Life Goals Loading…

    4

    Notifications4

    • Get Life Cover worth Rs.1 Crore at Rs.18 per day2 – Bajaj Allianz Life Smart Protect Goal

      PLAN NOW
    • Fulfill your Life Goals with Bajaj Allianz Life Goal Assure

      PLAN NOW
    • Life Insurance Term Plan with Return Of Premium

      WATCH NOW
    • Get your Life Goals Done with Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR

      KNOW MORE

    Looking for a Term Plan?

    Get Exclusive Discount on online purchase^

    Have us call you

    Please enter a Name
    Please enter a Mobile No.

    ^3% Discount is available for regular premium and limited premium payment frequency under all variants of Bajaj Allianz Life Smart Protect Goal A Non Linked, Non-Participating Pure Life Term Insurance Plan.

    Please select a option
    Please select a option

    Thanks for sharing your details, A Sales representative from
    Bajaj Allianz Life will contact you shortly.

    Dear Customer, we request you to connect with us in our next business working hours, (Monday to Saturday 24*6) Thank you, Have a great day ahead

    Have Us Call You

    Get your Life Goals Done

    Have us call you

    Please enter a Name
    Please enter a Mobile No.
    Please select a option

    RoMC - The Key To Long-Term Investing

    RoMC - The Key To Long-Term Investing From Bajaj Allianz Life

    RoMC - The Key To Long-Term Investing


    calender-blue

    Jan 28, 2019

    By : Bajaj Allianz Life

    Investing in a disciplined way over an extended period of time has many benefits. First, it helps you tide over the market volatility. Second, when you give time to your investments, you allow them to benefit from the power of compounding.

    Unit-linked Insurance Plans ULIPs, a long-term investment product, allows you to do both - acquire a life cover and also invest in a disciplined way over the long term in equity or debt oriented funds to maximize the return on your investment.

    Of course, it comes with a cost - the cost to cover the risk of insuring your life. This cost is known as mortality charge in insurance parlance, and it depends on the age of the insured, among other factors. The older you are, the higher the mortality charge is. The other factors taken into account while calculating the mortality charge include gender, health, occupation etc. Typically, it is charged per annum per ` 1,000 life cover.

    Return of Mortality Charges: A Revolutionary Step

    We discussed briefly the advantages of remaining invested for a long term. What if the insurance company sweetens the deal by promising to return the whole amount deducted from your premium as mortality charges if you stay invested till maturity without ever skipping the premium payment.

    This is a new feature that Bajaj Allianz Life Insurance Company started in its new-age ULIP, Bajaj Allianz Life Goal Assure. Under this feature, called Return of Mortality Charges (RoMC), the total amount of mortality charges deducted in respect of life cover throughout the policy term, is added back as RoMC, to the fund value at the end of the policy term.

    Of course, ROMC is not applicable in case of a Surrendered, Discontinued or Paid-up policy and is payable only if all due regular premiums under the policy have been paid up to date.

    RoMC is nothing but the insurer's way of rewarding a policyholder for investing long-term and paying regular premiums in a disciplined manner. It is that little extra which the policyholders of Bajaj Allianz Life Goal Assure can enjoy to meet their life goals.

    RoMC is path-breaking innovation in the insurance sector to incentivize long-term and disciplined investment habits. This makes a stronger case for the investor to remain invested for the full term of the policy and gain maximum out of it.

    Bajaj Allianz Life Videos

    Video Icon

    Smart Protect Goal | Pay For 5 Years, Get Term Insurance Coverage For Life | Bajaj Allianz Life

    Video Icon

    Happy Independence Day 2020 | #IndiaSolveKarteJaa | Bajaj Allianz Life

    Video Icon

    Flexi Income Goal – Variants, Features, Benefits Explained

    Video Icon

    Why Choose Bajaj Allianz Life To Help Get Your #LifeGoalsDone?

    Video Icon

    #DostiWithDad - Happy Father's Day | Bajaj Allianz Life | Life Goals Done

    Video Icon

    Covid-19 Survivor Story | Bajaj Allianz Life Smart Protect Goal | Bajaj Allianz Life

    Video Icon

    Lage Raho India - Keep getting your #LifeGoalsDone

    Video Icon

    Don’t Let COVID-19 Lockdown Get in The Way of Your #LifeGoals

    Video Icon

    Coronavirus (COVID-19) Advisory Video #DooriHaiZaroori

    Video Icon

    Coronavirus COVID-19 impact on markets - CIO Commentary | #KeepCalmStayInvested

    Video Icon

    Bajaj Allianz Life Leadership Team | #PlankForIndia

    Our MD & CEO, Tarun Chugh launches #PlankForIndia campaign and planks with Sanjiv Bajaj MD & CEO, Bajaj Finserv and Chairman Bajaj Allianz Life & the rest of the group leadership team.

    Video Icon

    #PlankForIndia | Bajaj Allianz Life

    Bajaj Allianz Life will contribute to the training and development of India's future sports stars. Come together to Plank for Good Health, PlankforIndia.

    Video Icon

    #PehlaDinPehlaResolution

    #PehlaDinPehlaResolution | Happy New Year | Smart Protect Goal | Bajaj Allianz Life

    Video Icon

    Bajaj Allianz Life Goal Assure

    Bajaj Allianz Life Goal Assure - A ULIP Investment Plan To Achieve Life Goals

    Video Icon

    Valentine's Day

    Valentine's Day

    Video Icon

    Bajaj Allianz Health Care Goal

    A Comprehensive Health Insurance Plan with Critical Illness Cover | Bajaj Allianz Life Health Care Goal

    Video Icon

    #36SecPlankChallenge video

    Promote Healthy Living for a Better Tomorrow with our #36SecPlankChallenge

    Contact Us

    Bajaj Allianz Life Insurance Company Ltd.

    Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006, Maharashtra

    Tel No: 020-66026773

    Fax No: 020-66026789

    Branch Visit Timings:

    Weekdays - 9:00 AM to 3:30 PM

    Customer Care Helpline:

    1800-209-7272

    Monday to Saturday: 9:00 AM to 7:00 PM (IST)

    For NRI: +91 20 67871700 (Call charges apply)

    Monday to Saturday 9.00 AM to 7.00 PM (IST)

    Sales Enquiry Helpline:

    1800-209-4040

    Monday to Saturday: 9:00 AM to 7:00 PM (IST)

    For NRI: +91 20 67688888 (Call charges apply)

    Monday to Saturday: 9:00 AM to 7:00 PM (IST)

    Find Us Online