Life Goals Loading…

    10

    Notifications10

    • This New Year, Don't Be A Mr. Kalse Re | #StartNow 

      WATCH VIDEO
    • Convert Your Saving into Investments to Fulfil Future Life Goals.

      CALCULATE NOW
    • Get Life Cover worth Rs.1 Crore at Rs.18 per day2 – Bajaj Allianz Life Smart Protect Goal

      PLAN NOW
    • Fulfill your Life Goals with Bajaj Allianz Life Goal Assure

      PLAN NOW
    • Life Insurance Term Plan with Return Of Premium

      WATCH NOW
    • Get your Life Goals Done with Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR

      KNOW MORE
    • Is your weight right according to your height?

      Calculate BMI Now
    • Find out your Immunity Score right away!

      Calculate Now
    • How much Insurance do I need

      KNOW MORE
    • Paying your Renewal Premium is Quick and Easy!

      Pay Now

    Looking for a Term Plan?

    Get Exclusive Discount on online purchase^

    Have us call you

    Please enter a Name
    Please enter a Mobile No.

    ^3% Discount is available for regular premium and limited premium payment frequency under all variants of Bajaj Allianz Life Smart Protect Goal A Non Linked, Non-Participating Pure Life Term Insurance Plan.

    Please select a option
    Please select a option

    Thanks for sharing your details, A Sales representative from
    Bajaj Allianz Life will contact you shortly.

    Dear Customer, we request you to connect with us in our next business working hours, (Monday to Saturday 24*6) Thank you, Have a great day ahead

    Have Us Call You

    Have Us Call You!

    Please enter a Name
    Please enter a Mobile No.
    Please check the box to proceed

    Low Premiums - Just One Of The Many Term Insurance Benefits

    Term Plans : The best way weather a financial storm.

    Why term plans are a must have?

    Why term plans are a must have?


    calender-blue

    May 15, 2017

    By : Bajaj Allianz Life

    Life insurance is a long-term commitment about getting life cover in exchange of timely premiums. It lets you sleep in peace with the knowledge that your family is well-prepared for any uncertainty in your absence.

    With such a straightforward and meaningful proposition, you would think everyone would get himself a life insurance plan. However the reality is quite different, as we will see in Siddharth’s case.

    Why individuals are hesitant to buy insurance?

    Siddharth Kapoor is a 30-year-old private sector employee.He is married with a kid. He understands the need for life insurance and has often thought ofbuying an insurance policy at the first opportunity.

    That opportunity has never come, and for a good reason.

    Just about every agent he has met has drawn up an insurance plan for him and his family that involves paying expensive premiums for a period of 15 to 20 years. Siddharthfeels it may not make sense to pay so much money every year.

    Siddharth’s dilemma must sound familiar to many individuals.

    When Siddharth almost dropped the idea of buying life insurance,he met with a good financial planner from a reference.

    This meeting ends on a very different note and convinces Siddharth about the need for alife insuranceplan at the earliest.

    What was so different about Siddharth’s last meeting?

    Enter, term plans

    The engagement with this particular financial plannerturned out to be very different for Siddharth. It began with the basic questions on salary, expenses and liabilities that go in the calculation of the sum assured.

    However, this time around the financial planner suggested an insurance plan with a comparably lower premium for the same sum assured. This made the prospect of buying life insurance easier for Siddharth.

    Siddharth was sold a term plan by his financial planner. And term plans have some key features that make buying life insurance an easier decision.

    What makes term plans affordable?

    Term plans offer life cover with no savings or profits component. Simply put, if Siddharth survives the policy tenure, he will not receive a payout. Term plans make a payout only in case of an unforeseen eventuality.

    For this reason term plan premiums are affordable compared to other forms of life insurance.

    Compared to a ‘with profits’ or participating insurance plan, Siddharth can get a higher cover on a term planat a far lower premium.

    This makes term plans more suitable for Siddharth and others with similar needs and financial profile.

    Like Siddharth, if you are mulling on buying a cost-effective life cover to secure your family, a term plan must have priority among your other financial saving plans.

    Don’t let worry come knocking on your doors. Be prepared with Bajaj Allianz Life eTouch Online Term Plan, a solution for you and your loved ones to be able to realize your dreams without any compromises, incase of an unforeseen event.

    Bajaj Allianz Life Videos

    Video Icon

    This New Year, Don't Be A Mr. Kalse Re | #StartNow | Bajaj Allianz Life

    Video Icon

    Khushiyon Ka Return Gift | Happy Diwali | Bajaj Allianz Life

    Video Icon

    #SavingsToLifeGoals - Bajaj Allianz Life

    Video Icon

    Smart Protect Goal | Pay For 5 Years, Get Term Insurance Coverage For Life | Bajaj Allianz Life

    Video Icon

    Happy Independence Day 2020 | #IndiaSolveKarteJaa | Bajaj Allianz Life

    Video Icon

    Flexi Income Goal – Variants, Features, Benefits Explained

    Video Icon

    Why Choose Bajaj Allianz Life To Help Get Your #LifeGoalsDone?

    Video Icon

    #DostiWithDad - Happy Father's Day | Bajaj Allianz Life | Life Goals Done

    Video Icon

    Covid-19 Survivor Story | Bajaj Allianz Life Smart Protect Goal | Bajaj Allianz Life

    Video Icon

    Lage Raho India - Keep getting your #LifeGoalsDone

    Video Icon

    Don’t Let COVID-19 Lockdown Get in The Way of Your #LifeGoals

    Video Icon

    Coronavirus (COVID-19) Advisory Video #DooriHaiZaroori

    Video Icon

    Coronavirus COVID-19 impact on markets - CIO Commentary | #KeepCalmStayInvested

    Video Icon

    Bajaj Allianz Life Leadership Team | #PlankForIndia

    Our MD & CEO, Tarun Chugh launches #PlankForIndia campaign and planks with Sanjiv Bajaj MD & CEO, Bajaj Finserv and Chairman Bajaj Allianz Life & the rest of the group leadership team.

    Video Icon

    #PlankForIndia | Bajaj Allianz Life

    Bajaj Allianz Life will contribute to the training and development of India's future sports stars. Come together to Plank for Good Health, PlankforIndia.

    Video Icon

    #PehlaDinPehlaResolution

    #PehlaDinPehlaResolution | Happy New Year | Smart Protect Goal | Bajaj Allianz Life

    Video Icon

    Bajaj Allianz Life Goal Assure

    Bajaj Allianz Life Goal Assure - A ULIP Investment Plan To Achieve Life Goals

    Video Icon

    Valentine's Day

    Valentine's Day

    Video Icon

    Bajaj Allianz Health Care Goal

    A Comprehensive Health Insurance Plan with Critical Illness Cover | Bajaj Allianz Life Health Care Goal

    Video Icon

    #36SecPlankChallenge video

    Promote Healthy Living for a Better Tomorrow with our #36SecPlankChallenge

    Contact Us

    Bajaj Allianz Life Insurance Company Ltd.

    Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006, Maharashtra

    Tel No: 020-66026773

    Fax No: 020-66026789

    Branch Visit Timings:

    Weekdays - 9:00 AM to 3:30 PM

    Customer Care Helpline:

    1800-209-7272

    Monday to Saturday: 9:00 AM to 7:00 PM (IST)

    For NRI: +91 20 67871700 (Call charges apply)

    Monday 07.00 AM to Sunday 07.00 AM

    Sales Enquiry Helpline:

    1800-209-4040

    Monday to Saturday: 9:00 AM to 7:00 PM (IST)

    For NRI: +91 20 67688888 (Call charges apply)

    Monday to Saturday: 9:00 AM to 7:00 PM (IST)

    Find Us Online