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Bajaj Allianz Life Assured Wealth Goal Platinum

A Non linked, Non Participating, Individual, Life Insurance Savings Plan

Security: Life Cover to protect your family

Liquidity: Income begins as early as from start of the 1st policy year

Guarantee1: All benefits in the policy are guaranteed1

Tax benefits*: Avail tax benefits as per prevailing tax laws

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Your family is very important for you and you always want to give them the best possible lifestyle. For this, you need to have assurance of a life cover to protect your loved ones in case of any uncertainties and also plan for various life goals like marriage, children’s education or a retirement. These are your sacrosanct goals, for which you would need a financial plan that gives you the assurance of a guaranteed liquidity.

Presenting Bajaj Allianz Life Assured Wealth Goal Platinum, a non-linked, non-participating, individual life insurance, savings plan which protects you with a life cover, while offering you an assured income to meet your immediate as well as future needs.

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Smart Income

- Pay your premiums for the chosen period

- Choose the desired Sum Assured multiple that suits your preferences

- Receive Early Guaranteed Payouts starting as early as from the beginning of the 1st policy year for the policy term

- You will have an option to choose your Early Guaranteed Payouts start year

- Regular Guaranteed Payouts are paid at the beginning of policy year during the Income Period. Income period starts after the policy term

- These guaranteed payouts will be a percentage of Annualised Premium

- You will also receive Enhanced Return of premium (ROP) as 110% of Total premiums paid at the end of the Income Period

Regular Income

- Pay your premiums for the chosen period

-Choose the desired Sum Assured multiple that suits your preferences

- Regular Guaranteed Payouts starting from the beginning of policy year during the Income Period. Income period starts after the policy term

-These guaranteed payouts will be a percentage of Annualised Premium

-You will have a choice to plan your income start year by opting for a deferment period

- Depending upon the income period chosen, your policy can have an Enhanced return of premium (Enhanced ROP) equal to 110% of Total premiums paid at the end of the Income Period.

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Entry Age

 

Minimum Age

Smart Income* - 6 years

Regular Income - 1 years

 

Maximum Age

Smart Income* - 

Regular Pay -60 years
Limited Pay -55 years

Regular Income - 60 years

Maturity Age

 

Minimum age at maturity

Smart Income* - 18 years

Regular Income - 18 years

 

Maximum age at maturity

Smart Income* - 72 years

Regular Income - 77 years

Premium Payment Term (PPT) /Deferment Period / Policy Term (PT)

Plan Option

Smart Income*

Regular Income

Premium Payment Term (PPT) (in years)

5 / 6

7

8 / 10 / 12

5 / 6 / 7 / 8 / 10 / 12

Deferment Period (in years)

Not applicable

PT minus PPT

Policy Term (PT) (in years)

Regular Pay

Equal to PPT

5 to 17

Limited Pay

NA

10

15

5 to 17

Income Period / Enhanced ROP

 

Plan Option

Smart Income*

Regular Income

Income Period (in years) 

15 / 20 / 25 / 30

 5 / 7 / 10 / 12 / 15

 20 / 25 / 30

Enhanced ROP

Yes

No

Yes

Annualized Premium (₹)

 

Minimum

Smart Income* - ₹ 30,000

Regular Income - ₹ 30,000

 

Maximum

Smart Income - No limit, subject to Board Approved Underwriting Policy

Regular Income - No limit, subject to Board Approved Underwriting Policy

*Under Smart Income, Income Period 15 and Limited premium payment option is only available with EGP Start Year 1
-All ages mentioned above are age as on last birthday.
-Risk cover will commence immediately on the date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority (i.e., 18 years age last birthday) or on maturity date.
-The product is available for sale through online mode
-For female lives, the age set-back of 3 years will be applicable for calculation of SA Multiple and Maturity Benefit/ Income payout.
-Income Period will commence after the end of Deferment Period. The deferment period will be PT minus PPT (in years)
-Benefits will vary depending on the plan option chosen

For POS channel under all variants:
• For policy purchased through POS channel no medical underwriting is required
• Maximum Age at entry will be 55 years
• Maximum Maturity Age shall be 65 years
• Maximum Policy Term is 20 years
• Maximum Sum Assured on Death is Rs. 25 lacs
• Riders are not applicable for POS policies
• For policies sold through POS Channel, the minimum and maximum age at entry will be as per prevailing IRDAI POS Guidelines, as amended from time to time.

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Brochure

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Policy Document

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Customer Information Sheet
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Why Bajaj Allianz Life Insurance ?

99.29%
Claim Settlement Ratio~
1 Day
Claim Approval%
AAA
CARE Stable Rating$
₹1,26,434 Cr
Assets Under Management (AUM)**
3.78Cr
Number of Lives Covered#
359%
Solvency Ratio of 359%^

Disclaimer:~Individual Death Claim Settlement Ratio for FY 2024-2025 | %99.29% of non-investigative individual claims approved in one working day for FY 2024-25. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices. 96% of non - investigative claims notified were processed within one day in FY’25 | $For details refer to press release published by  CARE | **All figures as on 30th April, 2025 | ^Solvency ratio 359% as at 31st March 2025 against IRDAI mandated 150% | #Individual & Group as on 30th April, 2025

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5
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I was introduced by my advisor to invest in Bajaj Allianz Life Insurance .I have invested in the same and am happy with the returns and services.
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1Conditions Apply – The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details please refer to sales brochure.

*Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

Bajaj Allianz Life Assured Wealth Goal Platinum - (UIN :116N188V05)

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I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

 

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Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

© Copyright 2023. Bajaj Allianz Life Insurance Co. Ltd. All Rights Reserved.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
IRDAI Public Notice on Spurious calls
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Bajaj Allianz Life Insurance Co. Ltd. All Rights Reserved. | IRDAI Reg. No. 116 | An ISO 9001:2015 and ISO 27001:2013 Certified IT Department
Contact Us

Sales: 1800-209-4040 (Toll Free) | Service: 1800-209-7272 (Toll free)

Email: customercare@bajajallianz.co.in

Registered Office Address

Bajaj Allianz House, Airport Road, 

Yerwada, Pune, Maharashtra - 411006

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© Bajaj Allianz Life Insurance Co. Ltd. All Rights Reserved. | IRDAI Reg. No. 116 | An ISO 9001:2015 and ISO 27001:2013 Certified IT Department

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra

Email: customercare@bajajallianz.co.in | Tollfree: 1800 209 7272

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The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo.

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Disclaimer

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

1©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

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Claim Settlement Ratio of 99.29%~