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Bajaj Allianz Life Assured Wealth Goal Platinum

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A Non linked, Non Participating, Individual, Life Insurance Savings Plan

  • Security: Life Cover to protect your family

  • Liquidity: Income begins as early as from start of 2nd policy year

  • Guarantee1: All benefits in the policy are guaranteed1

  • Tax benefits*: Avail tax benefits as per prevailing tax laws

  • Overview
  • Key Advantages
  • Eligibility
  • Downloads
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Assured Wealth Goal Platinum Plan | Bajaj Allianz Life

Your family is very important for you and you always want to give them the best possible lifestyle. For this, you need to have assurance of a life cover to protect your loved ones in case of any uncertainties and also plan for various life goals like marriage, children’s education or a retirement. These are your sacrosanct goals, for which you would need a financial plan that gives you the assurance of a guaranteed liquidity.

Presenting Bajaj Allianz Life Assured Wealth Goal Platinum, a non-linked, non-participating, individual life insurance, savings plan which protects you with a life cover, while offering you an assured income to meet your immediate as well as future needs.

Smart Income

Guaranteed Income starting as early as beginning of 2nd policy year.
Option to use the Early Guaranteed Payouts to pay renewal premiums.
Option to accumulate the Early Guaranteed Payouts and take it as a lumpsum anytime during the policy term /maturity.

Regular Income

Guaranteed Income after the PT

Enhanced Return of Premium, i.e., 110% of Total Premium paid, at the end of Income Period

Deferment Period upto 5 years after the PPT

Multiple Premium Payment Terms and Income Period option basis customer needs.

Entry Age

Minimum Age

Smart Income - 6 years

Regular Income - 1 years

Maximum Age

Smart Income - 60 years

Regular Income - 60 years

Maturity Age

Minimum age at maturity

Smart Income - 18 years

Regular Income - 18 years

Maximum age at maturity

Smart Income - 72 years

Regular Income - 77 years

Premium Payment Term (PPT)

Smart Income - 5/ 6/ 7 / 8 / 10 / 12 years

Regular Income - 5 / 6 / 7 / 8 / 10 / 12 years

Policy Term (PT)

Smart Income - Equal to PPT

Regular Income - 5 to 17 years

Income Period (in years)

Smart Income - 20/ 25 / 30 years

Regular Income - 5/ 7/10/12/ 15/20/ 25/ 30 years

Annualized Premium (₹)

Minimum

Smart Income - ₹ 30,000

Regular Income - ₹ 30,000

Maximum

Smart Income - No limit, subject to Board Approved Underwriting Policy

Regular Income - No limit, subject to Board Approved Underwriting Policy

All ages mentioned above are age as on last birthday. Risk cover will commence immediately on the date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority (i.e., 18 years age last birthday) and on maturity date.

For female lives, the age set-back of 3 years will be applicable for calculation of SA Multiple and Maturity Benefit/ Income payout.

Income Period will commence after the end of Deferment Period. The deferment period will be PT minus PPT (in years)

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Assured Wealth Goal Platinum Plan | Bajaj Allianz Life

Your family is very important for you and you always want to give them the best possible lifestyle. For this, you need to have assurance of a life cover to protect your loved ones in case of any uncertainties and also plan for various life goals like marriage, children’s education or a retirement. These are your sacrosanct goals, for which you would need a financial plan that gives you the assurance of a guaranteed liquidity.

Presenting Bajaj Allianz Life Assured Wealth Goal Platinum, a non-linked, non-participating, individual life insurance, savings plan which protects you with a life cover, while offering you an assured income to meet your immediate as well as future needs.

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  • #1 Top Riser Brand Amongst ‘Top 75 most valuable Indian Brands 20221
  • One of the most Trusted Brand2
  • Claims Settlement Ratio 99.04%~
  • 1 Day Claim Approval7
  • Solvency ratio of 516%^
  • AAA : Stable Rating by CARE$
  • ` 90,584 Crore Total Assets Under Management (AUM)**
  • 2.82 Crore number of lives covered#
  • Our Priority is not to sell Life Insurance, it is to serve you in the fastest & most convenient manner when you need us.

~Individual Death Claim Settlement Ratio for FY 2022-2023

**All figures as on 31 March 2023

^Solvency ratio 516% as at 31 March 2023 against IRDAI mandated 150%

#Individual & Group

1Report published by Kantar BrandZ India 2022 for details click here

2Survey conducted by brand equity – Nielsen in March 2020

795.49% of non-investigative individual claims approved in one working day for FY 2021-22. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices

$For details refer to press release published by CARE

1Conditions Apply – The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details please refer to sales brochure.

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.