Claim Settlement Ratio of 99.23%~

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Bajaj Allianz Life Capital Goal Suraksha

Bajaj Allianz Life Capital Goal Suraksha is a combination of Bajaj Allianz Life Goal Assure IV and Bajaj Allianz Life POS Goal Suraksha

Guaranteed^ Returns
Life Cover
Get Market linked returns%
Option of Limited Premium Payment Term
calender_icon
Annual Income (in ₹ lakhs)
< 2.5 2.5-5 5-7.5 7.5-10 10-15 15-20 >20
Tobacco/Nicotine*
Life Cover
Cover till Age
Pay Premium
Premium Amount(Incl. GST)
₹ 80,615/Annually
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  • Overview

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Bajaj Allianz Life Capital Goal Suraksha is a combination of Bajaj Allianz Life Goal Assure IV and Bajaj Allianz Life POS Goal Suraksha that aims to provide investment guarantee at the maturity, on the total investment made by the Policyholder during the Policy Term.

Diversification is the key to success. It becomes even more important when we are planning for our long term Life Goals, so when you are close to achieving them you can be immune to uncertainties of life.

Presenting Bajaj Allianz Life Capital Goal Suraksha, a solution that diversifies your investment in a smart way to secure your invested amount and offer potential of better returns along with life cover.

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Guaranteed^ Returns

The combo solution guarantees^ the capital invested at maturity

Get Market linked returns%

The ULIP exposure in the combo solution provides the potential for better returns,

 

%market linked returns benefit is available for Bajaj Allianz Life Goal Assure IV

Life Cover

Option of Limited Premium Payment Term

The policyholder can opt for limited premium payment term between 5, 7 or 10 years

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Serial Number-1

Entry Age

Minimum age is 0 years

In case of minor life, the risk cover will commence immediately on date of commencement of Policy and the policy will vest on the attainment of majority (age 18 years)

Maximum age is 55 years

 

Serial Number-2

Maturity Age

Minimum Maturity Age

18 years

Maximum Maturity Age

65 years

 

Serial Number-3

Policy Term (PT) & Premium Payment Term (PPT)

Policy Term 

Premium Payment Term

10 years

 7 years

15 years

5, 7, 10 years

20 years

5, 7, 10 years

Serial Number-4

Premium Payment Frequency

Yearly, Half yearly, Quarterly* and Monthly*

*Quarterly & Monthly premium payment frequency will be allowed only under auto-debit process (as per the approved RBIfacilities)

- Age calculated is age at the last birthday.

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Why Bajaj Allianz Life Insurance ?

99.29%
Claim Settlement Ratio~
1 Day
Claim Approval%
AAA
CARE Stable Rating$
₹1,23,734 Cr
Assets Under Management (AUM)**
3.85 Cr
Number of Lives Covered#
359%
Solvency Ratio of 359%^

Disclaimer:~Individual Death Claim Settlement Ratio for FY 2024-2025 | %96.70% of non-investigative individual claims approved in one working day for FY 2023-24. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices | $For details refer to press release published by CARE | **All figures as on 31 March, 2025 | ^Solvency ratio 359% as at 31 March 2025 against IRDAI mandated 150% | #Individual & Group as on 31 March, 2025

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Customer Speaks

Happy with the services
I have invested in various products of Bajaj Allianz Life Insurance - I am happy with the services, returns and diversified product portfolio.
Rashmi Bhavnani
5
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I am a happy customer who is satisfied with the after sales service. I have full trust in Bajaj Allianz Life Insurance Company.
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5
Happy with the returns
I was introduced by my advisor to invest in Bajaj Allianz Life Insurance .I have invested in the same and am happy with the returns and services.
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5
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I am a 7 year old customer of Bajaj Allianz Life Insurance and very happy about the services.
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Disclaimers:
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Risk Factors and Warning Statements: Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz Life Goal Assure IV and Bajaj Allianz Life POS Goal Suraksha are the names of the company and the products respectively and do not in any way indicate the quality of the product and its future prospects or returns

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

This advertisement is designed for combination of Benefits of two individual products named (1) Bajaj Allianz Life Goal Assure IV - A Unit- Linked NonParticipating Individual Life Savings Insurance Plan (UIN: 116L204V01). (2) Bajaj Allianz Life POS Goal Suraksha - A Non Linked, Non Participating,Individual, Life Insurance Savings Plan (UIN: 116N155V13).These products are also available for sale individually without the combination offered/suggested.The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.

ULIPs are different from the traditional insurance products and are subject to the risk factors.The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.Bajaj Allianz Life Insurance Company Limited is only the name of the Life Insurance Company and Bajaj Allianz Life Goal Assure IV- A Unit-Linked Non-Participating Individual Life Savings Insurance Plan (UIN: 116L204V01) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company.The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans,their future prospects andreturns.Bajaj Allianz Life POS Goal Suraksha - A Non Linked,Non Participating, Individual,Life Insurance Savings Plan (UIN: 116N155V13)

^Conditions apply. The Guaranteed benefits are dependant on the policy terms, premium payment terms availed along with other variable factors. For more details please refer respective product sales brochure (Also available on % www.bajajallianzlife.com).

%market linked returns benefit is available for Bajaj Allianz Life Goal Assure IV

~~All figures as on 31 January 2025

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Please refer to BALIC Privacy Policy

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Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

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Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

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