverage in times of need.
Flexibility	Term insurance plans offers flexible terms and conditions, allowing you to select the policy tenure and customize coverage options based on your insurance needs. Some plans might also have the option to receive the death benefit as a lumpsum, as monthly instalments or a combination of both as per your financial requirements.
Tax Benefits	Term insurance plans offer tax deductions of up to ₹1.5 lakhs per annum U/S 80C of the Income Tax Act for premiums paid for the policy¹ subject to certain conditions under old tax regime. The death benefit received is also tax free². Further, the maturity benefit (i.e., the return of premiums) under the Return of Premium Term plan is exempt from tax under Section 10(10D) subject to certain conditions¹.

How does a ₹75 lakh term insurance plan work?

A ₹75 lakh term insurance plan provides a sum assured of ₹75 lakhs offering the flexibility to customise the plan by choosing the policy tenure, premium payment term, payment frequency, and optional riders. The premium is calculated based on these choices, along with your age and health conditions and other risk factors.

You pay premiums according to the selected terms and frequency. If the life assured happens to pass away during the policy tenure, ₹75 lakhs is paid out as the death benefit to the nominees, subject to policy terms & conditions. Further, some term plans offer whole life coverage, i.e. 99 or 100 years of age, providing whole life coverage.

However, if the life assured survives the term, no maturity benefit is provided under standard plans. Whereas, if the Return of Premium option is chosen, the paid premiums are refunded as maturity benefits. By paying an additional premium, one can also enhance the coverage through optional add-ons/riders, such as accidental death benefit. In the event of death/disability suffered by the life insured as covered by the rider, the rider's benefits would be paid in addition to the sum assured of the plan.

Who Should Opt for ₹75 lakh Term Insurance?

A ₹75 lakhs term insurance plan is suitable for -

Individuals with a source of regular income along with minimal liabilities can think of purchasing the ₹75 lakhs term insurance plan to protect the financial future of their family in their absence.
If you happen to be in your early working life, such as your 20s or 30s, buying a term insurance plan is a good idea as it is a protection tool for one’s-term coverage and ensures financial protection at affordable premiums.
For the only bread earner of your family, purchasing a ₹75 lakhs term insurance plan will ensure that the family's financial requirements are met in the event of their unfortunate demise.
Individuals with dependents, be it their parents or children, can evaluate their choice of opting for a ₹75 lakh term insurance plan while keeping their financial future in mind, such as their child’s education or marriage, rising cost of living, retirement, etc.
Individuals having outstanding liabilities, including loans, can consider buying a ₹75 lakh term insurance plan to meet them without creating financial strain on their family.
A ₹75 lakhs term insurance plan can also be a suitable option for adults approaching retirement, enabling them to create a corpus for their spouse.
Individuals having an existing term insurance plan can buy the ₹75 lakh term plan to supplement their coverage.
Individuals with limited financial needs can buy the plan to fulfil their needs.

How do you choose the right ₹75 lakh term plan?

When choosing the right ₹75 lakh term plan, consider the following factors:

Coverage offered

Evaluate the core coverage of the plan and compare it with the available plans. Look for inbuilt riders or additional options which can enhance the scope and flexibility of the policy and select a plan which aligns with your specific insurance coverage needs.

Read Less

Premium Charged

Compare premiums across various ₹75 lakh term plans. Assess the premium charged for the plan in relation to the coverage benefits provided to find the most cost-effective option.

Read Less

Ease of Buying

Opt for term plans which are easy to buy and have a simple application process. This will enable you to get the coverage quickly.

Read Less

Ease of Claim Settlement

Check the claim settlement ratio of the insurance company. Higher the claim settlement ratio, higher is the possibility of your claim payout. Select a term plan which has a smooth claims settlement process to avoid difficulties during a claim.

Read Less

Factors Affecting the ₹75 lakh Term Insurance Premium?

Several factors affect the amount of the premium of ₹75 lakh Term Insurance. These include the following³:

Your age
The premium of the insurance plan is higher for older individuals and it increases as one ages since they have higher mortality risk. Younger individuals benefit from lower premiums as they are less likely to make a claim.
Gender
Premiums for women are generally lower than that for men. Women have a longer life expectancy, leading to lower mortality risk and, thus, lower premiums⁴ .
Health Status
Individuals having pre-existing medical conditions or a family history of illnesses might be charged higher premiums. Insurance companies assess health through medical examinations and pre-check-ups.
Occupation
Jobs which are dangerous in nature or that involve high risk, such as those in aviation, mining, defence or construction, may lead to increased premiums due to the higher risk of accidental death.
Lifestyle Choices
Smokers, individuals consuming alcohol and those having unhealthy lifestyles often face higher premiums. Smoking is associated with an increased risk of life-threatening diseases, thus shooting up the premiums.
Optional Riders
Optional riders, such as critical illness coverage or accidental death benefits, enhance the coverage of the plan but also increase the premium.

These add-ons provide extra benefits beyond the base term insurance policy.

99.23%

Claim Settlement Ratio^~

1 Day

Get 1 Day Claim Approval^%

AAA

Stable Rating by CARE^$

₹1,16,966 Cr

Assets Under Management (AUM)^**

4.19 Cr

Number of Lives Covered^#

432%

Solvency Ratio of 432%^{^}

Disclaimer:~Individual Death Claim Settlement Ratio for FY 2023-2024 | %96.70% of non-investigative individual claims approved in one working day for FY 2023-24. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices | $For details refer to press release published by CARE | **All figures as on 30 June 2024 | ^Solvency ratio 432% as at 31 March 2024 against IRDAI mandated 150% | #Individual & Group.

Conclusion

Opting for a ₹75 lakh term insurance plan is a smart decision to safeguard the future financial stability of your family. The coverage can ensure a safety net whether you're just starting out your career, planning a family, or approaching retirement. It can ensure that your loved ones are shielded and protected from financial strain in your absence, offering much-needed peace of mind and empowering them to achieve their long-term financial goals without worries. Moreover, the plan can add to your existing term insurance coverage and help in enhancing your overall protection cover.

Frequently Asked Questions

Read All

Reference:

https://cleartax.in/s/life-insurance-taxability
https://www.livemint.com/money/personal-finance/how-life-insurance-policies-are-taxed-11665145664260.html
https://www.livemint.com/money/personal-finance/7-factors-affecting-your-life-insurance-premium-151669020170981.html
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6345642/
https://irdai.gov.in/life3#:~:text=Grace%20period%20is%20a%20period,and%20keep%20the%20policy%20alive
https://irdai.gov.in/documents/37343/365525/%E0%A4%9C%E0%A5%80%E0%A4%B5%E0%A4%A8+%E0%A4%AC%E0%A5%80%E0%A4%AE%E0%A4%BE+%E0%A4%89%E0%A4%A4%E0%A5%8D%E0%A4%AA%E0%A4%BE%E0%A4%A6%E0%A5%8B%E0%A4%82+%E0%A4%AA%E0%A4%B0+%E0%A4%AE%E0%A4%BE%E0%A4%B8%E0%A5%8D%E0%A4%9F%E0%A4%B0+%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%AA%E0%A4%A4%E0%A5%8D%E0%A4%B0+_+Master+Circular+on+Life+Insurance+Products.pdf/d7ca89f3-b894-8c93-3e53-d8caf67a8ba6?version=1.2&t=1718344498270&download=true

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Types Of Term Insurance Plans In India

Life may be great for the most part, but at some point, uncertainties and unexpected events may happen. They may be sudden job losses, pay cuts, or even accidents. And almost always, such incidents come with financial

Rider Benefits under Term Insurance

Term insurance plans offer a range of riders which help in enhancing the scope of the policy during the coverage tenure. Riders are additional coverage features which are available on an optional basis. You can

What Are The Documents Required For Term Plan?

For some people, term insurance may offer life cover at an affordable premium, when compared to other types of life insurance. Having term insurance may ensure that in case you lose your life during policy term, your family has a financial security they can rely on

Benefits of Term Insurance

Receiving more than what we expect in the form of a bonus is usually welcome, especially in terms of financial benefits. A bonus may be referred to as an additional increase in the amount that one is eligible to receive. As opposed to a fixed amount that one receives at a pre-determined interval

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Disclaimers:

Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

Life Cover + 17% Discount** + Save Tax^*!

Under Section 80C & 10(10D) of Income Tax Act, 1961^*

Get Life Cover + Save tax up to Rs 46,800^*

₹2 Cr Term Plan

@ 25/Day²

Free Health Management Services

upto ₹ 14,000 p.a.^

Disclaimer:

²Above illustration is for Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V04) considering Male aged 22 years | Non-Smoker Preferred | Annual Income =>Rs. 15,00,000 per annum | Indian Resident | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 2,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 8,469. 2nd Year onwards premium is Rs. 9,041. Total Premium Paid is Rs. 2,70,658 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is inclusive of Online Discount only and exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only.

^**5% Discount applicable for customer's first individual life insurance policy, applicable only on first year’s premium. 5% Discount for salaried customers, applicable only on first year’s premium. 6% Discount on online purchase is available for regular premium payment and limited premium payment frequency, applicable only on first year’s premium 1% Discount will be available for all policies where premium payment is under auto-debit process (as allowed by RBI from time-to-time) through-out the premium paying term.

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy. Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

^Get Free Benefits up to ₹ 14,000 per year

S No.

Value Added Service

Frequency

Cost (₹)

Doctor Teleconsultations

Consultation per month
= 24 consultations per year

Average cost per session = ₹500
Total cost per year = ₹500 * 2 * 12 = ₹1200

Network Discounts
Medicines (M) - 10%, Lab Booking (L) - 10%,
In-Patient Hospitalization (P)- 5%,
Out-Patient Consultation (O) - 10%

Throughout the year

Assumption - Total Expenses of these throughout the Year	Total Discounts that can be availed throughout the year
M - ₹5,000	₹500
L - ₹5,000	₹500
O - ₹5,000	₹500
P - ₹10,000	₹500

Total per year as per assumptions

₹ 14,000

Note: The above mentioned costs are based on estimated average market price for respective services.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

BJAZ-OT-EC-08343/24

Bajaj Allianz Life Term Insurance with tax benefit up to Rs 46,800

Buy Term Insurance

Bajaj Allianz Life Term Insurance with tax benefit up to Rs 46,800^*

99.23% Claim Settlement Ratio^~

Premium Holiday¹

Buy Term Insurance

^*Above illustration is for Bajaj Allianz Life eTouch II - A Non-Linked, Non-Participating, Individual Life Insurance Term Plan (UIN:116N198V01) considering Male aged 25years | Non-Smoker | Policy Term(PT)– 30 years | Premium Payment Term (PPT)– 30 years | Sum Assured opted is Rs.75,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,267. 2nd Year onwards premium Rs. 6,794. Total Premium Rs. 2,03,293 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage: 40, Income Payout Percentage: 60). Income payout instalment opted for 40 years | Premium shown above is inclusive of Online Discount only, no other discounts have been considered and exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.

^##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy. Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

^$Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^{^^Get Free Health Management Services upto Rs. 31,000 per year.}

Health Management Services	Frequency	Cost (₹)
Doctor Insta-Consultations	3 consultations per month = 36 consultations per year	Average cost per session = ₹ 500 Total cost per year = ₹ 500 * 36 = ₹ 18,000
Health Coach (Diet & nutrition consultations)	1 consultation per month = 12 consultations per year	Average cost per session = ₹ 500 Total cost per year = ₹ 500 * 12 = ₹ 6,000
Emotional Wellness (Psychologists consultations)	1 consultation per month = 12 consultations per year	Average cost per session = ₹ 500 Total cost per year = ₹ 500 * 12 = ₹ 6,000
Network discounts: Medicines (M) - 10% Lab-test booking (L) - 10%	Throughout the year	Assumption – Total expense on these services throughout the year	Total discounts that can be availed throughout the year
		M - ₹ 5,000	₹ 500
		L - ₹ 5,000	₹ 500
Total per year as per assumption		₹ 31,000

Note: The above mentioned costs are based on estimated average market price for respective services. T&C apply.

Doctor Insta-Consultations and Health Coach Services are unlimited and the above numbers are assumed only for the purpose of calculation of the yearly benefit.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra

Email: customercare@bajajallianz.co.in | Tollfree: 1800 209 7272,

Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.

The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo.

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Disclaimer

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

¹©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

Disclaimer

75 lakhs term insurance Plan

What is a ₹75 lakh Term Insurance Plan?

Benefits of ₹75 Lakh Term Insurance Plan

How does a ₹75 lakh term insurance plan work?

Who Should Opt for ₹75 lakh Term Insurance?

How do you choose the right ₹75 lakh term plan?

Coverage offered

Premium Charged

Ease of Buying

Ease of Claim Settlement

Factors Affecting the ₹75 lakh Term Insurance Premium?

Why Bajaj Allianz Life Insurance ?

Claim Settlement Ratio~

Get 1 Day Claim Approval%

Stable Rating by CARE$

Assets Under Management (AUM)**

Number of Lives Covered#

Solvency Ratio of 432%^

Frequently Asked Questions

Customer Speaks

Popular Searches

Claim Settlement Ratio^~

Get 1 Day Claim Approval^%

Stable Rating by CARE^$

Assets Under Management (AUM)^**

Number of Lives Covered^#

Solvency Ratio of 432%^{^}