Claim Settlement Ratio of 99.23%~


Bajaj Allianz Life My Wealth Goal

Benefits of two products in one policy
Potential for High Returns
Life Long Cover
Life Long Income
Multiple portfolio strategies/fund options
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We are usually working concurrently for many life goals, sometimes in planned manner and many a times with not much planning. From preparing a corpus for your child’s education to planning the dream holiday or building a retirement corpus, each life goal has a different approach, and many a times a single approach or an investment plan may not be sufficient. Each of these life goals have a differentiated term and hence the approach to meet them may differ too. Could a single life insurance policy help you deliver on this? And save you the trouble of managing multiple policies?

Bajaj Allianz Life My Wealth Goal, can. It is an insurance cum investment plan that combines the features of two Bajaj Allianz Life plans – Bajaj Allianz Life Future Wealth Gain, a ULIP plan and Bajaj Allianz Lifelong Assure, a Non-Linked whole-life traditional plan – to ensure that you are able to build a healthy corpus and also receive a lifelong regular income. Thereby enabling you to not only have multiple life goals, but providing you a simpler more efficient way of achieving them. 

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Combination of Two Policies

Combines the features of two very different kind of plans – Future Wealth Gain, a ULIP plan Lifelong Assure, a whole-life traditional plan – to take care of life goals which may be very different in nature.

Potential for Higher Returns

The ULIP plan invests a part of your premium in market linked funds chosen by you allowing you to benefit from potential of earning higher returns.

Lifelong Income

From the whole-life traditional plan you are eligible for Cash Bonus, if any, from the end of the sixth year, till the age of 99 years. Also, you start receiving guaranteed cash back of 3% of the sum assured every year after the end of the premium payment term till the age of 99 years.

Lifelong Cover

The whole-life traditional plan covers your life for 100 years by paying premium for a limited term.

Multiple Portfolio Strategies/Fund Pptions

Future Wealth Gain allows you to choose between Investor Selectable Portfolio Strategy and Wheel of Life Portfolio Strategy in keeping with your risk appetite and requirement. Under the former, you can choose from eight different funds and in the latter, the money is invested in funds in proportion, depending on the outstanding years to maturity.

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Entry Age

Minimum age is 10 years

Maximum age is 55 years

Policy Term

100 minus Entry Age

Premium Payment Term /Policy Term

Bajaj Allianz Life Future Wealth Gain

5, 7, 10 & 15 years

Minimum Premium

Bajaj Allianz Life Future Wealth Gain









Maximum Premium

No Limit

Premium Payment Frequency

Yearly, Half yearly, Quarterly and Monthly

Quarterly & Monthly premium payment frequency will be available under auto debit options.

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Why Bajaj Allianz Life Insurance ?

Claim Settlement Ratio~
1 Day
Claim Approval%
CARE Stable Rating$
Assets Under Management (AUM)**
4.19 Cr
Number of Lives Covered#
Solvency Ratio^

Disclaimer:~Individual Death Claim Settlement Ratio for FY 2023-2024 | %96.70% of non-investigative individual claims approved in one working day for FY 2023-24. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices. | $For details refer to press release published by CARE | **All figures as on 31 March, 2024 | ^Solvency ratio 432% as at 31 March 2024 against IRDAI mandated 150%. | #Individual & Group.

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