Claim Settlement Ratio of 99.23%~

Close Button Close Button
X
NRI Services Helpline

Calling FromPhone Number (Toll Free)
AUSTRALIA80037371371
CANADA
HONG KONG
ISRAEL
MALAYSIA
NEW ZEALAND
PHILIPPINES
SINGAPORE
THAILAND
UNITED KINGDOM
BRUNEI8014605
INDONESIA0018030160202
JORDAN080023194
OMAN80074363
TURKEY00800142030059
VIETNAM1800400070
UNITED STATES18339680951
Calling us from INDIA18002097272
Rest of the World+912067871700
(Call charges apply)

Tracking Your Health Journey Through ABHA

Do you recall your last doctor’s visit? Did you spend hours organising all your medical records before the visit? If yes, you know the hassle of gathering and maintaining health records. ABHA, an Indian government initiative, is a digital repository that stores all your health records securely, making it seamless to store and maintain health records. The ABHA (Ayushman Bharat Health Account) scheme started in 2021. It is a step towards the vision of digitising healthcare in India.

Read More

ABHA registration provides a 14-digit unique ID number to which all your healthcare records are linked. It is part of the Ayushman Bharat Yojana—India's digital health insurance scheme. This initiative has created a single-point safe access to health records, allowing users to promptly and safely share these records with healthcare providers. In this blog, we will discuss how you can track your health journey with ABHA.Read Less

Get in Touch to Know More
I agree and consent to the Terms & Conditions, Privacy Policy
Get Your Life Goals, Done!

Tailored Life Insurance Solutions for your long-term Life Goals.

Written ByPalak Bagadia
AboutPalak Bagadia
LinkedIn Icon
Palak Bagadia, Associate – Digital Marketing at Bajaj Allianz Life, with experience spanning content and performance marketing, recruitment, employee engagement in the BFSI industry.
Reviewed ByRituraj Singh
AboutRituraj Singh
LinkedIn Icon
Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 7th July 2024
Modified on: 7th July 2024
Reading Time: 15 Mins
Share

How to use ABHA?

You can use ABHA to store your medical records. The platform also allows you to promptly share these medical records with your healthcare providers. To use ABHA, you should complete the following steps:

  • Step 1: Create an ABHA account.
  • Step 2: Upload all your medical documents to the platform.
  • Step 3: Access healthcare services from any one of the empanelled hospitals.

Apart from this, with your ABHA registration, you can:

  • Access HPR: The Healthcare Professional Registry (HPR) has a thorough list of healthcare professionals in the country. ABHA users have access to this list.
  • Access HFR: The Healthcare Facility Registry (HFR) contains a list of both public and private hospitals in India for ABHA users to choose from.
  • Share medical records: ABHA allows you to promptly and securely share all your medical records with hospitals and doctors. This occurs only with the user’s authentication.
  • Alternate sources of treatment: ABHA gives you access to alternate treatment options such as Ayurveda, yoga, or naturopathy.
     

How to create an ABHA account?

To track your health records with ABHA, you should first create an ABHA ID. Follow the steps listed below to get yourself registered on the platform:

  • Step 1: Go to the authorised website of ABHA.
  • Step 2: Select the ‘Create ABHA number’ option. You will be redirected to a page where you have to select the document of your choice—an Aadhaar card or driver’s licence.
  • Step 3: Enter the ID number.
  • Step 4: Provide your mobile number. You will receive an OTP.
  • Step 5: Input the OTP to confirm your identity.
  • Step 6: Your ABHA registration has been created. You can download the e-card from the app.

You can also create your ABHA ID offline. Look up the nearest ABHA facility on the website. Visit the establishment with your ID. Provide the details as needed and complete all formalities.

How to link your medical records with ABHA?

Now that you have created an ABHA account, you need to upload all your medical records on it. This is a one-time job; you simply link all your health records to the app and you can access and share these records with your healthcare provider.

You can upload your medical records on ABHA directly, or you can use DigiLocker. Here are the steps for both the processes:

Link directly to ABHA
 

  • Step 1: Log in to your account.
  • Step 2: Select the ‘Link my Health Records’ option. You will be redirected to the page where you can upload all your health information.
  • Step 3: You now have to fill out the details—like the doctor’s name, hospital name, and medications provided. You could also scan and upload your medical documents.
     

Link with DigiLocker

Before we talk about how to use DigiLocker, let’s briefly understand what it is. DigiLocker is a cloud-based storage platform to securely store all your vital documents. It is an integration of the Ayushman Bharat Digital Mission to create a strong digital healthcare infrastructure.

Upload your documents to the DigiLocker app by following the given steps:

  • Step 1: Open the DigiLocker application on your phone.
  • Step 2: Log in or create an account if you already haven’t.
  • Step 3: Select the ‘DigiLocker Drive’ option. You will be navigated to the ‘Folders’ page.
  • Step 4: Select the ‘Health’ folder.
  • Step 5: Click on the ‘Upload File’ button and choose the documents from your device.

Link your health records to ABHA using DigiLocker with the given steps:

  • Step 1: Sign in to your DigiLocker account. Go to ‘Menu’.
  • Step 2: Click on the ‘ABHA service’ option.
  • Step 3: Choose the ‘Fetch ABHA number’ option.
  • Step 4: Upload your health records.
     

Why should you have an ABHA account?

The initiative of creating a digital healthcare ecosystem offers many advantages. Some of these are:

  • Secure: All your data is stored safely on the ABHA platform. No individual, even healthcare providers, can access your medical records without your authentication.
  • Prompt treatment: Doctors can easily look through your medical history and start the treatment. This allows the patient to receive treatment quickly.
  • Accessibility: ABHA offers you access to top-notch public and private healthcare providers in the country. You can easily book an appointment, which also saves time.
  • Paperless: With ABHA, you can access all your healthcare records from your mobile. This eliminates the risk of losing them and makes doctor’s visits hassle-free.
  • Better decisions: Doctors have access to all your medical history, which allows them to make better medical decisions.
     

Summing up

India is working towards digitising its medical sector and ABHA is a crucial part of this transformation. This digital safe stores all your medical records securely, mitigating the stress and hassle of maintaining your medical documents.

ABHA empowers you to take charge of your healthcare journey. With ABHA registration, you can keep track of your medical history and make better health decisions. It is a big saviour, especially in emergencies, ensuring you have instant access to your medical records. Having an ABHA registration will simplify your healthcare journey.

Create your ABHA ID today.

FAQs
 

Q1. How much does it cost to create an ABHA ID?
 

You can create your ABHA ID for free. Any legal Indian citizen can register on the platform and link their medical records. They can also access top-notch healthcare providers in the nation. There are no hidden charges.
 

Q2. Should senior citizens have ABHA?
 

Senior citizens should especially have ABHA registration. It is a great way for them to store all their medical records. They don’t have to stand in long lines to make appointments anymore. With ABHA, they can make appointments.
 

Q3. Is it safe to share medical data using ABHA?
 

ABHA ensures consent-based sharing, and you have complete access to your health information. It is up to you to grant or revoke access to healthcare providers as needed.

Life Insurance Guide

Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Disclaimers:
Plus Symbol
Minus Symbol

* Conditions Apply – The guaranteed benefits are dependent on the purchase price & annuity option chosen. For more details please refer to sales brochure.

~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Investment in ULIPs is subject to risks associated with the capital markets. The policy holder is solely responsible for his/her decisions while investing in ULIPs. The views stated in this article are not to be construed as investment advice and readers are suggested to seek independent financial advice before making any investment decisions. For more details on risk factors, terms and conditions please read the sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale

The above information is for general understanding and is meant to educate the general public at large. The reader will have to verify the facts, law and content with the prevailing tax statutes and seek appropriate professional advice before acting on the basis of the above information.

X
Disclaimer

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

X
Disclaimer

%%Above illustration is for Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V03) considering Male aged 25 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,238. 2nd Year onwards premium is Rs. 6,659. Total Premium Paid is Rs. 1,99,349 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly installments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. This is inclusive of all the discounts mentioned above.

##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

@Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & /any other applicable tax levied, subject to changes in tax laws
Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Disclaimer

Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V04)

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116


X
Disclaimer

*Above illustration is for Bajaj Allianz Life eTouch II - A Non-Linked, Non-Participating, Individual Life Insurance Term Plan (UIN:116N198V01) considering Male aged 25years | Non-Smoker | Policy Term(PT)– 30 years | Premium Payment Term (PPT)– 30 years | Sum Assured opted is Rs.1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 5,092. 2nd Year onwards premium Rs. 5,520. Total Premium Rs. 1,65,172 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage: 40, Income Payout Percentage: 60). Income payout instalment opted for 40 years | Premium shown above is inclusive of Online Discount only, no other discounts have been considered and exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.

##Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

**5% Discount applicable for customer's first individual life insurance policy, applicable only on first year’s premium. 5% Discount for salaried customers, applicable only on first year’s premium. 6% Discount on online purchase is available for regular premium payment and limited premium payment frequency on first year's premium.

$Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium means total of all the premiums paid under the base product, excluding any extra premium and taxes, if collected explicitly.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any Call made, including via Voice over Internet Protocol & WhatsApp, SMS or WhatsApp messages, in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

close
Ask for an Agent
Sign up for personal visit and tailored advice from our expert agents