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How ABHA Can Support Digital Health Wallets?

The National Health Authority (NHA) is collaborating with Google to digitise healthcare services across the country through Ayushman Bharat Health Account (ABHA). The citizens of India will now have their universal health IDs for better accessibility to healthcare services.

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Considering the healthcare limitations in India, especially in rural areas, the ABHA account can help individuals get personalised medical services based on their needs. Here’s more on the ABHA and its role in digitising the Indian healthcare system.Read Less

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Written ByPalak Bagadia
AboutPalak Bagadia
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Palak Bagadia, Associate – Digital Marketing at Bajaj Allianz Life, with experience spanning content and performance marketing, recruitment, employee engagement in the BFSI industry, with a strong understanding of the insurance sector.
Reviewed ByRituraj Singh
AboutRituraj Singh
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Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 7th July 2024
Modified on: 7th July 2024
Reading Time: 15 Mins
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What Does ABHA Stand for?
 

ABHA, or Ayushman Bharat Health Account, is a 14-digit UIN (unique identifier number) that enables seamless exchange of health information across various healthcare providers. The government has taken this initiative to enhance the accessibility and efficiency of the healthcare system in India.

With this ABHA number, individuals can store and manage their health records digitally. This helps them easily access their medical history as required. With ABHA, healthcare providers can deliver personalised care to patients as they can access their health records immediately.
 

What is a Digital Health Wallet?
 

Digital health wallets store various types of data related to an individual’s medical records. It includes prescriptions, health insurance details, and medical history. It is convenient for individuals to access their health information and services using this data.

Integrating ABHA with digital health wallets represents a significant leap forward in how patients interact with their healthcare systems. Starting in 2025, ABHA ID cards will be available on platforms like Google Wallet, allowing users to manage their health information more effectively.
 

How Does ABHA Work
 

Individuals can access their ABHA account through Google Wallet starting in 2025. Nearly 600 million people can access their digital health IDs. To ensure seamless access to individuals’ health information through their smartphones, Google has partnered with authorised issuers like Eka Care.

Moreover, these health IDs are secured through biometric authentication, in addition to traditional passwords and PINs, to safeguard personal data. With this initiative, the Indian healthcare system is witnessing seamless accessibility of patients' medical records without breaching the security and privacy of patients.
 

What are the Benefits of Integrating ABHA with Digital Health Wallets?
 

The integration of ABHA with digital health wallets is beneficial in many ways. Here are a few advantages to mention:

  • Enhanced Accessibility
    As mentioned earlier, this integration enables seamless accessibility of an individual's health records whenever and wherever required. Thus, it helps during emergencies when quick access to a patient’s medical history can save his life.

  • Improved Data Security
    Digital wallets feature advanced security options such as encryption and biometric authentication. Storing ABHA data in these secure environments minimises the risk of unauthorised access and data breaches.

  • Streamlined Healthcare Services
    As all the relevant health information of a patient is accessible in a single click, it reduces the delay in initiating treatment procedures. Patients can book appointments or file insurance claims seamlessly without waiting longer to find the insurance details or medical records.

  • Interoperability
    The ABHA framework promotes interoperability among different healthcare systems. When integrated into digital wallets, it allows seamless sharing of information between various healthcare providers, ensuring that patients receive coordinated care.

  • Personalised Healthcare Experience
    ABHA keeps records of an individual’s entire medical history. With these records, healthcare providers can access the needs of patients and customise the treatment or medical services accordingly.
     

Future Possibilities of ABHA and Digital Health Wallet Integration
 

The integration of ABHA into digital health wallets marks an improvement in the Indian healthcare system in multiple ways. With more people becoming aware of the digital health wallet and its benefits, the adoption rate of this technology will likely increase.

Besides, the digital health wallets may undergo further upgrades and include more advanced features to streamline the healthcare facilities in India. This may include AI-driven insights based on individual health data or more.

Furthermore, initiatives like these align with global trends toward digitisation in healthcare. Countries worldwide are exploring similar models that enhance patient engagement and improve healthcare delivery systems.
 

Final Words
 

Integrating Ayushman Bharat Health Accounts with digital health wallets marks a significant step towards advancing India's healthcare system. This initiative has the potential to transform how individuals manage their health information.

The collaboration between ABHA and digital health wallets not only supports individual patients but also strengthens the overall healthcare infrastructure in India. As technology companies like Google are in charge of implementing these solutions, it is clear that the future of healthcare will be increasingly digital and patient-centric.
 

FAQs
 

1. How can I create an ABHA address?
 

You can download the ABHA mobile app and use the ABHA number that the government has allotted to create an ABHA address. You can also create an address by sharing essential information, like name, gender, contact, etc., through the ABHA app.
 

2. What are the documents required to create an ABHA number?
 

The documents required to create an ABHA number are an Aadhaar number or driving license, name, date of birth, gender, and mobile number registered with an Aadhaar card.
 

3. How can I create a digital health ID?
 

To create a digital health ID, visit the ABHA website and click "Create ABHA Number." Next, you must select either an Aadhaar Card or a driver's license and enter the ID number. You will get a declaration form, read it, agree to the terms, and click on submit after entering the OTP. Next, complete the application form accurately, submit it, and download the ABHA ID.

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