Claim Settlement Ratio of 99.23%~

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Bajaj Allianz Life Assured Wealth Goal

A Non linked, Non Participating, Individual, Life Insurance Savings Plan

Guaranteed* Tax Free2 Returns
Income Benefit1 with Life Cover
Option of Return of Premiums$ (ROP) at the end of Income Period
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  • Overview

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Life is all about fulfilling our Life Goals, and planning and working towards them makes it meaningful. We always want assurance to achieve our Life Goals. This assurance can be achieved with guaranteed* income that supports our financial needs.

Presenting Bajaj Allianz Life Assured Wealth Goal a non linked, non participating, individual, life insurance savings plan which gives you assurance of income in achieving your Life Goals with guarantee*. This plan has single, limited, regular premium payment options and available on single and joint life basis.

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Lifelong Income

Lifelong Income will give you guaranteed regular payouts till Age 99 years along with Return of premiums at the end of Income period

Second Income

Second Income will give you guaranteed regular payouts during the income period of 25/30 years along with option of Return of premiums at the end of Income period. There will be life cover during the income period also

Step Up Income

Step Up Income will give you regular guaranteed payouts for 20 years increasing @10% every 5 years along with return of premiums at the end of income period. There will be life cover during the income period also

Extra Income

Extra Income will give you guaranteed regular payouts during the income period of 10/15 years. There will be life cover during the income period also

Wealth Creation

Wealth Creation will give you a guaranteed maturity benefit at the end of policy term

Assured Income

Assured Income will give you regular guaranteed payouts during the income period of 25/30 years along with Return of Premiums at the end of Income period. This variant also offers Income to the nominee on death of the Life Assured, for the chosen income period of 25/ 30 years along with Return of Premiums payable during the PPT at the end of Income period

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Policy Document

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Customer Information Sheet

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Why Bajaj Allianz Life Insurance ?

99.29%
Claim Settlement Ratio~
1 Day
Claim Approval%
AAA
CARE Stable Rating$
₹1,23,734 Cr
Assets Under Management (AUM)**
3.85 Cr
Number of Lives Covered#
359%
Solvency Ratio of 359%^

Disclaimer:~Individual Death Claim Settlement Ratio for FY 2024-2025 | %96.70% of non-investigative individual claims approved in one working day for FY 2023-24. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices | $For details refer to press release published by CARE | **All figures as on 31 March, 2025 | ^Solvency ratio 359% as at 31 March 2025 against IRDAI mandated 150% | #Individual & Group as on 31 March, 2025

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I have invested in various products of Bajaj Allianz Life Insurance - I am happy with the services, returns and diversified product portfolio.
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I am a happy customer who is satisfied with the after sales service. I have full trust in Bajaj Allianz Life Insurance Company.
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Happy with the returns
I was introduced by my advisor to invest in Bajaj Allianz Life Insurance .I have invested in the same and am happy with the returns and services.
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I am a 7 year old customer of Bajaj Allianz Life Insurance and very happy about the services.
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5

Frequently Asked Questions

Life Insurance Guide

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Underinsurance Calculator

Underinsurance Calculator

With the Underinsurance Calculator, check if your Life Cover is atleast 10x of your Annual Income.

Fixed Deposit Calculator

Answer a few easy questions to calculate your Fixed Deposit Returns.

NPS Calculator

Calculate your NPS returns effortlessly with our simple to use NPS Calculator.

SIP Calculator

Plan your investments effortlessly and achieve your financial goals with our easy-to-use SIP Calculator.

Retirement Preparedness Score Calculator

Retirement Preparedness Score Calculator

Answer a few simple questions to know how prepared you are for your retirement.

Life Goal Calculator

Answer a few simple questions to know the corpus required to fulfil your Life Goal.

Child Education Planning Tool

A simple to use and comprehensive tool to plan for your child's education.

Term Insurance Calculator

An easy to use Term Insurance calculator to determine the right life cover amount as per your needs.

Savings to Life Goals Convertor

Use this calculator to know how savings from regular expenses can help you achieve your Life Goals.

Financial Fitness Calculator

Get to know your Financial Fitness Score by answering few simple questions.

Immunity Score Calculator

Use our immunity calculator to find out your immunity score in just a few clicks!

ULIP Calculator

Know the amount to invest today to have the corpus to accomplish your Life Goals tomorrow.

Power of Compounding Calculator

Get an estimate of how much your investment will grow over a period of time.

Income Tax Calculator

Know your income tax based on the taxable income and explore Life Insurance plans to save more tax.

Child Plan Calculator

A simple to use calculator that helps you plan for fulfilling your Child's Life Goals.

Retirement Calculator

Calculate the amount you need to invest today to accomplish your retirement life goals.

Investment Calculator

Answer a few simple questions to know estimated corpus you will have to fulfil your Life Goals.

Body Mass Index (BMI) Calculator

Body Mass Index (BMI) is a measure to understand whether your body weight is healthy as per your height.

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Bajaj Allianz Life Assured Wealth Goal - (UIN -116N170V13)

*Conditions Apply – The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details please refer to sales brochure.

2Tax benefits as per prevailing Section 10(10D) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

1Product feature/ benefit mentioned above are dependent on variant chosen.

$The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & any other applicable tax levied, subject to changes in tax laws. Product feature/ benefit mentioned above are dependent on variant chosen.

~~All figures as on 31 January 2025

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Disclaimer

*Conditions Apply – The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details please refer to sales brochure.

2Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

1Discount is available for regular premium and limited premium payment frequency under all variants of Bajaj Allianz Life Assured Wealth Goal - A Non linked, Non Participating, Individual, Life Insurance Savings Plan (UIN: 116N170V12)

$The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & any other applicable tax levied, subject to changes in tax laws. Product feature/ benefit mentioned above are dependent on variant chosen.

^Product feature/ benefit mentioned above are dependent on variant chosen.

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I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

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Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

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