Claim Settlement Ratio of 99.23%~

Close Button Close Button
X
NRI Services Helpline

Calling FromPhone Number (Toll Free)
AUSTRALIA80037371371
CANADA
HONG KONG
ISRAEL
MALAYSIA
NEW ZEALAND
PHILIPPINES
SINGAPORE
THAILAND
UNITED KINGDOM
BRUNEI8014605
INDONESIA0018030160202
JORDAN080023194
OMAN80074363
TURKEY00800142030059
VIETNAM1800400070
UNITED STATES18339680951
Calling us from INDIA18002097272
Rest of the World+912067871700
(Call charges apply)

Bajaj Allianz Life ACE

A Non linked, Participating, Individual Life Insurance Savings Plan

Choice of Income:

  • Choose to receive income from first month or after a fixed period
  • Decide your income amount based on your need
  • Choose if you want income for a limited term or up to 100 years of age
  • Decide if you prefer a level income or an increasing income
Protection: Protect your loved ones with a life cover throughout the policy term, up to 100 years
Premium Payment Term: Choice of paying premiums for 5 to 10 and 12 years
Tax benefits*: On premiums paid and benefits received as per prevailing tax laws
calender_icon

Are you an NRI?

Select Country
  • Australia
  • Austria
  • Belgium
  • Canada
  • Czech Republic
  • Denmark
  • England
  • Finland
  • France
  • Germany
  • Greece
  • Greenland (Denmark)
  • Holland
  • Hong Kong
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Japan
  • Kingdom of Bahrain
  • Kuwait
  • Luxembourg
  • Mauritius
  • Netherlands
  • New Zealand
  • Northern Ireland (UK)
  • Norway
  • Oman
  • Poland
  • Portugal
  • Qatar
  • Romania
  • Saudi Arabia
  • Scotland
  • Singapore
  • Slovenia
  • South Korea
  • Spain
  • Sweden
  • Switzerland
  • United Arab Emirates
  • United Kingdom
  • USA
  • Vatican City
  • Wales (UK)
I agree and consent to the Terms & Conditions and the Privacy Policy

Gender

I agree and consent to the Terms & Conditions and the Privacy Policy
Close Button

Thank you for sharing your details. Our executive will get in touch with you shortly!

  • Overview
  • Key Advantages
  • How this works
  • Eligibility
  • Downloads
  • Policy Benefits

Protecting and saving for your tomorrow is one of those aspects where you would like your plan to be suitable for you and your family’s needs. How amazing would it be if we could create our own financial plan – where you could design it yourself!

Keeping this in mind, Bajaj Allianz Life Insurance Company is proud to present Bajaj Allianz Life ACE, a truly modular product where you are the one in charge of your financial plan. The product offers a life cover to secure your family financially in case you are not around, choice of income as you would want or a lump sum to meet your life goals.

Close Button
Policy Term preference

Wide range of policy term option right from 10 years upto whole of life

Plan your income start year$

Option to plan income start year by postponing income start year upto 5 years

Decide your Income

choose your income amount, income start year, income period and Income preference- level or increasing or both

Close Button
choose how you want to receive the proceeds of your policy by selecting one or more options
choose the premium that you wish to save every year
choose how long you want to pay, when you want to start the benefits and for how long you want them.
Close Button
Entry Age

Minimum Age at Entry:

0 Years

Maximum Age at Entry

60 Years

 

Maturity Age

Maximum age at maturity

Up to 100 Years

Premium Payment Term (PPT), Income Period (IP), Deferment Period (DP) and Policy Term (PT)

Plan BenefitsPremium Payment Term (PPT)Income Period (IP)Deferment Period (DP)Policy Term (PT)
Early Income5, 6, 7, 8, 9, 10, 12IP = PT minus DP0 to 5 yearsLimited Term: 10 to 45 years
Whole Life: Up to Age 85 or 100
Deferred IncomeLimited Term: 10, 15, 20, 25, 30
Whole Life: till Age 85, till Age 100		Limited Term: 15 to 45 years
Whole Life: Up to Age 85 or 100
Increasing IncomeLimited Term: 15 to 45 years
Whole Life: Up to Age 85 or 100
WealthNANALimited Term: 10 to 45 years
Whole Life: Up to Age 85 or 100

Premium Payment Frequency

Yearly, Half-yearly, Quarterly and Monthly

The quarterly and monthly mode will be allowed only under auto-debit process (as per the approved RBI facilities).

Premium

Minimum

Maximum

Annual Premium ₹25,000 p.a

As per : No limit (subject to Board approved underwriting policy)

Sum Assured

Minimum & Maximum Sum Assured on death 11 times of Annualised premium

Benefit Sum Assured (BSA) is derived basis Age, Product option, GPB, DP, PT, PPT, Income period and premium chosen by the Policyholder

Benefits will vary depending upon options chosen.

 

- All ages mentioned above are age as on last birthday.
-Risk cover (including for minor lives) will commence immediately on the date of commencement of risk in the policy. In the case of a minor life, the policy will vest on the life assured on the earlier of attainment of age 18 years age or maturity date.
-For female lives, 2% markup will be available on Benefit Sum Assured.
-Income Period will commence after the end of Deferment Period.
-The product is available for sale through online mode

Close Button
Brochure
Download
Policy Document
Download
Customer Information Sheet
Download
Serial Number-1
Maturity Benefit

Deferred Income

On maturity of the Policy, you will receive:

  • Sum Assured on Maturity, i.e. 105% of Total premiums paid plus
  • Accumulated Income benefits, if any  plus
  • Terminal bonus (if declared)

Early Income

On maturity of the Policy, you will receive:

  • Sum Assured on Maturity, i.e. 105% of Total premiums paid plus
  • Accumulated Income benefits, if any earlier, plus
  • Terminal bonus (if declared)

Increasing Income

On maturity of the Policy, you will receive:

  • Sum Assured on Maturity, i.e. 105% of Total premiums paid plus
  • Accumulated Income benefits, if any, plus
  • Terminal bonus (if declared)

Wealth

On maturity, you will receive a lumpsum amount equal to:

  • Maturity Sum Assured, i.e. Maturity Sum Assured Rate x Annualised Premium,
    plus
  • Accrued Simple Reversionary Bonus (if declared), plus
  • Terminal Bonus (if declared)

Note:

1. The Benefit Sum Assured will be used for the calculation of Guaranteed Income2, Cash Bonus3, Simple Reversionary Bonus and Terminal Bonus and will not paid on any event.

2. Sum Assured on Maturity is equal to (i) 105% of the Total Premiums* paid under Early Income option and (ii) Maturity Sum Assured under Wealth option

3. Annualised Premium is exclusive of any extra premium, rider premium, GST & cess, if any.

4. Total Premium is the sum total of all the premiums received and is exclusive of extra premium,rider premium and GST & cess, if any.

Serial Number-2
Death Benefit

Deferred Income

In case of death of the Life Assured during the policy term, the death benefit will be paid as lump-sum:

  • Sum Assured on Death plus
  • 105% of Accumulated Income benefits, if any plus
  • Terminal Bonus (if declared)
Early Income

In case of death of the Life Assured during the policy term, the death benefit will be paid as lump-sum:

  • Sum Assured on Death plus
  • 105% of Accumulated Income benefits, if any earlier plus
  • Terminal Bonus (if declared)

Increasing Income

In case of death of the Life Assured during the policy term, the death benefit will be paid as lump-sum:

  • Sum Assured on Death, plus
  • 105% of Accumulated Income benefits, if any plus
  • Terminal Bonus (if declared)

Wealth

In case of the death of Life Assured during the policy term, the death benefit will be paid as lump-sum:

  • Sum Assured on Death, plus
  • Accrued simple reversionary bonus (if declared), plus
  • Terminal Bonus (if declared)

Note:

1. Guaranteed Death Benefit is 105% of the Total Premiums paid.

2. Sum Assured is 11 times of Annualised Premium.

3. The Benefit Sum Assured will be used for the calculation of Guaranteed2Income, Cash Bonus3, Simple Reversionary Bonus and Terminal Bonus and will not paid on any event.

4. Annualised Premium is exclusive of any extra premium, rider premium, GST & cess, if any.

5. Total Premium is the sum total of all the premiums received and is exclusive of extra premium,rider premium and GST & cess, if any.

2Conditions Apply - The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors.

3Bonuses are not guaranteed and it depends on the company's performance

Close Button

Why Bajaj Allianz Life Insurance ?

99.29%
Claim Settlement Ratio~
1 Day
Claim Approval%
AAA
CARE Stable Rating$
₹1,23,734 Cr
Assets Under Management (AUM)**
3.85 Cr
Number of Lives Covered#
359%
Solvency Ratio of 359%^

Disclaimer:~Individual Death Claim Settlement Ratio for FY 2024-2025 | %96.70% of non-investigative individual claims approved in one working day for FY 2023-24. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices | $For details refer to press release published by CARE | **All figures as on 31 March, 2025 | ^Solvency ratio 359% as at 31 March 2025 against IRDAI mandated 150% | #Individual & Group as on 31 March, 2025

dot-image
Need Assistance

For all your needs, we're here with expert assistance

576~~ Branches
PAN India Service
1,60,013 ~~
Insurance Consultants
Have Us Call You
I agree and consent to the Terms & Conditions and the Privacy Policy

Customer Reviews

Customer Rating
4.3
4.3
Reviews by 3124 customers
Rate & Review

(Rate your experience on the website)

Please select the rating to proceed

Tell us how was your experience ?

1. Easily found what I needed

2. Information provided are clear and easy to understand

3. Look and feel of the website is attractive

4. Easy to download all relevant documents

5. User friendly website

6. Write Your Review

500 characters remaining
I agree and consent to the Terms & Conditions, Privacy Policy
×

Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

Please refer to BALIC Privacy Policy

Thank You.

Your review has been submitted successfully.

Go Back

Customer Speaks

Happy with the services
I have invested in various products of Bajaj Allianz Life Insurance - I am happy with the services, returns and diversified product portfolio.
Rashmi Bhavnani
5
Satisfied, Trust
I am a happy customer who is satisfied with the after sales service. I have full trust in Bajaj Allianz Life Insurance Company.
Shrikant A Karande
5
Happy with the returns
I was introduced by my advisor to invest in Bajaj Allianz Life Insurance .I have invested in the same and am happy with the returns and services.
Kavita Goplani
5
Very Happy
I am a 7 year old customer of Bajaj Allianz Life Insurance and very happy about the services.
Dhruv Soni
5

Life Insurance Guide

  • Articles
  • Calculators
  • Podcasts
  • Videos
Search Symbol

Is Term Insurance Good?

Yes, absolutely. Term insurance plans are good and worth every penny you spend. Whether you are

How To Read A ULIP Benefit Illustration

As an investor and a taxpayer, you have probably wondered: "What is ULIP" A Unit Linked Insurance Plan

5 Investment Tips For Working Women

The participation of women in the workforce has risen substantially in the last few decades. Men are no

How to Choose the Best Critical Illness Cover for Yourself

With increasing incidences of critical illnesses, such as heart ailments, insurance policies

3 Signs You Need To Update Your Retirement Planning Strategy

After a lifetime of work, retirement is a time Indians look forward to relaxing. People prefer to spend

What Is A Child Plan?

As a parent, one of the greatest joys of life is watching your children grow up into fine young people.

What Is Life Insurance Policy?

Insurance penetration and insurance density, which reflects the development of the insurance

Life Goal Calculator

Answer a few simple questions to know the corpus required to fulfil your Life Goal.

Child Education Planning Tool

A simple to use and comprehensive tool to plan for your child's education.

Term Insurance Calculator

An easy to use Term Insurance calculator to determine the right life cover amount as per your needs.

Savings to Life Goals Convertor

Use this calculator to know how savings from regular expenses can help you achieve your Life Goals.

Financial Fitness Calculator

Get to know your Financial Fitness Score by answering few simple questions.

Immunity Score Calculator

Use our immunity calculator to find out your immunity score in just a few clicks!

ULIP Calculator

Know the amount to invest today to have the corpus to accomplish your Life Goals tomorrow.

Power of Compounding Calculator

Get an estimate of how much your investment will grow over a period of time.

Income Tax Calculator

Know your income tax based on the taxable income and explore Life Insurance plans to save more tax.

Child Plan Calculator

A simple to use calculator that helps you plan for fulfilling your Child's Life Goals.

Retirement Calculator

Calculate the amount you need to invest today to accomplish your retirement life goals.

Investment Calculator

Answer a few simple questions to know estimated corpus you will have to fulfil your Life Goals.

Body Mass Index (BMI) Calculator

Body Mass Index (BMI) is a measure to understand whether your body weight is healthy as per your height.

EP 1: How to Retire Rich

ft. Mr. Sameer Joshi, Chief Agency Officer, discussing how to manage finances for financial freedom.

EP 2: Decoding Union Budget FY24

Mr. Sampath Reddy, Chief Investment Officer, shares his views on the Union Budget 2023.

EP 3: Will Writing Simplified

Mr. Dheeraj Sehgal, CDO – IB & Mr. Jatin Popat, WillJini discuss Will Writing & Succession Planning.

Ep 4: Monthly Market Outlook (Mar'23)

Mr. Sampath Reddy, CIO talks about upcoming challenges - inflation & recession and our Market Outlook.

EP 5: Monthly Market Outlook (Apr'23)

Mr. Sampath Reddy, our CIO, is back with another insightful episode of India Market Outlook.

EP 6: Buidling Wealth with SISO

ft. Mr. Ajay Rajvanshi, Sr. EVP, as he shares his views on building wealth with SISO.

EP 7: Monthly Market Outlook (May'23)

Mr. Sampath Reddy, CIO, shares his views on the latest happenings in the market, globally and India.

EP 8: Monthly Market Outlook (Jun'23)

Mr. Sampath Reddy, CIO, discusses the impact of US FED, RBI and impact of global slowdown on India.

EP 9: NRIs and Investment in India

Mr. Rajesh Krishnan, COO, discusses immense investment potential of India for NRIs.

Life Insurance Made Easy | Nominee

This video explores life insurance policy nominations, empowering informed decisions for securing your family's future

Life Insurance Made Easy | Autopay

Know how Autopay simplifies the premium-paying process by eliminating the need for manual payments

Life Insurance Made Easy | Policy Admin Charges

Explore the management of life insurance processes with Policy Administration Charge in this video

Life Insurance Made Easy | Endowment

Wondering about combining life insurance and long-term savings? Explore Endowment Plan benefits and suitability here

Life Insurance Made Easy | Waiver of Premium

Discover how the waiver of premium provision can protect you from financial burdens in times of Death, critical illness or disability

Life Insurance Made Easy | Solvency Ratio

Discover the importance of solvency ratio for insurance companies and its implications in this insightful video

Close Button
Disclaimers:
Plus Symbol
Minus Symbol

Bajaj Allianz Life ACE - (UIN-116N186V03)

*Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy

$Product feature/benefit mentioned is dependent on the option chosen by the customer.

~~All figures as on 31 January 2025

Product of the Year - Source - https://www.businesswireindia.com/product-of-the-year-announces-2024-winners-consumers-recognize-innovation-90443.html
 

Call to Buy Symbol

Call to Buy

1800-209-4040

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

 

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

X

New Fund Launched!

Market Linked Returns upto 29.6%*

Avail @10 NAV, valid till 30th May^

calendar_icon

Are you an NRI?

Select Country
  • Australia
  • Austria
  • Belgium
  • Canada
  • Czech Republic
  • Denmark
  • England
  • Finland
  • France
  • Germany
  • Greece
  • Greenland (Denmark)
  • Holland
  • Hong Kong
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Japan
  • Kingdom of Bahrain
  • Kuwait
  • Luxembourg
  • Mauritius
  • Netherlands
  • New Zealand
  • Northern Ireland (UK)
  • Norway
  • Oman
  • Poland
  • Portugal
  • Qatar
  • Romania
  • Saudi Arabia
  • Scotland
  • Singapore
  • Slovenia
  • South Korea
  • Spain
  • Sweden
  • Switzerland
  • United Arab Emirates
  • United Kingdom
  • USA
  • Vatican City
  • Wales (UK)

I agree and consent to the Terms & Conditions, Privacy Policy

^,*T&C Apply

  

Gender

I agree and consent to the Terms & Conditions, Privacy Policy

^,*T&C Apply

  

Thank you for sharing your details. Our executive will get in touch with you shortly!

X
Disclaimer

^Not available if policy issued after 30th May 2025 | *As on 28th March 2025 Past 5 Year CAGR returns in Benchmark Nifty 200 Alpha 30 Index. Please note that the fund aims to replicate the performance of benchmark index fund, subject to tracking error. Past returns of a fund are not necessarily indicative of the future performance of the fund. | Please consult the financial advisor before investing.

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Allianz Life Insurance Company Limited is only the name of the Life Insurance Company and Bajaj Allianz Life Smart Pension- A Unit -Linked, Non-Participating Individual Pension Plan (UIN- 116L209V01) is only the name of the unit linked insurance contracts and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.

Nifty 200 Alpha 30 Index Pension Fund is available only with Bajaj Allianz Life Smart Pension- A Unit -Linked, Non-Participating Individual Pension Plan (UIN: 116L209V01).

In addition to other funds, Nifty 200 Alpha 30 Index Pension Fund is now available with Bajaj Allianz Life Smart Pension. Customer has an option to choose from other available funds apart from Nifty 200 Alpha 30 Index Pension Fund.

Death Benefit shall be the Fund Value, subject to a minimum of the 105% of Total Premiums Paid, as on the date of death.

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any Call made, including via Voice over Internet Protocol & WhatsApp, SMS or WhatsApp messages, in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

© Copyright 2023. Bajaj Allianz Life Insurance Co. Ltd. All Rights Reserved.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
IRDAI Public Notice on Spurious calls
Fraud Prevention Tips
Fraud Awareness Booklet
Bajaj Allianz Life Insurance Co. Ltd. All Rights Reserved. | IRDAI Reg. No. 116 | An ISO 9001:2015 and ISO 27001:2013 Certified IT Department
Contact Us

Sales: 1800-209-4040 (Toll Free) | Service: 1800-209-7272 (Toll free)

Email: customercare@bajajallianz.co.in

Registered Office Address

Bajaj Allianz House, Airport Road, 

Yerwada, Pune, Maharashtra - 411006

Download Mobile App
Follow Us On
Life Insurance Plans
Tools & Calculators
Insurance Coverage Plans
Insurance for All
Affordable Term Plans
Policy Term Plans
Insurance Guide for Women
Know More
Customer Service
Life Insurance Guide
Customer Support
Announcements
Distribution Channels List
Tools & Support

© Bajaj Allianz Life Insurance Co. Ltd. All Rights Reserved. | IRDAI Reg. No. 116 | An ISO 9001:2015 and ISO 27001:2013 Certified IT Department

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra

Email: customercare@bajajallianz.co.in | Tollfree: 1800 209 7272

Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.

The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo.

Website Compatible Browsers: IE11, Firefox, Safari, Opera, Chrome

Disclaimer

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

1©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

Disclaimer
close
Ask for an Agent
Sign up for personal visit and tailored advice from our expert agents