Claim Settlement Ratio of 99.23%~

Close Button Close Button
X
NRI Services Helpline

Calling FromPhone Number (Toll Free)
AUSTRALIA80037371371
CANADA
HONG KONG
ISRAEL
MALAYSIA
NEW ZEALAND
PHILIPPINES
SINGAPORE
THAILAND
UNITED KINGDOM
BRUNEI8014605
INDONESIA0018030160202
JORDAN080023194
OMAN80074363
TURKEY00800142030059
VIETNAM1800400070
UNITED STATES18339680951
Calling us from INDIA18002097272
Rest of the World+912067871700
(Call charges apply)

Jeevan Pramaan Patra FAQs: Eligibility, Validity, And Documents Required

When a person grows older, there comes a time when it may gradually start becoming more and more difficult for them to conduct regular errands, especially without any help. Tasks that may have seemed simple, like going to the bank, may end up becoming tougher. At the same time, some of these tasks may be unavoidable. For example, senior citizens (especially ex-government employees) usually may be living on a pension. Collecting this pension may not be a hassle, but every year, one is required to provide a life certificate or a ‘Jeevan Pramaan Patra’ to the authorised pension distributing agencies to be able to receive their pension in their account3.

Investment plans also act as tax-planning tools, as many avenues help reduce tax liability. There are different types of investment plans, and by choosing the right one, you can invest according to your needs and grow your savings.Read Less

Get in Touch to Know More
I agree and consent to the Terms & Conditions, Privacy Policy
Get Your Life Goals, Done!

Tailored Life Insurance Solutions for your long-term Life Goals.

Written ByPalak Bagadia
AboutPalak Bagadia
LinkedIn Icon
Palak Bagadia, Associate – Digital Marketing at Bajaj Allianz Life, with experience spanning content and performance marketing, recruitment, employee engagement in the BFSI industry.
Reviewed ByRituraj Singh
AboutRituraj Singh
LinkedIn Icon
Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 7th July 2024
Modified on: 7th July 2024
Reading Time: 15 Mins
Share

It may be difficult for some pensioners to submit their life certificates in person. Some of these hassles may be saved, thanks to the introduction of the Digital Life Certificate (DLC).

Let’s take a quick look at what the DLC for pensioners is, and what it means for pensioners.

 

What is Jeevan Pramaan Patra?

 

The life certificate that a pensioner is required to present annually to the bank to be able to collect their pension is known as Jeevan Pramaan Patra. This is not a new introduction but has been a requirement for pensioners for a while now So, what is new with Jeevan Pramaan Patra? To avail the Life certificate, an individual drawing pension, is required to be personally present in front of the Pension Disbursing agency or have the Life certificate be issued by the authority where they served earlier. This requirement often becomes a hurdle in the seamless transfer of the pension. Digital Life Certificate for Pensioners Scheme known as Jeevan Pramaan seeks to address this issue by digitizing the process of securing a life certificate3.

At first, the use of biometrics was considered for the digital Jeevan Pramaan Patra. However, it was found that capturing biometrics, especially fingerprints, was difficult for senior citizens. Owing to this, the process then shifted to a face-recognition system in collaboration with MeitY.[2] This may enable pensioners to submit their Jeevan Pramaan Patra through their smartphones. Thus, one may not have to go physically to the bank and wait in a queue for their Jeevan Pramaan Patra submission.

Knowing that a life certificate for pensioners is one of the most important documents, this change in the process of Jeevan Pramaan Patra submission may be welcomed by most.

 

Jeevan Pramaan Patra FAQs

 

Let’s take a look at some of the Jeevan Pramaan Patra FAQs that may give pensioners more insight into their life certificates and associated processes.

● How to opt for the digital Jeevan Pramaan Patra on your phone?[1]

If you have a smartphone, you may download the mobile app for the life certificate. Here are the steps you can follow.

  • Log on to https://jeevanpramaan.gov.in
  • Enter your email id and captcha
  • Click on “I agree to download”
  • Check your email id for OTP
  • Enter the OTP
  • You will be directed to the download page where you can click on “Mobile app download”
  • The download link will be sent to your email id

You can only click on the link once. Clicking on the link should automatically start the download.

● Is the Jeevan Pramaan Patra app accessible on desktop/laptop?[1]

If you do not want to get your digital life certificate on your phone, you may also choose to get it via your laptop or desktop. Here are the steps you can follow.

  • Log on to https://jeevanpramaan.gov.in
  • Enter your email id and captcha
  • Click on “I agree to download”
  • Check your email id for OTP
  • Enter the OTP
  • You will be directed to a download page where you can click on “Download for Windows OS”
  • The download link will be shared on your email
  • This will lead to a download of a .zip file on your laptop/desktop. You can unzip this file and follow the instructions in the ‘client installation document’.
  • As with the Android app, the link can only be clicked once. Hence, ensure that you complete the steps properly.

● What is the eligibility for Jeevan Pramaan Patra?[1]

- A pensioner whose Pension Sanctioning Authority (PSA) is registered with Jeevan Pramaan qualifies for Jeevan Pramaan. The list of PSA on boarded can be located in the 'Circulars' section of the https://jeevanpramaan.gov.in portal. [1]

● What are the documents required for Jeevan Pramaan Patra?[1]

One of the most important documents required for Jeevan Pramaan Patra is the Aadhaar card of the pensioner. Apart from that, you may need access to the following details:

  • Mobile Number
  • Name
  • PPO Number
  • Pension Account number
  • Bank details
  • Name of Pension Sanctioning Authority, Pension Disbursing Authority, etc.

You may also need to provide your biometric details for the process.

● What is the validity of Jeevan Pramaan Patra? [1]

The Jeevan Pramaan Patra validity is determined by the Pension Sanctioning Authority. Once the validity has lapsed, the pensioner may require getting a new certificate issued.

The Jeevan Pramaan Patra is only useful for government employees. If you have not retired as a government employee, or will not be retiring as one, you may need a pension plan in place for your retirement goals.[1] When deciding on a pension plan, browse through the available options. It may also be advisable to use a retirement plan calculator when buying a new retirement plan.

Source Links:

1. https://jeevanpramaan.gov.in/misc/faq

2. https://documents.doptcirculars.nic.in/D3/D03ppw/National-wide%20Campaign%20for%20submission%20of%20DLCf6kuw.pdf

3. https://jeevanpramaan.gov.in/

BJAZ-WEB-ECNF-06920/24

Life Insurance Guide

Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Long term investment plans - What Are Their Benefits?

A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

Read More
Disclaimers:
Plus Symbol
Minus Symbol

~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

The views stated in this article is not to be construed as investment advice and readers are suggested to seek independent financial advice before making any investment decisions. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.

X
Disclaimer

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

X
Disclaimer

%%Above illustration is for Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V03) considering Male aged 25 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,238. 2nd Year onwards premium is Rs. 6,659. Total Premium Paid is Rs. 1,99,349 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly installments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. This is inclusive of all the discounts mentioned above.

##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

@Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & /any other applicable tax levied, subject to changes in tax laws
Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Disclaimer

Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V04)

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116


X
Disclaimer

*Above illustration is for Bajaj Allianz Life eTouch II - A Non-Linked, Non-Participating, Individual Life Insurance Term Plan (UIN:116N198V01) considering Male aged 25years | Non-Smoker | Policy Term(PT)– 30 years | Premium Payment Term (PPT)– 30 years | Sum Assured opted is Rs.1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 5,092. 2nd Year onwards premium Rs. 5,520. Total Premium Rs. 1,65,172 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage: 40, Income Payout Percentage: 60). Income payout instalment opted for 40 years | Premium shown above is inclusive of Online Discount only, no other discounts have been considered and exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.

##Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

**5% Discount applicable for customer's first individual life insurance policy, applicable only on first year’s premium. 5% Discount for salaried customers, applicable only on first year’s premium. 6% Discount on online purchase is available for regular premium payment and limited premium payment frequency on first year's premium.

$Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium means total of all the premiums paid under the base product, excluding any extra premium and taxes, if collected explicitly.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

X
Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any Call made, including via Voice over Internet Protocol & WhatsApp, SMS or WhatsApp messages, in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

close
Ask for an Agent
Sign up for personal visit and tailored advice from our expert agents