Claim Settlement Ratio of 99.23%~

Close Button Close Button
X
NRI Services Helpline

Calling FromPhone Number (Toll Free)
AUSTRALIA80037371371
CANADA
HONG KONG
ISRAEL
MALAYSIA
NEW ZEALAND
PHILIPPINES
SINGAPORE
THAILAND
UNITED KINGDOM
BRUNEI8014605
INDONESIA0018030160202
JORDAN080023194
OMAN80074363
TURKEY00800142030059
VIETNAM1800400070
UNITED STATES18339680951
Calling us from INDIA18002097272
Rest of the World+912067871700
(Call charges apply)

  • Home >
  • Blogs >
  • Life >
  • How Private Hospitals Are Leveraging Abha For Healthcare Practices

How private hospitals are leveraging ABHA

ABHA (Ayushman Bharat Health Account) is a critical part of the Ayushman Bharat Yojana, which is a transformative scheme run by the Indian government. It is a healthcare scheme designed to provide healthcare benefits to the underprivileged who cannot afford private health insurance. ABHA, as part of this scheme, serves as a digital library storing all patient data and facilitating cashless transactions, ensuring inclusivity and clarity. As a streamlined health account, ABHA creates a safe space for you to store your health records and seamlessly transfer them whenever needed. Prominently used across public sector hospitals, ABHA ID can also be used at an empanelled private institute.

Read More

In this blog, we will talk about how private hospitals are using ABHA to provide quality care to their patients.Read Less

Get in Touch to Know More
I agree and consent to the Terms & Conditions, Privacy Policy
Get Your Life Goals, Done!

Tailored Life Insurance Solutions for your long-term Life Goals.

Written ByPalak Bagadia
AboutPalak Bagadia
LinkedIn Icon
Palak Bagadia, Associate – Digital Marketing at Bajaj Allianz Life, with experience spanning content and performance marketing, recruitment, employee engagement in the BFSI industry.
Reviewed ByRituraj Singh
AboutRituraj Singh
LinkedIn Icon
Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 7th July 2024
Modified on: 7th July 2024
Reading Time: 15 Mins
Share

What is ABHA?

Do you remember your last doctor’s visit? What was the hardest part of it? Was it the pre-visit gathering of all documents? If the answer is yes, then ABHA is just the solution for you.

ABHA constitutes a digital library that stores all your medical records in an encrypted manner, ensuring safety. As a one-stop solution, ABHA reduces the hassle of gathering, carrying around, and storing health records. You can access your health information using the ABHA application anytime, anywhere.

By creating an ABHA account, you will be provided with a 14-digit unique identification number that is linked to all your data. When it comes to registration, there are no restrictions— any Indian citizen can have an ABHA ID.

In addition to seamless access to information, ABHA offers financial protection to socio-economically weaker citizens, pairing with the Ayushman Bharat health assurance scheme.

With cashless transactions and electronic medical records, ABHA promises efficient medical care. It reduces administrative delays and hassle, allowing healthcare professionals to focus on patient care.

Some advantages of having an ABHA ID are:

  • Users can register for government-funded insurance schemes.
  • Users can get a discount on medicines purchased from government dispensaries and hospitals.
  • Users can get free diagnostics at government hospitals.


How to create an ABHA registration?

Any legal Indian citizen can have an ABHA ID. All you need is a valid Aadhaar card or driver’s licence. To create an ABHA registration, follow the given steps:

Step 1: Visit the official ABHA portal.

Step 2: You will have two options—Create an account with your Aadhaar number or driver’s licence. Pick your choice of identity proof.

Step 3: Input the numbers.

Step 4: You will receive an OTP on your linked mobile number. Use the OTP to confirm your number.

Step 5: Your ABHA ID has been created. You can download the e-card from the website or use the ABHA application.

How are private hospitals using ABHA?

As mentioned above, the Ayushman Bharat Yojana is not only for public hospitals but also for private healthcare institutes. ABHA has simplified the registration process for both private and public hospitals. Eligible beneficiaries can simply register using an OTP sent to their registered number or by scanning the QR.

Let us see how private hospitals are using ABHA:

1. Easier sharing of information: ABHA provides you with a safe platform to store your medical records and share them promptly. Private hospitals have direct access to all prehistoric medical records of patients, facilitating seamless diagnosis. Also, hospitals can directly upload any health reports to patients' ABHA IDs, reducing paperwork.

2. Cost-effective and time-saving: With access to a patient's old medical records, ABHA has eliminated the need for repeating tests or trying different medications. Doctors already have a clear picture of what works for the patient and what does not, allowing patients to get immediate treatment.

3. Tracking of patients: Corruption is not just a problem that patients face. Many people take advantage of this scheme and get free treatment even if they are not eligible. With ABHA, private hospitals can immediately track the eligibility status of a patient, making the process much simpler for the institute.

4. Claiming returns: ABHA is also used by hospitals to manage claims. Private hospitals can submit their claims on the ABHA application. The application is reviewed, and the amount is reimbursed for the service provided. Private institutes are offered the same benefits as public-sector hospitals.

5. Protection: ABHA tracks every medical procedure, medication, or test a patient undergoes. This is an advantage for private hospitals, as it allows them to explain the breakdown of their treatment to the patient. This ensures that even if a private hospital is questioned for allegations of malpractice, these digital records will serve as proof.

Summing up

The Ayushman Bharat Yojana is a big step towards a brighter health landscape in India. ABHA, a crucial part of the scheme, addresses the challenges of fragmented health records and lost transaction histories. It is working towards transforming healthcare delivery, providing citizens better control over their health information.

Beneficiaries of the scheme can access treatment at both public and private healthcare institutes. This government-funded program has transformed the lives of many people already!

FAQs
 

1. Can everyone have an ABHA ID?

Yes, every legal Indian citizen can have an ABHA ID. All you need is a valid Aadhaar card or driver’s licence to create the account. However, non-Indian citizens are not eligible for an ABHA card.

2. Are doctors able to access my medical history?

Doctors or any other person will not be able to access your medical records without authentication. Your medical data is only shared with people you consent to. This makes the entire process secure and consensual.

3. Is everyone provided free treatment with ABHA?

No, medical insurance from the Ayushman Bharat scheme is offered only to eligible individuals. However, everyone can store their medical records and book doctor appointments with ABHA.

Life Insurance Guide

Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Disclaimers:
Plus Symbol
Minus Symbol

* Conditions Apply – The guaranteed benefits are dependent on the purchase price & annuity option chosen. For more details please refer to sales brochure.

~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Investment in ULIPs is subject to risks associated with the capital markets. The policy holder is solely responsible for his/her decisions while investing in ULIPs. The views stated in this article are not to be construed as investment advice and readers are suggested to seek independent financial advice before making any investment decisions. For more details on risk factors, terms and conditions please read the sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale

The above information is for general understanding and is meant to educate the general public at large. The reader will have to verify the facts, law and content with the prevailing tax statutes and seek appropriate professional advice before acting on the basis of the above information.

X
Disclaimer

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

X
Disclaimer

%%Above illustration is for Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V03) considering Male aged 25 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,238. 2nd Year onwards premium is Rs. 6,659. Total Premium Paid is Rs. 1,99,349 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly installments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. This is inclusive of all the discounts mentioned above.

##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

@Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & /any other applicable tax levied, subject to changes in tax laws
Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Disclaimer

Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V04)

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116


X
Disclaimer

*Above illustration is for Bajaj Allianz Life eTouch II - A Non-Linked, Non-Participating, Individual Life Insurance Term Plan (UIN:116N198V01) considering Male aged 25years | Non-Smoker | Policy Term(PT)– 30 years | Premium Payment Term (PPT)– 30 years | Sum Assured opted is Rs.1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 5,092. 2nd Year onwards premium Rs. 5,520. Total Premium Rs. 1,65,172 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage: 40, Income Payout Percentage: 60). Income payout instalment opted for 40 years | Premium shown above is inclusive of Online Discount only, no other discounts have been considered and exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.

##Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

**5% Discount applicable for customer's first individual life insurance policy, applicable only on first year’s premium. 5% Discount for salaried customers, applicable only on first year’s premium. 6% Discount on online purchase is available for regular premium payment and limited premium payment frequency on first year's premium.

$Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium means total of all the premiums paid under the base product, excluding any extra premium and taxes, if collected explicitly.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any Call made, including via Voice over Internet Protocol & WhatsApp, SMS or WhatsApp messages, in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

close
Ask for an Agent
Sign up for personal visit and tailored advice from our expert agents