Close Button Close Button
X
NRI Services Helpline

Calling FromPhone Number
Calling us from INDIA18002097272 (Toll Free)
Rest of the World+912067871700
(Call charges apply)

  • Home >
  • Blogs >
  • Tax >
  • E Verification Of Income Tax Return Itr

How to E-Verify ITR: Simple Steps for Successful Income Tax Return Verification

Filing your ITR (income tax return) is the first step in meeting your tax obligations. And, to ensure that your return is processed by the Income Tax Department, you must complete the ITR verification process right within the time frame. Here, failing to verify your return can render it invalid, leading to penalties and loss of tax refund benefits. Let’s take a closer look at this!

Investment Plans
I agree and consent to the Terms & Conditions, Privacy Policy

Get Your Life Goals, Done!

Tailored Life Insurance Solutions for your long-term Life Goals.

Written ByShruti gujarathi
AboutShruti gujarathi
LinkedIn Icon
Shruti gujarathi has 5 years of experience in the BFSI sector, and as Manager- Digital Marketing at Bajaj Allianz Life Insurance, manages digital and content marketing. She has had hands-on experience in content strategy, performance marketing and Strategic Alliances over a career spanning 10 years.
Reviewed ByRituraj Singh
AboutRituraj Singh
LinkedIn Icon
Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 22nd April 2025
Modified on: 27th April 2025
Reading Time: 14 Mins
Share

Why is ITR verification important?

ITR verification is like an authentication step. It confirms that the taxpayer has filed the return and is free from fraud or misrepresentation. Without verification, the Income Tax Department does not process your return. This further means that even if you have filed your taxes appropriately, they will not be considered valid. Here’s a little more on why ITR verification is important: 1,2

  1. Ensures legal compliance

    The Income Tax Act, 1961, mandates that all taxpayers verify their ITR after filing. If you fail to verify your return, it will be considered as invalid.

  2. Avoids unnecessary penalties and refiling

    An unverified return is treated as not filed. This means you need to file a belated return with late fees. This can lead to additional complications like penalties by the Income Tax Department.

  3. Helps in processing of refunds

    Many taxpayers look forward to receiving income tax refunds after filing their ITR. However, the refund process does not begin until the return is verified. If you do not verify within the deadline, your refund claim can be cancelled.

  4. Offers a valid proof of income

    A successfully filed and verified ITR acts as proof of income. This serves as an extremely important document which is necessary while:

    • Processing visas for international travel11
    • Applying for loans or credit cards11 , etc.

Deadline for ITR verification

The due date for filing ITR for Assessment Year 2025-2026 is 31st July 2025 (until further notice/unless extended by the government). 3 The Central Board Of Direct Taxes has reduced the ITR verification deadline from 120 days to 30 days from the date of filing. In case you fail to verify your return within this period, the rules consider your ITR to be invalid . 4

If the deadline is missed, you need to file a belated return under Section 139(4) on/or before 31st December of that particular year. This could lead to a late filing fee of ₹5,000 under Section 234F. 5 In case your income is less than ₹5 lakh, the late fee will only be ₹1,000. 5

Furthermore, in case you have unpaid taxes, interest under Section 234A may apply at 1% per month or part of the tax due. 5 In some cases, you can submit a condonation request under Section 119 (2) (b), thereby explaining the delay. 5 This request must be submitted on the Income Tax e-filing portal. However, note that approval is not guaranteed, and the department has the discretion to accept or reject your request.

To avoid all unnecessary complications, it is advisable always to verify your ITR within 30 days of filing it to make sure it is processed smoothly. 2

Methods to verify ITR

There are two primary ways to verify your ITR:

  1. Online verification (e-verification)

    E-verification is one of the quickest and hassle-free way to verify your ITR. You can verify by applying any of the methods listed below:

    • Aadhaar OTP:

      Authenticate your return using the OTP sent to your Aadhaar-linked mobile number.

    • Demat account:

      You need to use your pre validated Demat account in order to generate an electronic verification code (EVC). This will help you in verification.

    • Net banking:

      Login to your bank’s net banking portal and verify your ITR via the tax filing section.

    • Already validated bank account:

      Generate an EVC using your pre-registered bank account and enter it on the e-filing portal.

    • ATM:

      Some banks allow EVC generation through ATMs. You can use this to verify your return.

  2. Offline verification (physical ITR-V form)

    If you are unable to e-verify, you can get it done by sending a physical copy of your ITR-V (acknowledgement form) to the Income Tax Department. All you need to do is:

    • Download the ITR-V form from the e-filing portal.
    • Print the form in black ink and sign the same in blue ink. 7
    • Check the other specifications and Send it to the following address: Income Tax Department-CPC, Post Box No.1, Electronic City Post Office, Bengaluru - 560500, Karnataka, India. 8
    • The form must reach the CPC office within 30 days of e-filing. 8

Checking the status of ITR

10

After verification, you can track the status by:

  • Log in to the Income Tax e-filing portal homepage.
  • Click on View" ITR Status”
  • Enter acknowledgement number and your mobile number.
  • Upon validation, you can check the status.

Conclusion

Remember, verifying your ITR is as important as filing it. An unverified return is invalid, leading to delays, penalties, and loss of refunds. The best way to complete verification is online. Additionally, remember to verify your ITR within the stipulated time to stay compliant, avoid unnecessary financial issues, and ensure a smooth tax filing experience. 1

FAQs

  1. Can I e-verify ITR without an Aadhaar?

    Yes. You can use net banking, EVC (bank/demat account), Digital Signature etc. 9

  2. How long does it take for ITR to be processed after verification?

    Once verified, the ITR is usually processed within 15-45 days, and refunds (if any) are credited thereafter. 7

  3. Can I switch from offline to online verification?

    Yes, you can import a draft ITR if you’ve partially filled your return online and want to switch to offline mode. This applies to ITR-1 and ITR-4 (available in online mode). 6

Sources

1.https://www.incometax.gov.in/iec/foportal/help/e-filing-e-verify-your-return-faq#:~:text=If%20you%20do%20not%20verify,the%20Income%20Tax%20Act%2C%201961.

2.https://m.economictimes.com/wealth/tax/you-wont-get-any-income-tax-refund-unless-you-verify-your-itr-heres-how-you-can-do-it-online-and-offline-using-itr-v/articleshow/111518599.cms

3.https://cleartax.in/s/how-to-file-income-tax-return-for-last-years

4.https://economictimes.indiatimes.com/wealth/tax/filing-a-nil-itr-6-unexpected-benefits-from-getting-a-travel-visa-loan-scholarship-and-more/articleshow/111596190.cms?from=mdr

5.https://cleartax.in/s/belated-return-not-filed-your-income-tax-return

6.https://www.incometax.gov.in/iec/foportal/help/offline-utility-faq#:~:text=Yes.,%2D1%20and%20ITR%2D4

7.https://cleartax.in/s/guide-to-print-and-send-itr-v-to-cpc-bangalore

8.https://cleartax.in/s/how-to-download-itr-v-acknowledgement

9.https://m.economictimes.com/wealth/tax/how-many-days-for-itr-processing-tax-department-could-take-up-to-18-days-to-process-your-itr-heres-why/articleshow/112756982.cms#:~:text=ITR%20processing%20time%3A%20Tax%20experts,year%20after%20you%20file%20them.

10.https://www.incometax.gov.in/iec/foportal/help/e-filing-know-itr-status-faq

11.https://cleartax.in/s/how-to-efile-itr

Life Insurance Guide -Tax Related Articles

Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Disclaimers:
Plus Symbol
Minus Symbol

The views expressed in this article is not to be construed as professional advice and users are advised to seek independent professional/expert advice before making any decisions based on the same. Bajaj Allianz Life Insurance Company Ltd., Regd. office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune - 411006, Reg. No.: 116, CIN: U66010PN2001PLC015959, Call us on toll free No.: 1800 209 7272, Mail us: customercare@bajajallianz.co.in

 

BJAZ-WEB-ECNF-13864/25

X
Disclaimer

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

X
Disclaimer

%%Above illustration is for Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V03) considering Male aged 25 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,238. 2nd Year onwards premium is Rs. 6,659. Total Premium Paid is Rs. 1,99,349 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly installments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. This is inclusive of all the discounts mentioned above.

##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

@Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & /any other applicable tax levied, subject to changes in tax laws
Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Disclaimer

Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V04)

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116


close
Ask for an Agent
Sign up for personal visit and tailored advice from our expert agents

Claim Settlement Ratio of 99.29%~