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Claim Settlement Ratio of 99.23%^~

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About Us

We insure your dreams and ensure that your Life Goals are Done.

Legacy that empowers

Trust that delivers

Protection for all your goals

Overview
Awards and Accolades

Overview

Bajaj Allianz Life Insurance Co. Ltd., one of India’s leading private life insurers, is a joint venture between Bajaj Finserv Limited, one of the most diversified non-banking financial institutions in India, and Allianz SE, one of world’s leading global insurer and asset manager. We began operations in August 2001 from our headquarters in Pune, Maharashtra (India).

With a focus on getting Life Goals DONE. Bajaj Allianz Life is committed to offer value-packed and innovative products, which are simple to understand and purchase. They are designed to meet long-term life goals of customers, ranging from protection, wealth creation to retirement solutions and more. These are backed by a suite of tech-enabled services and service touchpoints to ensure we are always available for our customers to manage their Life Goals with us.

To ensure enhanced customer engagement, we have built an extensive distribution network across the country. With 578 branches, over 1,60,294 agents (as on 28th February, 2025), along with several partnerships with key banks, including AXIS, Bandhan, IDFC First amongst others, and a large network of Corporate Agents, we are present where our customers are. Our digital eco-system is also built and strengthened over time to ensure we are available, literally, on the palms of our customers.

With innovation and customer-centricity as our guiding values, we have transformed to being one of the fastest growing life insurers in India. Today, we are the life goals enablers to over 3.93 crore^# individuals & Groups (as on 28th February, 2025) and have over ₹ 1,18,350 crore Assets Under Management (as on 28th February, 2025), with a AAA^$ Rating that signifies highest degree of safety regarding timely servicing of financial obligations and Claims Settlement Ratio at 99.23%^~ .

Over the last five years, we have disrupted the life insurance industry in several ways, to ensure that our customers enjoy the several benefits their life insurance policy(ies) provide. From introducing first-of-their-kinds product features to innovative services for our customers, ICs and partners alike (e.g. SmartAssist, comprehensive set of services on WhatsApp Business account, QR-code enabled branch services, etc.), several milestones mark our transformation journey this far.

As a brand, Bajaj Allianz Life has also strengthened the trust quotient it enjoys amongst its stakeholders and customers. Our endearing campaigns built on deep customer insights and right marketing analytics have helped build a strong brand recall. We have been recognized thrice for the mega Plankathon event where we broke records for most number of people performing the abdominal plank, simultaneously.

All these achievements have been possible due to the passion of around 25K team members working towards enabling life goals of our customers.

promoters

Bajaj Finserv Ltd.

Allianz SE

BFS: https://www.bajajfinserv.in/corporate-bajaj-finserv#

Bajaj Finserv Limited deals with financial services of the Bajaj Group. Its core businesses are spread across Lending, Insurance and Wealth Advisory.

The two insurance companies, Bajaj Allianz General Insurance Company and Bajaj Allianz Life Insurance Company, are joint ventures with Allianz SE, Germany. Bajaj Finserv is the majority partner in the JV and the two companies individually manage operations in general and life insurance spaces.

The comprehensive life insurance solutions, technical expertise and experience of Allianz SE combines with the in-depth market knowledge and goodwill of "Bajaj" brand in India. Competitive pricing and customized life insurance solutions have earned Bajaj Allianz Life the customer's trust and market leadership in a very short time. Bajaj Allianz Life Insurance has developed life insurance solutions that cater to every segment and age-income profiles. Currently Bajaj Allianz Life has a strong life insurance portfolio and caters to all kinds of customer needs from ULIPs to Child plans, from group insurance to health insurance. Bajaj Allianz General Insurance has developed general insurance solutionsthat cover a wide range of needs, from health insurance, to motor insurance, to home and travel insurance, and more.

Allianz: https://www.allianz.com/content/dam/onemarketing/azcom/Allianz_com/about-us/who-we-are/documents/1808-en-Allianz-Factsheet-english.pdf

The Allianz Group is a global financial services provider with services predominantly in the insurance and asset management business. 88 million retail and corporate clients in more than 70 countries rely on our knowledge, global presence, financial strength and solidity. In fiscal year 2017 over 140,000 employees worldwide achieved total revenues of 126.1 billion euros and an operating profit of 11.1 billion euros. Allianz SE, the parent company, is headquartered in Munich, Germany.

Our Leaders

Board of Directors

Key Management Persons*

Leadership Team

Mr. Sanjiv Bajaj

Chairman

Mrs. Ritu Arora

Director

Mr. Niraj Bajaj

Director

Mrs. Padmaja Chunduru

Independent Director

Mr. Apurva Diwanji

Independent Director

Justice Sanjay Kishan Kaul (Retd.)

Director

Dr. Srinivasa Rao Nagarjuna

Director

Mr. Sanjiv Sahai

Independent Director

Mr. S Sreenivasan

Director

Mr. Anup Wadhawan

Independent Director

Mrs. Renate Wagner

Director

Mr. Tarun Chugh

Managing Director and Chief Executive Officer

Mr. Tarun Chugh
Managing Director and Chief Executive Officer

Mr. Tarun Chugh

Managing Director and Chief Executive Officer

Tarun has been the transformational leader behind the sustained growth of Bajaj Allianz Life Insurance, now the fastest-growing private life insurer amongst the top companies in the country. The Company is ~25K team strong, operates across over 500 branches, has India’s only agency channel that is 100% digital with a network of over 1.5 lakh Insurance Consultants (agents). The Company offers Bespoke Banca experience to India’s leading banks and financial institutes and is proud to have India’s leading direct channel. At Bajaj Allianz Life, every aspect of the business continues to be guided by its customer-first approach. This approach has enabled it to redefine its product suite, enhance its distribution, and elevate and simplify its services and processes. Under Tarun’s leadership, these initiatives continually fulfil the brand’s promise of “Life Goals. DONE.” As a strong advocate for innovation, Tarun has introduced several unique measures for customer delight as well as for employee empowerment. Today, Bajaj Allianz Life Insurance leads the industry across parameters with its comprehensive suite of life goals enabling products, tech-empowered service eco-system and digital assets. Our team is dedicated to delivering customer delight and engaging all stakeholders effectively. Tarun's rich industry tenure of over three decades includes leadership roles at PNB Met Life and ICICI Prudential Life Insurance. His rich experience fuels his transformational approach at sustaining innovation and growth within the company. His engagement extends to industry as well as academia. He serves on various governing councils and advisory boards, including that of IIM Sambalpur. An IIT Delhi and IIM Lucknow alumnus, Tarun resides with his family in Mumbai.

Mr. Amit Jaiswal
Chief Distribution Officer - Proprietary Sales Force

Mr. Amit Jaiswal

Chief Distribution Officer - Proprietary Sales Force

Amit Jaiswal took charge as the Chief BALIC Direct Officer at Bajaj Allianz Life in November 2017. He is known as a result-oriented people’s manager who brings with him experience of over 25 years in business development, trade marketing, new distribution set up and P&L management across range of sectors like FMCG as well as Life and Health Insurance with business footprints across India. In his current role, Amit is responsible for all BALIC Direct business that includes catering to orphan customer base under different campaigns like CPM, Service, S2S as well as expanding new horizons through NTB as well as Defence verticals. Under his Leadership, the company’s proprietary distribution is already amongst the top 3 direct channels in the Indian Life Insurance Industry within 4 years of operation and is emerging as the fastest growing proprietary channel. Before joining Bajaj Allianz Life, Amit was the Deputy Director and Head Alternate Distribution, Corporate Agency and Brokers in PNB MetLife where he scaled up new businesses & processes while setting up the channel from scratch . He has experience across range of sectors like FMCG (DIAGEO and USL), Direct Selling (AMWAY) and Life and Health Insurance (ICICI Prudential) (PNB MetLife). Amit is a Master of Business Administration (M.B.A.) from LBSIMT and an Economics (Hons) Graduate from Delhi University. He is also a six sigma black belt. In his free time, he loves to travel and is an avid outdoor person. He is passionate about staying fit and is even a licensed scuba diver!

Mr. Anand Godbole
Head – Internal Audit

Mr. Anand Godbole

Head – Internal Audit

Anand Godbole, the Head of Internal Audit at Bajaj Allianz Life Insurance, brings over 23 years of extensive experience in Audits, Governance & Controls, Business Risk Assessments, and Information Security Reviews. Since joining Bajaj Allianz Life in October 2007, Anand has played a key role in strengthening internal controls and risk management frameworks. Under his leadership, the Internal Audit function has evolved into a value-adding business partner, driving transformation through automation and analytics. Before joining Bajaj Allianz Life, he has worked with KPMG India and overseas in Internal Audit roles. A Commerce Graduate and a Chartered Accountant by qualification, Anand is a respected leader in the field of internal audit, ensuring a strong governance culture and operational excellence through proactive leadership.

Mr. Anil PM
Head - Legal, Compliance & FPU

Mr. Anil PM

Head - Legal & Compliance and Chief Compliance Officer

Anil is a qualified lawyer with over 28 years of legal experience, the majority of which has been as in-house counsel with companies in the insurance sector. In his current role, Anil is responsible for providing strategic advice and opinions on legal compliance, and business issues. He focuses on ensuring Company’s conformity with the applicable laws, managing regulatory audits and inspections, and preventing and mitigating fraud. Anil plays a critical role in representing the organization during the development of growth-centric regulations in the sector. He has been a part of various IRDAI and Life Council Committees in his current role. Anil has also worked with other leading life insurers, including PNB MetLife India and Aviva Life Insurance. Apart from life insurance, he has worked with Quark Media House and BEA Systems Pvt. Ltd. Before transitioning to corporate roles, Anil practiced law before the Madras High Court and had brief stints with a law firm and a telecom company in the USA. Anil completed his Bachelors in Law from Dr. Ambedkar Government Law College, Chennai, and his Master of laws from the University of Minnesota, Minneapolis, USA. He is married to Devi and has two children, Tara and Akshay. He is an avid off-road enthusiast and loves traveling.

Mr. Avdhesh Gupta
Appointed Actuary

Mr. Avdhesh Gupta

Appointed Actuary

Avdhesh Gupta is the Appointed Actuary at Bajaj Allianz Life. He joined the company in June 2019 and is responsible for actuarial valuations, shareholder reporting, product pricing, and financial risk. A seasoned professional, Avdhesh brings over 17 years of experience in the actuarial domain. Prior to joining Bajaj Allianz Life, he worked with PricewaterhouseCoopers as the Principal Consultant in actuarial services. In his earlier roles, he has led multiple positions at Aegon Life Insurance Company, SwissRe, and HSBC. Avdhesh is a Fellow of the Institute of Actuaries of India (FIAI) and the Institute and Faculty of Actuaries, UK (FIA). He completed his MSc in Actuarial Management from Cass Business School, London.

Mr. Chandramohan Mehra
Chief Marketing Officer

Mr. Chandramohan Mehra

Chief Marketing Officer

A results-driven marketing professional with deep cross-discipline expertise, Chandramohan Mehra (CM) leads strategic marketing, brand management, consumer research, digital marketing, customer experience measurement, and in-house online business. Chandramohan joined Bajaj Allianz Life in January 2018 and has been instrumental in transforming the brand into one of India’s most trusted and visible life insurers. He has delivered several innovative and endearing campaigns under the umbrella of "Samjho Hogaya" to fulfil the brand’s promise of "Life Goals. DONE." Additionally, he created the company’s marquee events - Bajaj Allianz Life Plankathon, which brought the organization Guinness World Records, and Bajaj Allianz Pune Half Marathon, which have successfully connected with diverse stakeholder groups and enhanced the company’s mindshare among consumers. An industry veteran with over 24 years of experience, Chandramohan has held senior leadership positions at Sony Pictures Networks India, SBI Life Insurance, and Kotak Life. He is an alumnus of INSEAD and BITS Pilani. He is passionate about long-distance running and continues to participate in several international marathons.

Mr. Dheeraj Sehgal
Chief Distribution Officer – Institutional Business

Mr. Dheeraj Sehgal

Chief Distribution Officer – Institutional Business

Dheeraj Sehgal is the Chief Distribution Officer - Institutional Business at Bajaj Allianz Life. A results-driven professional, he brings with him over two decades of experience in the financial services and pharmaceutical industries, building new business models and defining business strategies. Dheeraj has a track record of successfully leading large teams and projects and is known for fostering long-lasting alliances. Prior to joining Bajaj Allianz Life, Dheeraj has worked with renowned organizations like ICICI Securities, The Hollard Insurance Company, ICICI Prudential Life, Merck Ltd and Lupin Ltd, and was instrumental for all of them in driving superior business performance. Dheeraj is a Chartered Wealth Manager from the American Academy of Financial Management and has done a Senior Management Program from IIM Calcutta.

Mr. Farid Valani
Chief Risk Officer

Mr. Farid Valani

Chief Risk Officer

Farid Valani is the Chief Risk Officer at Bajaj Allianz Life Insurance. He joined the Company in December 2008 and has led multiple roles in the Actuarial domain. In his present role, Farid is responsible for the risk management function of the Company. With over 15 years of experience in the life insurance sector, Farid has had a diverse exposure in managing Statutory Valuation, Regulatory and Shareholder Reporting, providing him with an in-depth understanding of the financial risks of a life insurance company. Farid completed his Masters in Actuarial Science from University of Kent, Canterbury, United Kingdom.

Mr. Goutam Datta
Chief Information & Digital Officer

Mr. Goutam Datta

Chief Information & Digital Officer

Goutam Datta joined Bajaj Allianz Life Insurance in November 2018 as the Chief Information & Digital Officer. He brings over two decades of experience in the field of Technology where he has successfully spearheaded the development of enterprise digital roadmaps, while managing large-scale technology operations and implementing innovative technology projects. In his all-encompassing journey, Goutam has witnessed the technology evolution from traditional business processes to customer-centric processes through digital implementations. A proven strategic leader, Goutam is passionate about creating tangible business value through technological solutions and innovation to drive and deliver business results. He is an astute believer of the ‘one team’ model and is well regarded amongst peers for his collaborative approach to problem- solving. Before Bajaj Allianz Life, Goutam led the Technology & Digital Innovation team at ICICI Lombard General Insurance Company. Goutam has also worked with Essel Group of Companies and Tata Infotech Ltd in the past. Goutam is an alumnus of IIM Calcutta. He enjoys playing badminton and reading history and management books.

Mr. Omesh Saraf
Head of Analytics

Mr. Omesh Saraf

Head of Analytics

Omesh brings with him over two decades of rich experience in risk, fraud and customer analytics. At Bajaj Allianz Life, he has built and scaled-up the analytics capability and has been responsible for developing the analytics vision and strategy for the organisation. Over the years, Omesh has developed deep subject matter expertise in data management and analytics. He has enabled organisations in their transformational journeys by setting up the teams, data infrastructure, and processes that helped deliver new-age analytics solutions for business Prior to joining Bajaj Allianz Life, Omesh worked with TCS, Neural Technologies, HSBC and Accenture across - insurance, banking and telecom sectors. He also co-founded Litmass Analytics which offered risk analytics products and services to leading Indian banks and insurance companies. Omesh holds a Master’s degree in Statistics, with specialization in Applied Statistics and Data Analytics from the Indian Statistical Institute. He enjoys spending time with his family, and takes active interest in gardening and reading.

Mr. Rajesh Krishnan
Chief - Operations and Customer Experience

Mr. Rajesh Krishnan

Chief - Operations and Customer Experience

Rajesh, a seasoned BFSI specialist, comes with over 25 years of cross-functional and leadership experience in the Banking & Insurance industry. Customer centricity is a key part of Rajesh’s role at Bajaj Allianz Life Insurance, where he drives the brand’s customer obsession journey through various strategic interventions and initiatives. He is also responsible for achieving deeper stakeholder engagement, through best-in-class processes built to deliver safe, secure and seamless experiences across the board. In his previous stint, Rajesh held the position of Chief - Customer Service & Operations at Pramerica Life Insurance. He has also worked with leading brands including ICICI Prudential Life, HDFC Bank, ICICI Bank, Thomas Cook and others. Rajesh is an alumnus of INSEAD Business School, and has a PGDBA certification from Symbiosis. He is also a Certified Associate of Indian Institute of Banking and Finance, and a Licentiate from the Insurance Institute of India. He is an avid traveller, reader, and a sports enthusiast, and is fluent in six languages. Rajesh also volunteers to provide access to education for underprivileged children and for the protection of animals against cruelty.

Mr. Rajesh Shanoy
Company Secretary

Mr. Rajesh Shanoy

Company Secretary

Rajesh Shanoy is the Company Secretary at Bajaj Allianz Life Insurance. He joined the organisation in April 2017. Prior to joining this Company he has worked with Bajaj Finance Limited for more than 5 years. Rajesh has more than 23 years' experience in handling matters related to SEBI and corporate laws, company secretarial, legal, financial, cost and management accounting. He has also worked with leading listed companies in directional media and manufacturing space. Rajesh is a Commerce Graduate, Company Secretary and Cost Accountant by qualifications.

Mr. Sameer Joshi
Chief Agency Officer

Mr. Sameer Joshi

Chief Agency Officer

As the leader of the Agency business channel, Sameer anchors his business strategies on the promise of delivering superior customer experience. He empowers the large force of the Company’s Insurance Consultants (ICs, or agents as popularly known in the industry) with digital assets and easy to access knowledge of the Company’s value-packed life insurance products and seamless services. He consistently invests towards training and development of the ICs to ensure they understand the customers’ Life Goals and respond to their needs accordingly. Sameer has been with Bajaj Allianz Life since 2014 and also led the HR function at the Company. Sameer has spent nearly 17 years in the life insurance sector, and is a seasoned leader with a focus of driving businesses to the path of profitability. A result-oriented distribution specialist, Sameer is skilled in business planning, sales and talent management. Prior to joining Bajaj Allianz Life, Sameer worked with HDFC Life and ICICI Prudential Life leading different business channels. Sameer is a Physics graduate and has completed his MMS in Marketing from Mumbai University. He enjoys teaching and playing Table Tennis.

Mr. Santanu Banerjee
Chief Human Resources Officer

Mr. Santanu Banerjee

Chief Human Resources Officer (CHRO)

Santanu, a seasoned industry leader, comes with over 25 years of experience in human resources & administration. In his current role, he is responsible for providing strategic direction to people practices including talent acquisition, learning and development, performance management and succession planning. Infrastructure & Admin function also rolls up to him at BALIC. Santanu has played a critical role in the transformation journey at Bajaj Allianz Life Insurance with respect to people policies and culture development. Prior to joining Bajaj Allianz Life Insurance, Santanu worked with Star Union Dai-Ichi Life Insurance as Executive Vice President and Chief Human Resource Officer. His other HR roles were with ING Vysya Life Insurance, Aditya Birla Sun Life Insurance, Aditya Birla Health Insurance, and Hathway Cable & Dotcom. Santanu graduated from the University of Calcutta and holds a Master’s degree in HR from the Army Institute of Management, Kolkata. An avid reader of literature, he is also a trained classical musician, who loves to play musical instruments.

Mr. Srinivas Rao Ravuri
Chief Investment Officer

Mr. Srinivas Rao Ravuri

Chief Investment Officer

Srinivas Rao Ravuri, the Chief Investment Officer at Bajaj Allianz Life Insurance, brings nearly three decades of expertise in equity research and fund management across Indian financial markets. He began his career as an analyst in 1994 at India's first boutique equity research firm and spent 25 years covering sectors such as Real Estate, Infrastructure, Industrials, Telecom, and Power. His career includes key roles at top institutions like PGIM India Asset Management, HDFC Asset Management, where he shaped investment strategies and drove growth. He joins Bajaj Allianz Life from PGIM India Asset Management, where he initially played a key role in transforming the AMC into one of the fastest growing. Later, he became their Chief Investment Officer for International Business, responsible for expanding the firm’s global business. Srinivas holds a Bachelor’s degree in Commerce and an MBA from Osmania University, Hyderabad. Beyond his professional achievements, Srinivas is an avid tennis player and nature enthusiast, often spending time outdoors. His passion for Indian classical music further highlights his diverse interests.

Mr. Vipin Bansal
Chief Financial Officer

Mr. Vipin Bansal

Chief Financial Officer

Vipin Bansal is the Chief Financial Officer at Bajaj Allianz Life Insurance in Pune, Maharashtra, India. With over two decades of experience in Financial Reporting, Risk Management, and (Mergers and Acquisitions) M&A, Vipin's expertise in shaping financial strategies spans across diverse sectors, including BFSI (Banking, Financial Services and Insurance), manufacturing, retail, FMCG (Fast-Moving Consumer Goods), logistics, and metals. He joined the Bajaj Finserv Group in 2020, where he has held various roles including Risk mitigation, M&A, Internal Audit, and ESG (Environmental, Social and Governance). Prior to his tenure at Bajaj Finserv Group, Vipin held positions with Price Waterhouse (and its network firms), culminating in his role as a Partner in the firm's Assurance Practice. Vipin is a Chartered Accountant from The Institute of Chartered Accountants of India and holds a Bachelor of Commerce degree from Nagpur University.

Mr. Tarun Chugh
Managing Director and Chief Executive Officer

Mr. Tarun Chugh

Managing Director and Chief Executive Officer

Mr. Amit Jaiswal
Chief Distribution Officer - Proprietary Sales Force

Mr. Amit Jaiswal

Chief Distribution Officer - Proprietary Sales Force

Mr. Anil PM
President – Legal, Compliance and Fraud Prevention Unit

Mr. Anil PM

President – Legal, Compliance and Fraud Prevention Unit

Mr. Avdhesh Gupta
Appointed Actuary

Mr. Avdhesh Gupta

Appointed Actuary

Mr. Chandramohan Mehra
Chief Marketing Officer

Mr. Chandramohan Mehra

Chief Marketing Officer

Mr. Dheeraj Sehgal
Chief Distribution Officer – Institutional Business

Mr. Dheeraj Sehgal

Chief Distribution Officer – Institutional Business

Mr. Goutam Datta
Chief Information & Digital Officer

Mr. Goutam Datta

Chief Information & Digital Officer

Mr. Omesh Saraf
Head of Analytics

Mr. Omesh Saraf

Head of Analytics

Mr. Rajesh Krishnan
Chief - Operations and Customer Experience

Mr. Rajesh Krishnan

Chief - Operations and Customer Experience

Mr. Sameer Joshi
Chief Agency Officer

Mr. Sameer Joshi

Chief Agency Officer

Mr. Srinivas Rao Ravuri
Chief Investment Officer

Mr. Srinivas Rao Ravuri

Chief Investment Officer

Mr. Santanu Banerjee
Chief Human Resources Officer

Mr. Santanu Banerjee

Chief Human Resources Officer (CHRO)

Mr. Vipin Bansal
Chief Financial Officer

Mr. Vipin Bansal

Chief Financial Officer

*Pursuant to IRDAI (Corporate Governance for Insurers) Regulations, 2024

Notes -

Brief profile of the Directors, as at 31 March 2024, is available in Corporate Governance report which is part of the Annual Report of the Company.
Mr. Meleveetil Damodaran, Mr. Ranjit Gupta, Mr. Suraj Mehta and Mrs. Lila Poonawalla, Directors, have stepped down from the Board of Directors with effect from close of business hours on 30 June 2024.
Justice Sanjay Kishan Kaul (Retd.) and Dr. Srinivasa Rao Nagarjuna were appointed as Directors w.e.f. 1 July 2024.
Mr. Apurva Diwanji and Mr. Sanjiv Sahai were appointed as Independent Directors w.e.f. 15 July 2024.
Mr. Anami Roy has ceased to be Director w.e.f. close of business hours on 12 March 2025.
Mr. Jan-Christian Rosemeyer has ceased to be Alternate Director for Mrs. Renate Wagner, Director with effect from 16 March 2025
Mrs. Padmaja Chunduru was appointed as Independent Director w.e.f. 17 March 2025.

Financial Information

Public Disclosure
Annual Report
Corporate Governance
Corporate Social Responsibility
Distribution Channels List
Stewardship Disclosure
Sustainability
Factsheet
Financial Summary

Public Disclosure

Financial Information 2023-24

Associated Companies

Awards and Recognition

Golden Peacock HR Excellence Award 2024

We are thrilled to receive the prestigious Golden Peacock Award 2024 by Institute of Directors (IOD) for HR Excellence in Insurance Category Read More...

We are thrilled to receive the prestigious Golden Peacock Award 2024 by Institute of Directors (IOD) for HR Excellence in Insurance Category.
At BALIC, our employees are at the heart of everything we do, and this recognition fuels our passion for fostering a culture of growth, innovation, and well-being.
A big thank you to our incredible team for making this achievement possible! Here’s to raising the bar even higher.

Sustainability Reporting Award 2023-24

We’re proud to share that Bajaj Allianz Life has been honored with the Sustainability Reporting Award 2023-24 Read More...

We’re proud to share that Bajaj Allianz Life has been honored with the Sustainability Reporting Award 2023-24 under the category of Voluntary Disclosures - Service Sector by the Institute of Chartered Accountants of India (ICAI).
This recognition reflects our commitment to sustainable business practices, transparency, and creating long-term value for all.

CII DX Awards 2024

Proud to announce a double victory at the CII DX Awards 2024! Read More...

Proud to announce a double victory at the CII DX Awards 2024!
Bajaj Allianz Life has been honored with two prestigious awards for Best Practice in Digital Transformation, recognizing innovations in our ‘Customer Data Platform’ and ‘Knowledge Bot’.
These achievements drive us to keep enhancing customer experiences and enabling Life Goals with innovative solutions.

FICCI Insurance Awards 2023

At Bajaj Allianz Life, innovation isn’t just about technology; it’s about crafting products and services that help you reach your life goals, one step at a time.
We’re thrilled to win The Most Innovative Insurer Read More...

FICCI Insurance Awards 2023

At Bajaj Allianz Life, we firmly believe in creating value-packed products and campaigns Read More...

At Bajaj Allianz Life, we firmly believe in creating value-packed products and campaigns that resonate with our customers' needs, ensuring they feel supported at every step of their life journey.
We’re honoured to receive The Best Insurance Campaign Award (Life Category) at the FICCI Insurance Awards 2023.

75 Most Valuable Indian Brands 2024

We’re honored to be recognized among the Top 75 Most Valuable Indian Brands 2024 by Kantar BrandZ Read More...

We’re honored to be recognized among the Top 75 Most Valuable Indian Brands 2024 by Kantar BrandZ.
We extend our gratitude to our partners and employees for their support, and to our customers for trusting us with their Life Goals

Golden Peacock HR Excellence Award 2024

We are thrilled to receive the prestigious Golden Peacock Award 2024 by Institute of Directors (IOD) for HR Excellence in Insurance Category

Sustainability Reporting Award 2023-24

We’re proud to share that Bajaj Allianz Life has been honored with the Sustainability Reporting Award 2023-24

CII DX Awards 2024

Proud to announce a double victory at the CII DX Awards 2024!

FICCI Insurance Awards 2023

FICCI Insurance Awards 2023

At Bajaj Allianz Life, we firmly believe in creating value-packed products and campaigns

75 Most Valuable Indian Brands 2024

We’re honored to be recognized among the Top 75 Most Valuable Indian Brands 2024 by Kantar BrandZ

9th CII National Competition 2024

We are thrilled to announce that Bajaj Allianz Life has been honored

We are thrilled to announce that Bajaj Allianz Life has been honored with the Platinum Award at the 9Th CII National Competition 2024 on Digitalisation, Robotics & Automation - Industry 4.0 organized by the Confederation of Indian Industry!

This recognition is for our project - Tech Enabled Employee Services Driving Ease of Operations.

A big thank you to our dedicated team for making this achievement possible.

Product of the Year Award

We are thrilled to announce that three of our products have been honoured

We are thrilled to announce that three of our products have been honoured with the prestigious Product of the Year Award. These awards reflect our commitment to providing Life Insurance products tailored to your Life Goals, ensuring comprehensive Life Cover. Thank you for trusting Bajaj Allianz Life for your financial security and peace of mind.

Finnoviti Award 2024

We are proud to share that Bajaj Allianz Life has been awarded the

We are proud to share that Bajaj Allianz Life has been awarded the Finnoviti Award 2024 for our Humanoid Ecosystem by Banking Frontiers.

This recognition is a testament to our relentless pursuit of innovation and excellence and we are committed to continually enhancing our services to meet and exceed customer expectations.

6th National Anti-Fraud Conclave and Awards 2024

Bajaj Allianz Life has been awarded the title of

Bajaj Allianz Life has been awarded the title of 'Fraud Risk Management Team of the Year' at the 6th National Anti-Fraud Conclave and Awards 2024 organized by Achromic Point. This award recognizes organizations that have made significant achievements in their fraud risk management and safety programs.

We are committed to maintaining our high standards of integrity and vigilance, ensuring the utmost protection for our stakeholders.

The Most Promising Business Leaders of Asia 2024" by ET Edge

Our MD & CEO, Mr. Tarun Chugh, has been recognised as one of

Our MD & CEO, Mr. Tarun Chugh, has been recognised as one of "The Most Promising Business Leaders of Asia 2024" by ET Edge , a prestigious accolade highlighting his exemplary leadership qualities. The recognition was conferred for his transformational and visionary leadership style that has enabled Bajaj Allianz Life to become one of the leading private life insurers in the country.

Kincentric 'Best Employer India 2023' & India 'Best Employers Club 2024

Bajaj Allianz Life has once again been honoured as the

Bajaj Allianz Life has once again been honoured as the 'Best Employer India 2023' by Kincentric for the third consecutive year. Additionally, we are proud to announce our inclusion in the prestigious India Best Employers Club for the year 2024.
This award highlights our commitment to fostering a workplace culture that values innovation, diversity, and employee well-being.

Navbharat BFSI Summit and Awards 2023

Bajaj Allianz Life ACE has been recognized with the 'Most Innovative Product Award

Bajaj Allianz Life ACE has been recognized with the 'Most Innovative Product Award' (Life Insurance Category) at The Navbharat BFSI Summit and Awards 2023.

World’s Digital Insurance Award 2023

Bajaj Allianz Life has been recognised at the global stage. Our

Bajaj Allianz Life has been recognised at the global stage. Our Innovative WhatsApp AI Conversational Platform has won World’s Digital Insurance Award 2023 under Insurer Innovation category. We are grateful for your continued support and helping us win this recognition

Banking and Insurance Industry 2023

our MD & CEO, Mr. Tarun Chugh has been recognized as one of the

our MD & CEO, Mr. Tarun Chugh has been recognized as one of the TOP 10 Leaders in Banking and Insurance Industry 2023 by CEO Insights for setting benchmarks across several key parameters in the Insurance Industry.

ETBFSI Exceller Award 2023

Delighted to announce that in 5th edition of ETBFSI Exceller Awards,

Delighted to announce that in 5th edition of ETBFSI Exceller Awards, ‘Bajaj Allianz Life Insurance Company Limited’ has been named winner for ‘Customer Data Platform’ initiative in ‘Innovative initiative in Digital Customer Experience & Engagement (Insurance)’ category.

CII's DX Digital Transformation 2023 Awards

Bajaj Allianz Life wins 2 Gold & 1 Sliver CII's DX Digital Transformation 2023 Awards

Bajaj Allianz Life wins 2 Gold & 1 Sliver CII's DX Digital Transformation 2023 Awards :
Gold for WhatsApp Platform - Intelligent Customer Engagement via Conversational AI Initiative that aims to redefine customer engagement on WhatsApp.
Gold for Customer 360 Initiative- Modular platform that provides unified and holistic view of customers and engagement opportunities.
Silver for Humanoid Initiative - An AI based voice bot that fixes appointment with an insurance expert at Bajaj Allianz Life.

Pitch BFSI Marketing Summit and Awards 2023

Bajaj Allianz Life has won three awards at the Pitch BFSI Marketing Summit and Awards 2023

Bajaj Allianz Life has won three awards at the Pitch BFSI Marketing Summit and Awards 2023, organised by exchange4media!

1. GOLD for 'Superstar After Retirement' - Most Innovative Marketing Campaign
2. SILVER for 'Superstar After Retirement' - Most Effective Customer Engagement
3. GOLD for 'Plank to Thank' - Most Effective Experiential Marketing

Insurance Asia Awards 2023

Bajaj Allianz Life wins at the Insurance Asia Awards 2023,

Bajaj Allianz Life wins at the Insurance Asia Awards 2023, in two key categories – ‘Domestic Life Insurer of the Year India’ and ‘Social Media Initiative of the Year – India’

DATAMATIXX Awards 2023

DATAMATIXX Awards 2023 – Bajaj Allianz Life won Gold

DATAMATIXX Awards 2023 – Bajaj Allianz Life won Gold at DATAMATIXX Awards 2023 (an initiative by AdGully) in the category ‘Excellence in User-Generated Content Ultilization

Outdoor Advertising Awards 2023

Bajaj Allianz Life was recognized with a Silver at Outdoor Advertising Awards 2023

Bajaj Allianz Life was recognized with a Silver at Outdoor Advertising Awards 2023 for Outdoor Innovation (Countdown Timer to promote Tax Free Returns)

Insurer Innovation Award 2023

Bajaj Allianz Life has been awarded the prestigious APAC Region's Insurer Innovation Award 2023

Bajaj Allianz Life has been awarded the prestigious APAC Region's Insurer Innovation Award 2023 at The World's Digital Insurance Awards for project, WhatsApp Conversational Platform.

Assocham Award for Humanoid Project

Bajaj Allianz Life has been awarded the prestigious award for

Bajaj Allianz Life has been awarded the prestigious award for

6th Annual Insurance India Summit & Awards 2023 | CEO of the Year Award

Our CEO, Mr. Tarun Chugh, has won the

Our CEO, Mr. Tarun Chugh, has won the CEO of the Year Award (Life Insurance) at the 6th Annual Insurance India Summit & Awards 2023, recognizing his transformative leadership and significant contributions to Bajaj Allianz Life Insurance's growth.

Express BFSI Technology Awards 2023

Bajaj Allianz Life has won the 'AI' category award at the

Bajaj Allianz Life has won the 'AI' category award at the Express BFSI Technology Awards 2023 for the 'Humanoid AI Project’.

Future of Insurance Summit & Award 2023

Tarun Chugh has been awarded as the ‘CEO of the Year

Tarun Chugh has been awarded as the ‘CEO of the Year’ for his visionary leadership and guidance that has been essential in empowering employees and customers to pursue and attain their life goal.

Future of Insurance Summit & Award 2023

Bajaj Allianz Life won ‘Best Life Insurance Company of the Year’

Bajaj Allianz Life won ‘Best Life Insurance Company of the Year’ at the second edition of Future of Insurance Summit and Awards 2023 organsied by UBS Forums Pvt. Ltd. It recognises company’s overall business performance.

Kincentric Best Employer India 2022 & India Best Employer Club 2023

Bajaj Allianz Life has won the Kincentric ‘Best Employer India 2022’

Bajaj Allianz Life has won the Kincentric ‘Best Employer India 2022’ and ‘India Best Employer Club 2023’. It strongly reflects the people- first culture at the workplace created through organizational agility, engaging leadership, and talent focus.

India Insurance Summit & Awards 2023

Tarun Chugh has been recognised as the CEO

Tarun Chugh has been recognised as the CEO of the Year, in the Life Insurance category at the India Insurance Summit & Awards 2023. He was recognised for his transformational leadership that has enabled Bajaj Allianz Life Insurance become one of the leading life insurers in the country.

16th edition of Customer Fest Show 2023

Bajaj Allianz Life Insurance has won the award for the

Bajaj Allianz Life Insurance has won the award for the Best Marketing Technology Stack of the Year for the project on CDP (Customer Data Platform) & Best Use of Conversational Bot/Tool to Enhance Customer Experience for its WhatsApp Enhancements at the 16th edition of Customer Fest Show 2023 (CX Special Edition).

16th edition of Customer Fest Show 2023

Bajaj Allianz Life Insurance won the Best Contactless Service Experience

Bajaj Allianz Life Insurance won the Best Contactless Service Experience for leveraging its digital assets to enhance customer experience and creating state of the art servicing ecosystem & Best Use of Webchats / AI / Robotics to Enhance Customer Experience for leveraging AI/NLP technology to offer customers an automated conversation medium at the 16th edition of Customer Fest Show 2023 (CX Special Edition).

Digixx Award 2023

Bajaj Allianz Life Insurance has won 2 Gold awards at the 7^th

Bajaj Allianz Life Insurance has won 2 Gold awards at the 7^th edition of DIGIXX Awards 2023, organised by Adgully. The company won the awards under the categories’ BFSI Services (Life Insurance)’ and ‘Best use of video(BFSI)’for ‘Superstar After Retirement’ campaign.

FICCI Insurance Industry Awards 2023

Bajaj Allianz Life has won ‘Best Insurance Campaign

Bajaj Allianz Life has won ‘Best Insurance Campaign – Life Category at the FICCI Insurance Industry Awards 2022 for the campaign ‘Yeh Bhi Sahi Hai’.

13th India Digital Awards 2023 by IAMAI

Bajaj Allianz Life Insurance has won 2 Gold and 1 Silver at the ‘13^th

Bajaj Allianz Life Insurance has won 2 Gold and 1 Silver at the ‘13^th India Digital Awards 2023’ by IAMAI (Internet and Mobile Association of India). The initiatives ‘ Plank to Thank’ won a Gold and a Silver award under the categories ‘In-house Content Campaign’ and ‘Best User-Generated Content Used for a Campaign’ respectively. ‘Superstar After Retirement’ bagged a Gold under the category’ Best Online Interactive Marketing’.

ETBFSI Excellence Awards 2023

Bajaj Allianz Life Insurance has won the ‘Best Use of Emerging Technology For Business Growth'

Bajaj Allianz Life Insurance has won the ‘Best Use of Emerging Technology For Business Growth' Award in the Insurance Category at the ETBFSI Excellence Awards for the initiative - Humanoid (Voice BOT).

ET Brand Equity’s India DigiPlus Awards 2023

Bajaj Allianz Life won top accolades at the ET BrandEquity India DigiPlus

Bajaj Allianz Life won top accolades at the ET BrandEquity India DigiPlus Awards 2023 for its campaigns ‘SuperStar After Retirement’ and ‘#PlanktoThank Indian Armed Forces’. The award aims to honor excellence and innovation in the field of digital marketing. Bajaj Allianz Life won the maximum number of awards in the BFSI category.

SAMMIE Awards 2022

Bajaj Allianz Life won the GOLD - Best Social Media Brand (Insurance)

Bajaj Allianz Life won the GOLD - Best Social Media Brand (Insurance) at the SAMMIE Awards 2022, for the third time. The award recognizes the brand's creative and innovative campaigns to strengthen its user engagement across social media platforms.

14th Global Insurance Summit & Awards

Bajaj Allianz Life won the ‘Highest Growth Award’

Bajaj Allianz Life won the ‘Highest Growth Award’ in the Life Insurance category by ASSOCHAM (Associated Chambers of Commerce and Industry of India) at their 14th Global Insurance Summit & Awards. The award recognizes the Company’s strong growth witnessed across its business during FY22.

India's No 1 Top Riser Brand

Bajaj Allianz Life Insurance emerged as the Top Riser Brand

Bajaj Allianz Life Insurance emerged as the Top Riser Brand across industries in the Kantar BrandZ India 2022 Report. The Report features the Most Valuable Indian Brands based on financial value and overall brand contribution.

Kincentric Best Employer Award 2021

Bajaj Allianz Life has been certified as Best Employer Award 2021.

Bajaj Allianz Life has been certified as Best Employer Award 2021. It recognizes the efforts undertaken by company to embark on a cultural transformation journey, enhancing its people practices to help build an environment fostering growth and innovation.

4th Annual Anti - Fraud Conclave & Awards 2022

Bajaj Allianz Life has won the “Achromic Point Anti – Fraud Award”

Bajaj Allianz Life has won the “Achromic Point Anti – Fraud Award” at the 4th Annual Anti - Fraud Conclave & Awards 2022. The award was for excellence in raising fraud awareness.

InsureNext Awards & Summit 2022

Bajaj Allianz Life has won the “Best Risk Management Initiative – Life Insurance”

Bajaj Allianz Life has won the “Best Risk Management Initiative – Life Insurance” at the InsureNext Awards & Summit 2022 organized by Banking Frontiers. The award recognizes the risk management practices used by the company in fraud mitigation.

ET BFSI.com Excellence Awards 2021

Bajaj Allianz Life has won the award for ‘Best Digital Customer Experience Initiative

Bajaj Allianz Life has won the award for ‘Best Digital Customer Experience Initiative [Insurance]’ at the ET BFSI.com Excellence Awards 2021. The award was for Smart Assist, a first-of-its-kind co-browsing service in the insurance industry.

ET Brand Equity Shark Awards

Bajaj Allianz Life has won Gold under the ‘Marketing Campaign during Covid 19’

Bajaj Allianz Life has won Gold under the ‘Marketing Campaign during Covid 19’ category at the ET Brand Equity Shark Awards 2021. The award was for Bajaj Allianz Life's #savingstolifegoals marketing campaign.

IDC Future Enterprise Awards

Bajaj Allianz Life has won 2 awards- ‘Best in Future of Customers and Consumers’

Bajaj Allianz Life has won 2 awards- ‘Best in Future of Customers and Consumers’ award for its innovative solution - Smart Assist and ‘Special Award for Digital Resiliency’ for overall digital infrastructure at the inaugural edition of IDC Future Enterprise Awards for India.

The Economic Times BFSI Innovation Tribe Awards & Summit

Bajaj Allianz Life has won the ‘Data initiative of the year’

Bajaj Allianz Life has won the ‘Data initiative of the year’ award at The Economic Times 4th Edition of BFSI Innovation Tribe Awards & Summit. The award recognises the data & analytics initiatives used by the company in fraud prevention.

Tech Leadership Awards 2021

Bajaj Allianz Life has been recognised with three awards at the

Bajaj Allianz Life has been recognised with three awards at the Tech Leadership Awards 2021 under the following categories – ‘Business Innovation – Best Covid Response ; ‘Best In Future of Digital Innovation’ for Smart Assist & ‘Best in Future for customers and consumers’ for innovative digital initiatives for customers.

Insurance Asia Awards 2021

Bajaj Allianz Life has bagged three prestigious awards – Domestic Life Insurer Of The Year - India

Bajaj Allianz Life has bagged three prestigious awards – Domestic Life Insurer Of The Year - India, Insurance Initiative of the year - India for Smart Assist and Marketing Initiative Of The Year - India for Plank challenge at the recently concluded Insurance Asia Awards 2021.

Great Place To Work® India

Bajaj Allianz Life has been recognized as a ‘Great Place To Work® India’

Bajaj Allianz Life has been recognized as a ‘Great Place To Work® India’ for August 2021- August 2022. It recognizes the inclusive value driven culture with employee care and safety policy followed by the company.

Digital Technology Senate Awards 2021

Bajaj Allianz Life has been felicitated with the Digital Technology Senate Award 2021

Bajaj Allianz Life has been felicitated with the Digital Technology Senate Award 2021, under ‘Enterprise Mobility’ category for Bajaj Allianz Life Smart Assist, a first-of-its-kind co-browsing service in the insurance industry.

14th Global Insurance Summit & Awards

Bajaj Allianz Life won the ‘Highest Growth Award’

India's No 1 Top Riser Brand

Bajaj Allianz Life Insurance emerged as the Top Riser Brand

Kincentric Best Employer Award 2021

Bajaj Allianz Life has been certified as Best Employer Award 2021.

4th Annual Anti - Fraud Conclave & Awards 2022

Bajaj Allianz Life has won the “Achromic Point Anti – Fraud Award”

Bajaj Allianz Life has won the “Achromic Point Anti – Fraud Award” at the 4th Annual Anti - Fraud Conclave & Awards 2022. The award was for excellence in raising fraud awareness.

InsureNext Awards & Summit 2022

Bajaj Allianz Life has won the “Best Risk Management Initiative – Life Insurance”

ET BFSI.com Excellence Awards 2021

Bajaj Allianz Life has won the award for ‘Best Digital Customer Experience Initiative

ET Brand Equity Shark Awards

Bajaj Allianz Life has won Gold under the ‘Marketing Campaign during Covid 19’

IDC Future Enterprise Awards

Bajaj Allianz Life has won 2 awards- ‘Best in Future of Customers and Consumers’

The Economic Times BFSI Innovation Tribe Awards & Summit

Bajaj Allianz Life has won the ‘Data initiative of the year’

Tech Leadership Awards 2021

Bajaj Allianz Life has been recognised with three awards at the

Insurance Asia Awards 2021

Bajaj Allianz Life has bagged three prestigious awards – Domestic Life Insurer Of The Year - India

Great Place To Work® India

Bajaj Allianz Life has been recognized as a ‘Great Place To Work® India’

Digital Technology Senate Awards 2021

Bajaj Allianz Life has been felicitated with the Digital Technology Senate Award 2021

The Economic Times BFSI Innovation Tribe Awards & Summit

Bajaj Allianz Life has won the ‘Data initiative of the year’

Tech Leadership Awards 2021

Bajaj Allianz Life has been recognised with three awards at the

Insurance Asia Awards 2021

Bajaj Allianz Life has bagged three prestigious awards – Domestic Life Insurer Of The Year - India

Great Place To Work® India

Bajaj Allianz Life has been recognized as a ‘Great Place To Work® India’

Digital Technology Senate Awards 2021

Bajaj Allianz Life has been felicitated with the Digital Technology Senate Award 2021

ASSOCHAM 13th Global Insurance E-Summit & Awards

Bajaj Allianz Life is the winner under the ‘Highest Growth’

Bajaj Allianz Life is the winner under the ‘Highest Growth’ category at the ASSOCHAM 13th Global Insurance E-Summit & Awards. The award recognises the overall growth trajectory of the Company.

Customer FEST Leadership Awards 2021

Bajaj Allianz Life has been awarded with the ‘Best Use of Innovation to enhance Customer Experience’ at the

Bajaj Allianz Life has been awarded with the ‘Best Use of Innovation to enhance Customer Experience’ at the Customer FEST Leadership Awards 2021. The recognition comes for Bajaj Allianz Life Smart Assist, a first-of-its-kind co-browsing service in the insurance industry.

Customer Fest Leadership Awards 2021

Bajaj Allianz Life won the ‘Best Digital Customer Experience Initiative

Bajaj Allianz Life won the ‘Best Digital Customer Experience Initiative’ award for WhatsApp servicing, at the Customer FEST Leadership Awards 2021. The award recognises Bajaj Allianz Life’s digital ecosystem for providing customers an enhanced digital experience.

#SAMMIE Best Social Media Brands Award 2020

Bajaj Allianz Life bagged Gold #SAMMIE for the ‘Best Social Media Brand’ in

Red Hat APAC Innovation Awards 2020

Bajaj Allianz Life won Red Hat APAC Innovation Awards 2020

Bajaj Allianz Life won Red Hat APAC Innovation Awards 2020 for Digital Transformation Hybrid Cloud Infrastructure

CII DX Best Practice Awards 2020

Bajaj Allianz Life has been awarded the ‘Most Innovative Best Practice in

Bajaj Allianz Life has been awarded the ‘Most Innovative Best Practice in Customer Experience’ at the CII DX Summit & Awards 2020. The award is for Bajaj Allianz Life’s first-of-its-kind revolutionary technology service - Smart Assist.

53rd SKOCH Summit and Awards 2018

Bajaj Allianz Life Insurance was conferred with SKOCH Gold Award

Bajaj Allianz Life Insurance was conferred with SKOCH Gold Award for its leadership in the Micro Insurance segment. The Company was also awarded SKOCH Order of Merit for the Claims Initiative of the Year, Micro Insurance Segment Leadership and for Unit-linked Insurance.

Call to Buy

1800-209-4040

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We take privacy seriously. Bajaj Allianz Life does not share your personal information with any third party. Please read our Privacy Policy here.

^##Our policy covers COVID 19 claims subject to policy terms and conditions being met

³5% Discount applicable for customer's first individual life insurance policy, applicable only on first year’s premium. | 5% Discount for salaried customers, applicable only on first year’s premium. | 1% Discount on online purchase is available for regular premium payment and limited premium payment frequency.

²Above illustration is for Bajaj Allianz Life Smart Protection Goal - A Non Linked, Non Participating, Individual Life Insurance Term Plan (UIN: 116N174V01) considering Male aged 25 years | Non-Smoker | Standard Life | Policy term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Excluding Salary rebate and Insurance for All discount | medical rates | Annual Premium Payment Mode | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only.

¹Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

^#Individual & Group

^$For details refer to press release published by CARE

^~Individual Death Claim Settlement Ratio for FY 2022-2023

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra

Email: customercare@bajajallianz.co.in | Tollfree: 1800 209 7272

Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.

The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo.

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Disclaimer

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

¹©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

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