Life Goals Loading…

    4

    Notifications4

    • Get Life Cover worth Rs.1 Crore at Rs.18 per day2 – Bajaj Allianz Life Smart Protect Goal

      PLAN NOW
    • Fulfill your Life Goals with Bajaj Allianz Life Goal Assure

      PLAN NOW
    • Life Insurance Term Plan with Return Of Premium

      WATCH NOW
    • Get your Life Goals Done with Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR

      KNOW MORE

    Looking for a Term Plan?

    Get Exclusive Discount on online purchase^

    Have us call you

    Please enter a Name
    Please enter a Mobile No.

    ^3% Discount is available for regular premium and limited premium payment frequency under all variants of Bajaj Allianz Life Smart Protect Goal A Non Linked, Non-Participating Pure Life Term Insurance Plan.

    Please select a option
    Please select a option

    Thanks for sharing your details, A Sales representative from
    Bajaj Allianz Life will contact you shortly.

    Dear Customer, we request you to connect with us in our next business working hours, (Monday to Saturday 24*6) Thank you, Have a great day ahead

    Have Us Call You

    Get your Life Goals Done

    Have us call you

    Please enter a Name
    Please enter a Mobile No.
    Please select a option

    What Is Auto Transfer Portfolio Strategy In A ULIP?

    What is auto transfer portfolio strategy in ULIP

    What Is Auto Transfer Portfolio Strategy In A ULIP?


    calender-blue

    Aug 02, 2019

    By : Bajaj Allianz Life

    Whether your goal is to send your kids to the best management college or to retire on a beach-house in Greece, investing for your life goal is essential. In order to make meaningful returns, it is very important to play slow and steady in the financial markets - especially if you are starting young or are not too familiar with the investing nuances. It is important to remember that investing is a long-term commitment and the objective is to create wealth for successfully achieving your life goals. One of the portfolio management techniques that can help you reach that goal is auto transfer portfolio strategy, which invests your money in a systematic way by automatically transferring your money every month, from low risk fund to fund(s) of your choice. This approach helps you build a substantial corpus with low-risk investments and allows you to gradually shift your risk profile according to market conditions to achieve a better run rate.

    Many of the new age ULIP plans invest your money using the Auto Transfer Portfolio Strategy which can help you reach your financial stability by taking the guesswork out of ongoing investments and providing you with the opportunity to grow your portfolio incrementally, over time. This strategy focuses on two basic principles of investment management - accumulating capital for investment and gaining appropriate returns on capital to create enough wealth to finance our long-term goals.

    What is the Auto Transfer Portfolio Strategy in a ULIP?

    Auto Transfer Portfolio Strategy is a systematic investment approach, where you take a moderate risk to earn desired returns. The way to achieve this is systematic asset diversification. Under this strategy, initially, your premium would be allocated to low-risk bond funds and/or liquid funds of as specified by you. However, at the start of each month, a predetermined proportion of your fund value will be switched to the other funds as specified by you. You can choose between various equity, debt and hybrid ULIP funds according to your risk appetite, wealth creation and life goals. You can opt for strategy when entering the ULIP policy or at any subsequent policy anniversary.

    Auto transfer approach provides you with a way that may help improve your ULIP returns while maintaining a steady investment growth. Above all, it is important to remember that investing is a marathon, not a sprint. You need to make sure to take advantage of the market over the long term by methodically allowing you to raise your risk profile while ensuring investment protection. Having the right strategy with the new age ULIP plans can help your portfolio go the distance in realising your dreams.

    Bajaj Allianz Life Videos

    Video Icon

    Smart Protect Goal | Pay For 5 Years, Get Term Insurance Coverage For Life | Bajaj Allianz Life

    Video Icon

    Happy Independence Day 2020 | #IndiaSolveKarteJaa | Bajaj Allianz Life

    Video Icon

    Flexi Income Goal – Variants, Features, Benefits Explained

    Video Icon

    Why Choose Bajaj Allianz Life To Help Get Your #LifeGoalsDone?

    Video Icon

    #DostiWithDad - Happy Father's Day | Bajaj Allianz Life | Life Goals Done

    Video Icon

    Covid-19 Survivor Story | Bajaj Allianz Life Smart Protect Goal | Bajaj Allianz Life

    Video Icon

    Lage Raho India - Keep getting your #LifeGoalsDone

    Video Icon

    Don’t Let COVID-19 Lockdown Get in The Way of Your #LifeGoals

    Video Icon

    Coronavirus (COVID-19) Advisory Video #DooriHaiZaroori

    Video Icon

    Coronavirus COVID-19 impact on markets - CIO Commentary | #KeepCalmStayInvested

    Video Icon

    Bajaj Allianz Life Leadership Team | #PlankForIndia

    Our MD & CEO, Tarun Chugh launches #PlankForIndia campaign and planks with Sanjiv Bajaj MD & CEO, Bajaj Finserv and Chairman Bajaj Allianz Life & the rest of the group leadership team.

    Video Icon

    #PlankForIndia | Bajaj Allianz Life

    Bajaj Allianz Life will contribute to the training and development of India's future sports stars. Come together to Plank for Good Health, PlankforIndia.

    Video Icon

    #PehlaDinPehlaResolution

    #PehlaDinPehlaResolution | Happy New Year | Smart Protect Goal | Bajaj Allianz Life

    Video Icon

    Bajaj Allianz Life Goal Assure

    Bajaj Allianz Life Goal Assure - A ULIP Investment Plan To Achieve Life Goals

    Video Icon

    Valentine's Day

    Valentine's Day

    Video Icon

    Bajaj Allianz Health Care Goal

    A Comprehensive Health Insurance Plan with Critical Illness Cover | Bajaj Allianz Life Health Care Goal

    Video Icon

    #36SecPlankChallenge video

    Promote Healthy Living for a Better Tomorrow with our #36SecPlankChallenge

    Contact Us

    Bajaj Allianz Life Insurance Company Ltd.

    Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006, Maharashtra

    Tel No: 020-66026773

    Fax No: 020-66026789

    Branch Visit Timings:

    Weekdays - 9:00 AM to 3:30 PM

    Customer Care Helpline:

    1800-209-7272

    Monday to Saturday: 9:00 AM to 7:00 PM (IST)

    For NRI: +91 20 67871700 (Call charges apply)

    Monday to Saturday 9.00 AM to 7.00 PM (IST)

    Sales Enquiry Helpline:

    1800-209-4040

    Monday to Saturday: 9:00 AM to 7:00 PM (IST)

    For NRI: +91 20 67688888 (Call charges apply)

    Monday to Saturday: 9:00 AM to 7:00 PM (IST)

    Find Us Online