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A Day in the Life of Your ABHA ID

India is working towards digitising the healthcare sector of the country. The Ayushman Bharat Digital Mission (ABDM) is an initiative to achieve this goal, which also aims to make healthcare available to every Indian. This mission is a step toward strengthening the medical landscape of the nation. Taking care of one’s health is already a difficult task. However, storing medical documents securely and gathering them before every doctor’s visit makes it even more challenging. This is where ABHA comes into play.

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ABHA (Ayushman Bharat Health Accounts) is a critical part of the Ayushman Bharat scheme. It is a digital repository that allows registered users to securely store healthcare records. Every Indian citizen can create an account on the platform and enjoy the perks it offers.Read Less

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Written ByPalak Bagadia
AboutPalak Bagadia
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Palak Bagadia, Associate – Digital Marketing at Bajaj Allianz Life, with experience spanning content and performance marketing, recruitment, employee engagement in the BFSI industry.
Reviewed ByRituraj Singh
AboutRituraj Singh
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Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 7th July 2024
Modified on: 7th July 2024
Reading Time: 15 Mins
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How to create an ABHA ID?

 

To access the benefits of ABHA, start by creating an account on the platform first. You can create the platform either online or offline. To create your ABHA ID online, follow the steps given below:

➔ Step 1: Visit the official ABHA website.

➔ Step 2: Click on the ‘Create ABHA number’ option, present in the upper right-hand corner of the home page.

➔ Step 3: You will be redirected to a page where you have to choose the document you want to use to create your ABHA ID - either an Aadhaar card or a driver’s licence.

➔ Step 4: Provide the ID number.

➔ Step 5: You will get an OTP on your registered number. Enter the OTP to confirm your mobile number.

➔ Step 6: Download your e-card from the website or mobile application.

To create your ABHA ID offline, visit the nearest registration facility. Carry all your necessary documents that is been required.

 

What does a day of your ABHA ID look like?

 

Now that you have your ID, are you wondering what a day in life with ABHA might look like? Let’s take a look:

Scenario 1: To find top-notch healthcare providers

ABHA lists many public and private healthcare institutes for its users. With your ABHA ID, you can access this list and register at any of the empanelled hospitals. Now you don’t have to worry about standing in line for an appointment for hours. You can simply schedule the appointment and directly visit the clinic or hospital.

This is an advantage, especially if you’re living in a part of the country where healthcare facilities are still in progress. ABHA users from every part of the country, irrespective of economic status, can access quality treatment.

Scenario 2: During an emergency

You and your significant other are expecting your first baby. Suddenly, your wife starts experiencing excruciating pain in the middle of the night. You have to immediately rush her to the hospital to get medical attention. There is no time to find or arrange your hospital records. In such a scenario, ABHA acts like a blessing.

You can easily access and share all your medical records from your mobile. With ABHA, you have one less thing to worry about during an emergency.

For beneficiaries of the Ayushman Bharat Yojana, ABHA offers the advantage of making cashless transactions at the enlisted hospitals. Beneficiaries don’t have to worry about arranging money during an emergency. They can use their ABHA ID to make the payment.

Scenario 3: Track your funds

According to the Ayushman Bharat Yojana, the underprivileged population - from both rural and urban India - is provided health insurance of INR 5 lakhs.

Beneficiaries of the scheme can make cashless payments with ABHA ID and track their funds. ABHA manages the allocation and disbursement of the health insurance amount. Therefore, using your registration number, you can track the insurance funds. It is an amazing tool for keeping track of all medical expenses and preventing corruption.
 

Scenario 4: Facilitating remote monitoring
 

ABHA ensures you don’t miss out on quality treatment because of distance. It allows remote monitoring. Let’s say you are a citizen of Mumbai suffering from a critical illness. You need constant health monitoring. However, you have been asked to move to Delhi for work. You don’t have to worry about finding doctors in Delhi anymore.

Using your ABHA ID, you can share your medical data with your healthcare provider back home. They will be able to monitor your condition and suggest any necessary treatment or medications.

Now you don’t have to worry about jumping from one doctor to another anytime you move; you can simply use your ABHA registration to share your medical records.

Scenario 5: Data-driven treatment solutions

ABHA generates data-driven insights for its users. It uses predictive analytical tools to identify patterns from a patient’s medical history and generates insights. These insights are very helpful for understanding what might be causing the disease and identifying underlying conditions.

With your ABHA ID, you can get efficient healthcare. It improves medical accuracy, ensuring transparency. It also reduces diagnosis time, allowing patients to get immediate attention.

 

Conclusion

 

ABHA was created to facilitate healthcare in India. You can use your ABHA ID to find quality treatment, manage funds, and store and share your medical records. It has simplified access to top-notch healthcare providers, playing a crucial role in tackling various healthcare accessibility challenges.

The ABHA platform is going to evolve and expand over time. It will continue to incorporate new features, increasing its functionality and meeting evolving needs in the medical industry. If you haven’t created your ABHA ID yet, what are you waiting for? Visit the official website or the nearest registration facility to get yourself registered on ABHA.

 

FAQs
 

1. Can I create my ABHA account with my voter ID?
 

No, you can only create your ABHA ID using your Aadhaar card or driver’s licence. In case you don’t have both, you can use your PAN card instead of your driver’s licence.
 

2. How much does it cost to create an ABHA ID?
 

Any Indian citizen can create their ABHA ID free of cost. This applies to everyone - both the beneficiaries and non-beneficiaries of ABDM.
 

3. What is ABHA's unique ID?
 

When you register on ABHA, you will be provided a 14-digit unique ID.

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Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

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~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

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%%Above illustration is for Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V03) considering Male aged 25 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,238. 2nd Year onwards premium is Rs. 6,659. Total Premium Paid is Rs. 1,99,349 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly installments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. This is inclusive of all the discounts mentioned above.

##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

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Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V04)

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116


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*Above illustration is for Bajaj Allianz Life eTouch II - A Non-Linked, Non-Participating, Individual Life Insurance Term Plan (UIN:116N198V01) considering Male aged 25years | Non-Smoker | Policy Term(PT)– 30 years | Premium Payment Term (PPT)– 30 years | Sum Assured opted is Rs.1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 5,092. 2nd Year onwards premium Rs. 5,520. Total Premium Rs. 1,65,172 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage: 40, Income Payout Percentage: 60). Income payout instalment opted for 40 years | Premium shown above is inclusive of Online Discount only, no other discounts have been considered and exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.

##Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

**5% Discount applicable for customer's first individual life insurance policy, applicable only on first year’s premium. 5% Discount for salaried customers, applicable only on first year’s premium. 6% Discount on online purchase is available for regular premium payment and limited premium payment frequency on first year's premium.

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Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any Call made, including via Voice over Internet Protocol & WhatsApp, SMS or WhatsApp messages, in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

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