Your age is an important factor while considering to invest in high risk assets like equity. To understand this, let us understand the 100 minus your age rule.
This mantra says your age should be deducted from 100 and the resultant number is the maximum exposure you should have in equity related options.
For e.g. if your total investment today is 10 lakhs and you are 30 years of age, 70 % (100 – 30) of 10 lakhs you should invest in equity related options like stocks, mutual funds, ulips etc. The remaining 30% should be in debt investments like FD, bonds etc. With passing of age this allocation will keep changing. For e.g. someone who is 50 years old should have a 50-50 allocation towards equity and debt.
Such an approach will ensure that as you are growing old, you are investing more in safer instruments, which will in turn safeguard your returns.
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I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business
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The 100-Minus Your Age Rule*
More Life Goal Mantras
The Rule of 72*
Every investor has an ideal dream, which is they want their invested money to double. The rule of 72 is simply,
The 5% rule for financial freedom*
As an investor you will find many products and many options to invest in. The 5% rule says as an investor, you should not invest more than 5% of your total portfolio in any one option alone.
The 10-5-3 rule*
Another basic mantra on financial planning is the 10-5-3 rule. This rule simply tells you how different asset classes give you different kind of returns.
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Bajaj Allianz Life Insurance Company Ltd.
Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006, Maharashtra
Tel No: 020-66026773
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*The rules stated above are not to be construed as investment advice and readers are suggested to seek independent financial advice before making any investment decisions.
SMS Service
Dear Customer,
To get SMS updates on your policy - now you can refer to our glossary of pull sms services from the table:
| GLOSSARY - PULL SMS TABLE! | |||
|---|---|---|---|
| No. | Service | Type Keyword | Send To |
| 1 | For Callback for service related queries | SUPPORT<space>POLICY NO | 8108222251 |
| 2 | For Callback for renewal premium payment related queries (From Registered Mobile Number) | RENEW<space>POLICY NO | |
| 3 | For Branch Address | BRANCH<space>PIN CODE | |
| 4 | For Callback for Reinvestment related queries (From Registered Mobile Number) | REINVESTMAT<space>POLICY NO | |
| 5 | For Fund Value of Policy (From Registered Mobile Number) | FV<space>POLICY NO | |
| 6 | For Account Statement (From Registered Mobile Number) | ACCSTMT<space>POLICY NO | |
| 7 | To Update Email Address (From Registered Mobile Number) | EREG<space>Unique ID*<space>DOB of policyholder in DDMMYYYY<space>email id | |
| 8 | For Callback for queries related to fund switching | FSWITCH<space>POLICY NO | |
| 9 | For IT Certificate (From Registered Mobile Number) | TAXCERT<space>POLICY NO | |
| 10 | For Claim status | CLAIM<space>POLICY NO | |
Disclaimer: By using above SMS services kindly note that you would be authorizing to receive call(s) / SMS from Bajaj Allianz Life Insurance Co. Ltd through its representatives on your tele-contact no with respect to the query for which you have requested call back even if it is registered under NCPR/NDNC registry with your telecom operator.
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