Get Life Cover with Guaranteed^ Returns
Fund Booster at Maturity*
Investment Calculator
Why Bajaj Allianz Life Insurance ?
Bajaj Allianz Life, one of India's leading Private Life Insurers, is committed to offering value-packed and innovative products to help you achieve your Life Goals.
99.29%
Claim Settlement Ratio~
1 Day
Get 1 Day Claim Approval%
AAA
Stable Rating by CARE$$
₹1,23,734 Cr
Assets Under Management (AUM)**
3.85 Cr
Number of Lives Covered#
359%
Solvency Ratio of 359%^^^
Disclaimer:~Individual Death Claim Settlement Ratio for FY 2024-2025 | %96.70% of non-investigative individual claims approved in one working day for FY 2023-24. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices | $$For details refer to press release published by CARE | **All figures as on 31 March, 2025 | ^^^Solvency ratio 359% as at 31 March 2025 against IRDAI mandated 150% | #Individual and group, as on 31 March, 2025.
Customer Speaks
Happy with the services
I have invested in various products of Bajaj Allianz Life Insurance - I am happy with the services, returns and diversified product portfolio.
Ankur
Satisfied, Trust
I am a happy customer who is satisfied with the after sales service. I have full trust in Bajaj Allianz Life Insurance Company.
Shrikant A Karande
Happy with the returns
I was introduced by my advisor to invest in Bajaj Allianz Life Insurance .I have invested in the same and am happy with the returns and services.
Kavita Goplani
Very Happy
I am a 7 year old customer of Bajaj Allianz Life Insurance and very happy about the services.
Dhruv Soni
All About Investment Calculator
Investment Calculator
The way the cost of living is constantly on the upward curve, financially securing the future has become one of the biggest priorities these days. To grow your wealth effectively, a well-crafted investment strategy is of paramount importance. Dreading the complicated estimations already? An investment calculator might be your friend in need.
What is your current age?
How much would you like to invest monthly?
1,000
10 Crore
Minimum years is required
How long are you going to invest for?
5 years
30 years
What's your expected annual rate of return?
5%
13%
Basis your Investment of per month ₹
10,000
You can achieve a goal amount of
₹ 9,73,433
Bajaj Allianz Life Goal Assure IV
A Unit-Linked, Non-Participating, Individual Life Savings Insurance Plan
What is an investment calculator?
An investment calculator is a simplistic yet powerful online tool designed to help you with your investment decisions. There are various types of investment calculators available to help you with different kind of investments. All you need is to provide basic information about your investment, and it tells you time duration require to acquire the corpus[1]. For example, you may need to enter the details like the initial investment, the period for which you want to stay invested, the monthly or annually contributions, the interest rate and inflation rate. Based on the information, the investment estimator will calculate how much your investment will grow after the stipulated period.
Important variables of an investment calculator
Before you use an investment return calculator yourself, it’s crucial to know its important variables. This may help you understand the tool, its data requirement and functionality in a better way. Different calculators can rely on different set of information. So, here’s a checklist of the key variables[2][3] that you might find in an online investment calculator:
| Variable | Description |
|---|---|
The starting investment | The initial investment or the principal is the amount you start your investment journey with. |
The rate of return or interest | It is the expected amount your return from your investment in a year. Simple interest gets accrued only against the lumpsum or principal amount while the compound interest is paid towards both the principal and the already accumulated interest. |
Period of Investment | This denotes the duration for which you want to invest your money. |
Rate of Inflation | It is the rate at which prices increase and affects the value of the returns in future. |
Amount and frequency of Contribution | The amount you want to add to your starting investment and its frequency like annual, monthly, etc. |
Fees and Taxes | The fees and taxes levied upon your investment by the investment company and the tax authorities. Some calculators take these into account to arrive at the net worth of your future investment. |
Features and benefits of an investment calculator
It’s always easier to use any financial tool when you clearly understand its advantages. Following are the features and benefits[4] of using an investment calculator online.
Dealing with financial goals:
Investment return calculators estimate for you the future value of your investment. Thus, planning for financial goals like building wealth or generating corpus for retirement may be easier.
Quick estimation:
Financial calculations require a lot of data and may often seem pretty difficult to many. Here’s where investment calculators can be helpful: you just input the necessary information and instantly receive the future value of your investment.
Understanding key elements:
Financial tools like the investment return calculator aid you in calculating key elements of your investment, like compound interest or returns. This can help you understand the concepts better.
Assessing the risk:
An investment calculator lets you gauge the risk of investment by calculating the probable returns and thus compare risks associated with various plans. Based on that, you can make an informed decision and avert potential risks.
Having a disciplined investment:
Online investment calculators can offer easy and quick estimations of returns at every step of your investment journey. This can motivate you to have a disciplined investment regime.
How to use an investment calculator?
An investment calculator[5] has a formula box with places to input information and a Calculate button at the bottom. You’ll have to provide the following details to use a traditional investment return calculator (ROI calculator):
- The amount of investment
- The investment period
- Amount that will returned
Once the figures are entered in their designated boxes, all you need to do is click on the Calculate button. Formulating the available information, the investment estimator will automatically calculate the returns, based on which the future value of the investment can be achieved. Suppose Mr. A makes an investment of Rs. 50,000 for 10 years at 6% returns. Once he enters the figures and clicks the Calculate button, he can figure out how much his initial investment will grow after 10 years.
However, there are various other types of investment calculators[2] that may need a couple of extra pieces of information, like monthly investment figures, compounding frequency, etc., and other specific information related to the nature of the investment.
Types of investment calculators
Catering to various kinds of investment, online investment calculators are also available in multiple variants to help you with the necessary estimations. Following is the list of the commonly used investment calculators[6].
Lumpsum calculator
Are you planning to make a lumpsum investment for a specific financial goal? A lumpsum calculator may be helpful in estimating how much you might gain after the investment period.
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SIP calculator
If you are looking to have a disciplined journey through a systematic investment plan (SIP), a SIP calculator may guide you on how much returns to expect.
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Mutual fund calculator
Craving to invest in mutual funds? You can check and compare the potential returns using the mutual fund calculator and make an informed move.
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ELSS calculator
The Equity Linked Savings Scheme (ELSS) assists investors in evaluating profits and saves taxes. It may be worth checking the probable returns through an ELSS calculator before you take the plunge.
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NPS calculator
The National Pension System (NPS) is designed to create a retirement income stream in the form of a pension. A NPS calculator may be helpful here as it lets you estimate the returns beforehand.
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FD calculator
Another option to build a corpus with a fixed rate of return is Fixed Deposit (FD). The FD calculator can help you to figure out beforehand how much your money can grow.
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PPF calculator
The public provident fund (PPF) lets you accumulate and grow your money through compound interest. You can use the PPF calculator to check the returns and estimate the future value of your deposits to the account.
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Read Less
Conclusion
Always look before you leap, they say. Likewise, it may be a wise choice to check the future value of your investment before you put your hard-earned money into any financial instrument. Taking care of all the complicated calculations you require, an investment calculator can make it an easy, breezy deal.
Tell us how was your experience ?
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Life Insurance Guide
Articles
Calculators
Podcasts
Videos
What Is Life Insurance?
A life insurance policy is a legal contract between the insurer (Insurance provider) and an individual (policyholder).
Benefits of Term Insurance
A term insurance policy is a life insurance plan which is intended to cover the risk of premature death or demise of the life assured, during the policy tenure.
Types of Life Insurance Policies In India
Life insurance plans help in financial planning by creating a secured corpus on unfortunate death of the life assured during the policy term.
How Does ULIP Work?
A Unit Linked Insurance Plan (ULIP) is one of the preferred tax-saving investment options for investors in India.
Underinsurance Calculator
With the Underinsurance Calculator, check if your Life Cover is atleast 10x of your Annual Income.
Fixed Deposit Calculator
Answer a few easy questions to calculate your Fixed Deposit Returns.
NPS Calculator
Calculate your NPS returns effortlessly with our simple to use NPS Calculator.
SIP Calculator
Plan your investments effortlessly and achieve your financial goals with our easy-to-use SIP Calculator.
Retirement Preparedness Score Calculator
Answer a few simple questions to know how prepared you are for your retirement.
Life Goal Calculator
Answer a few simple questions to know the corpus required to fulfil your Life Goal.
Child Education Planning Tool
A simple to use and comprehensive tool to plan for your child's education.
Term Insurance Calculator
An easy to use Term Insurance calculator to determine the right life cover amount as per your needs.
Savings to Life Goals Convertor
Use this calculator to know how savings from regular expenses can help you achieve your Life Goals.
Financial Fitness Calculator
Get to know your Financial Fitness Score by answering few simple questions.
Immunity Score Calculator
Use our immunity calculator to find out your immunity score in just a few clicks!
ULIP Calculator
Know the amount to invest today to have the corpus to accomplish your Life Goals tomorrow.
Power of Compounding Calculator
Get an estimate of how much your investment will grow over a period of time.
Income Tax Calculator
Know your income tax based on the taxable income and explore Life Insurance plans to save more tax.
Child Plan Calculator
A simple to use calculator that helps you plan for fulfilling your Child's Life Goals.
Retirement Calculator
Calculate the amount you need to invest today to accomplish your retirement life goals.
Investment Calculator
Answer a few simple questions to know estimated corpus you will have to fulfil your Life Goals.
-Calculator.svg)
Body Mass Index (BMI) Calculator
Body Mass Index (BMI) is a measure to understand whether your body weight is healthy as per your height.
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Discover how autopay in life insurance simplifies your premium payments and ensures your coverage stays active without hassle!
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Learn more about Nominee to ensure your loved ones are financially protection with this easy to understand video.
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Understand more about Compound Revisionary Bonus and how it works.
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In this video, we explain what are Riders and how they offer additional coverage and features beneficial to you.
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Understand more about Return of Premium feature in a Life Insurance Policy.
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Learn about Endowment Plans and how they combine saving and protection to achieve your financial life goals.