• Get Life Cover worth Rs.1 Crore at Rs.17 per day2 – Bajaj Allianz Life Smart Protection Goal

  • Apne life goals ki guaranteed1 hona Ye Bhi Sahi Hai

  • Fulfill your Life Goals with Bajaj Allianz Life Goal Assure

  • Here's a Comprehensive Tool To Plan Your Child's Future

  • There is lot to remember in Life, Set renewal premium payments to Auto Pay

  • Get your Life Goals Done with Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR

  • Paying your Renewal Premium is Quick and Easy!

  • Know the right amount of Insurance you need in just a few steps!

  • Avail Term Insurance Tax Benefits under Section 80D

  • Know how to invest money during the covid-19 pandemic!


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Get Market-Linked Returns with Tax Benefits$




* T&C apply | BJAZ-WB-EC-04728/23


$Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116.

$Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116.

The Married Women’s Property Act

It is often said that in India, you don’t marry the individual, you marry the entire family. While the world is grappling with loneliness, we Indians are enjoying the comforts being concerned in large families intertwined with cousins and relatives.

Women in India are often commended for their ability to adjust and accept the nuances of a new family selflessly. However, India is largely a practical society with limited financial independence according to women. We rarely stop to think of an untoward incidence that may lead to this privilege being lost in the absence of the husband or the dissolution of the business. It is therefore not only practical, but also necessary to secure women and their children from financial hurdles that life may bestow during the course.

We do not need to look very far for a solution. Section 6 of the Married Women Property Act (MWPA). 1874, provides a very simple route to protect the family by securing the assets of the survivors in case of the death of the breadwinner of the family or the insolvency of business.

The act merely says that when a married man takes out life insurance policy endorsed under the MWPA, irrespective of his demise or bankruptcy, the benefits as a part of the life insurance policy are payable to those nominated under this policy. Which can either be the wife alone, the children (natural or adopted) or a combination of the wife as well as the children. The proceeds from this policy are not accessible to creditors or other family members or for that matter not even the husband himself. Any amount invested in this policy is payable to the beneficiaries chosen right at the beginning. Hence any death benefit, money back received as part of the product structure or amount accumulated under a term insurance plan, traditional endowment plan, whole life plan, ULIP Plan or any other type of life insurance plan will simply be payable to the beneficiary at the maturity of the policy.

This act is not very well known, but was created to protect the married women and is applicable to all married women in India! A married man, a divorcee or a widower, residing in any state in India except J&K, can buy the policy.

It is often quoted that family is not an important thing, It is everything ! Let us celebrate the beautiful nuances that comes with a large support system.

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Bajaj Allianz Life Insurance Company Ltd.

Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006, Maharashtra

Tel No: 020-66026773

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~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

**Past performance is not indicative of future performance.

The above information is for general understanding and is meant to educate the general public at large. The reader will have to verify the facts, law and content with the prevailing tax statutes and seek appropriate professional advice before acting on the basis of the above information.