It may be difficult for some pensioners to submit their life certificates in person. Some of these hassles may be saved, thanks to the introduction of the Digital Life Certificate (DLC).
Let’s take a quick look at what the DLC for pensioners is, and what it means for pensioners.
What is Jeevan Pramaan Patra?
The life certificate that a pensioner is required to present annually to the bank to be able to collect their pension is known as Jeevan Pramaan Patra. This is not a new introduction but has been a requirement for pensioners for a while now So, what is new with Jeevan Pramaan Patra? To avail the Life certificate, an individual drawing pension, is required to be personally present in front of the Pension Disbursing agency or have the Life certificate be issued by the authority where they served earlier. This requirement often becomes a hurdle in the seamless transfer of the pension. Digital Life Certificate for Pensioners Scheme known as Jeevan Pramaan seeks to address this issue by digitizing the process of securing a life certificate3.
At first, the use of biometrics was considered for the digital Jeevan Pramaan Patra. However, it was found that capturing biometrics, especially fingerprints, was difficult for senior citizens. Owing to this, the process then shifted to a face-recognition system in collaboration with MeitY.[2] This may enable pensioners to submit their Jeevan Pramaan Patra through their smartphones. Thus, one may not have to go physically to the bank and wait in a queue for their Jeevan Pramaan Patra submission.
Knowing that a life certificate for pensioners is one of the most important documents, this change in the process of Jeevan Pramaan Patra submission may be welcomed by most.
Jeevan Pramaan Patra FAQs
Let’s take a look at some of the Jeevan Pramaan Patra FAQs that may give pensioners more insight into their life certificates and associated processes.
● How to opt for the digital Jeevan Pramaan Patra on your phone?[1]
If you have a smartphone, you may download the mobile app for the life certificate. Here are the steps you can follow.
- Log on to https://jeevanpramaan.gov.in
- Enter your email id and captcha
- Click on “I agree to download”
- Check your email id for OTP
- Enter the OTP
- You will be directed to the download page where you can click on “Mobile app download”
- The download link will be sent to your email id
You can only click on the link once. Clicking on the link should automatically start the download.
● Is the Jeevan Pramaan Patra app accessible on desktop/laptop?[1]
If you do not want to get your digital life certificate on your phone, you may also choose to get it via your laptop or desktop. Here are the steps you can follow.
- Log on to https://jeevanpramaan.gov.in
- Enter your email id and captcha
- Click on “I agree to download”
- Check your email id for OTP
- Enter the OTP
- You will be directed to a download page where you can click on “Download for Windows OS”
- The download link will be shared on your email
- This will lead to a download of a .zip file on your laptop/desktop. You can unzip this file and follow the instructions in the ‘client installation document’.
- As with the Android app, the link can only be clicked once. Hence, ensure that you complete the steps properly.
● What is the eligibility for Jeevan Pramaan Patra?[1]
- A pensioner whose Pension Sanctioning Authority (PSA) is registered with Jeevan Pramaan qualifies for Jeevan Pramaan. The list of PSA on boarded can be located in the 'Circulars' section of the https://jeevanpramaan.gov.in portal. [1]
● What are the documents required for Jeevan Pramaan Patra?[1]
One of the most important documents required for Jeevan Pramaan Patra is the Aadhaar card of the pensioner. Apart from that, you may need access to the following details:
- Mobile Number
- Name
- PPO Number
- Pension Account number
- Bank details
- Name of Pension Sanctioning Authority, Pension Disbursing Authority, etc.
You may also need to provide your biometric details for the process.
● What is the validity of Jeevan Pramaan Patra? [1]
The Jeevan Pramaan Patra validity is determined by the Pension Sanctioning Authority. Once the validity has lapsed, the pensioner may require getting a new certificate issued.
The Jeevan Pramaan Patra is only useful for government employees. If you have not retired as a government employee, or will not be retiring as one, you may need a pension plan in place for your retirement goals.[1] When deciding on a pension plan, browse through the available options. It may also be advisable to use a retirement plan calculator when buying a new retirement plan.
Source Links:
1. https://jeevanpramaan.gov.in/misc/faq
2. https://documents.doptcirculars.nic.in/D3/D03ppw/National-wide%20Campaign%20for%20submission%20of%20DLCf6kuw.pdf
3. https://jeevanpramaan.gov.in/
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