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ITR 1 Sahaj Online Filing: Guide for Salaried Individuals

Filing your income tax returns on time is crucial for a variety of reasons. It makes you abide by your duties as an upright citizen, helps make your future loan applications much easier, aids in claiming Tax Deducted at Source returns, helps you avoid legal fines and penalties, and more. However, filing these tax returns all on your own can feel a bit overwhelming. A single mistake, and you end up exposing yourself to penalties, fines, and other misfortunes.

A common mistake which individuals can make while filing these returns is choosing the wrong ITR form. Therefore, to ensure you do not end up with the wrong ITR filing, it is crucial to understand different ITR forms, their importance and eligibility. Continue reading as we explore one such form- ITR 1 or Sahaj here, to help you avoid mistakes in your tax filing.

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Written ByShruti gujarathi
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Shruti gujarathi has 5 years of experience in the BFSI sector, and as Manager- Digital Marketing at Bajaj Allianz Life Insurance, manages digital and content marketing. She has had hands-on experience in content strategy, performance marketing and Strategic Alliances over a career spanning 10 years.
Reviewed ByRituraj Singh
AboutRituraj Singh
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Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 22nd April 2025
Modified on: 27th April 2025
Reading Time: 14 Mins
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What is ITR1 Sahaj Form?

1

Before we go any further, let's start with the basics. What is ITR1 Sahaj form? ITR 1, popularly known as Sahaj, is simply an income tax form. The form is valid for individuals who are salaried and have an income that does not exceed ₹50 lakhs. The Sahaj form comes in handy to help individuals fill in their income tax information, providing a simplified and convenient way to adhere to their tax regulations.


Who is eligible to file ITR1 Sahaj Form?


Now that you know what the ITR1 form is, let's move forward. One of the basic yet crucial things to know about these income tax forms is who they are designed for. Are you eligible for it? Well, let's understand the same by understanding the eligibility criteria of the Sahaj form.

As mentioned, the ITR1 Sahaj form is for individuals with an income of up to ₹50 lakhs. Any of the following should be one of the sources of income.1

  1. Income from pension or monthly salary
  2. Earnings as rent, meaning from one house property (single house or source)
  3. Money earned from other sources ( this does not include lottery winnings, earnings from horse racing, etc.)

To ensure you file your income tax returns without any hassle, make sure to link your Aadhar card with your PAN. You may do so on the official income tax website.


Who Is not eligible to file ITR1 Sahaj Form?


Now that you know the eligibility criteria for filing the ITR1 form, let's see the criteria that make you a non-eligible taxpayer for this form filling. Some of the categories ineligible are mentioned below 1

  1. An individual with a salaried income of more than ₹50 lakhs.
  2. A company's director or someone who held equity shares that were unlisted during a financial year.
  3. Non-residents and residents who are not ordinarily resident (RNOR)
  4. Individuals with earned income from any of the following sources, among others
    • Rent from more than one property, house, etc.
    • Earnings from lottery, gambling, and more.
    • Income from agriculture that goes more than ₹5,000.
    • Income from taxable capital gains
    • Individuals willing to claim relief on paid foreign tax or relief on double taxation as per sections 90, 90A, and 91A.
    • Gains earned from virtual assets like crypto etc.

Prerequisites to fill the ITR1 Sahaj Form


Once you have checked your eligibility criteria, your next step should be to be prepared with all the documents or prerequisites to fill out your form smoothly.

Here is what would be needed to complete your form without any hassle.¹

  1. Access to Form 16, generally provided by employers for a financial year
  2. You must cross-check if the TDS specified in your form 16 aligns with the TDS in your form 26AS, part A.
  3. Proof of exceptions like HRA allowance and more in case not submitted to the employer.
  4. Your PAN
  5. Bank certificates like bank passbooks, etc.

In addition to this, to avail yourself of e-filing or pre-filling your ITR1 online, here are some general perquisites.²

  1. You should be a registered user on the official portal of e-filing. Also, you must have a valid ID and password.
  2. Your PAN status should be active and working.
  3. Your residential status needs to be of a resident.
  4. Your Aadhaar and PAN should be linked.

How to Fill ITR1 Sahaj online?

1

Once you have checked the eligibility requirements and honed down your essential documents, you may consider starting to fill out the form. Here is a step-by-step guide on how you may do it.

  • Consider logging in to the e-filing portal. Use your user ID and password for the same
  • Now once the dashboard appears, consider clicking on the e-file. Then choose the income tax returns, and then file the income tax return, and click ‘continue’
  • Now, choose the assessment year, and your mode of filing, and click ‘continue'
  • For a new filing, consider choosing ‘start new filing’. There are options for resuming your filing as well. You may choose a suitable option based on your filing status
  • Now select your applicable status, as individual, HUF, or other, and choose ‘continue'
  • Now, you may choose the type of return you're willing to file, if you know the ITR form type, select the same. In case you don't, you may select ‘Help me decide which ITR form to file and then proceed2
  • Now, note the important documents needed, and continue with ‘let's get started’
  • Choose your appropriate reason and proceed with ‘continue'
  • Here, you will need to fill in five important sections.
    • Personal information: You are required to fill in your personal information like name, contact details, Aadhaar, PAN, etc.
    • Gross total income: Here, you need to confirm your income sources.
    • Total deductions: You might need to add, delete, or confirm any deductions applicable to your claim.
    • Tax paid: Here, you need to fill in your total paid tax for the previous financial year.
    • Total tax liability: You may review your tax liability in this section.
  • Now cross-check if your tax computation is done accurately
  • Correct your errors if any, and finalise the validation
  • Now, e-file your ITR.

Wrapping Up


Filing your tax returns is one of your duties as a responsible citizen. It helps the nation grow and develop. Additionally, it also offers you several benefits, like easing your future loan applications, helping you avoid legal penalties, etc. With e-filing your ITR 1 Sahaj, you can easily complete your form online without much struggle. Just make sure to read everything carefully, attach your important documents, and cross-check everything in detail.


FAQs


  1. What is the ITR 1 form?

    The ITR1 form helps conveniently file your income tax returns for residents having a salaried income of not more than ₹50 lakhs.¹

  2. Are NRIs eligible for ITR 1?

    No, ITR1 Sahaj is applicable for residents only. Non-resident Indians or NRIs are not eligible to file the form.¹

     

References:

  1. https://cleartax.in/s/itr1
  2. https://www.incometax.gov.in/iec/foportal/help/how-to-file-itr1-form-sahaj

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The views expressed in this article is not to be construed as professional advice and users are advised to seek independent professional/expert advice before making any decisions based on the same. Bajaj Allianz Life Insurance Company Ltd., Regd. office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune - 411006, Reg. No.: 116, CIN: U66010PN2001PLC015959, Call us on toll free No.: 1800 209 7272, Mail us: customercare@bajajallianz.co.in

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*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


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%%Above illustration is for Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V03) considering Male aged 25 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,238. 2nd Year onwards premium is Rs. 6,659. Total Premium Paid is Rs. 1,99,349 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly installments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. This is inclusive of all the discounts mentioned above.

##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

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Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V04)

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116


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