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Common Coronavirus Symptoms To Look Out For

COVID-19 has turned out to be a game changer in many ways. The pandemic spread across multiple countries in the world and caused changes of an unprecedented scale. Nearly one year after the first cases were identified in Wuhan, China, we are slowly but steadily inching towards learning more about the disease. Short for Coronavirus Disease 2019, COVID-19 causes a wide array of symptoms in the people it affects.

Investment plans also act as tax-planning tools, as many avenues help reduce tax liability. There are different types of investment plans, and by choosing the right one, you can invest according to your needs and grow your savings.Read Less

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Written ByPalak Bagadia
AboutPalak Bagadia
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Palak Bagadia, Associate – Digital Marketing at Bajaj Allianz Life, with experience spanning content and performance marketing, recruitment, employee engagement in the BFSI industry.
Reviewed ByRituraj Singh
AboutRituraj Singh
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Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 7th July 2024
Modified on: 7th July 2024
Reading Time: 15 Mins
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It is important to know the different coronavirus symptoms to look out for, so you and anyone you know can seek timely medical help.

 

How does COVID-19 spread? [1]

 

COVID-19 has been identified as a contagious respiratory and vascular disease. It mainly spreads through the air, being transmitted through small droplets or aerosols that are emitted when people cough, sneeze, talk or sing. Infected people can transmit the disease to other people with whom they are in close contact. This is why the disease spreads rapidly in crowded areas, where there are several people who are in close proximity with each other.

The coronavirus can also be transmitted from an infected person as early as two days before they start to display symptoms. In addition, the disease can be transmitted from asymptomatic individuals too. Currently, people are considered infectious for around 10 days in mild cases of the disease, and up to 14 days in severe cases.

It has not been established conclusively how or if the disease is transmitted via contaminated surfaces. Ongoing studies suggest that the virus appears to be active on some materials like plastic, paper, and glass for hours to days on end. Therefore, it is always a good idea to exercise caution and wash your hands with soap in case you are exposed to a potentially contaminated surface.

 

Common symptoms of COVID-19 [1]

 

Coronavirus symptoms range from a simple cough to acute respiratory illness. The severity of the symptoms varies from one person to the other, and even in the same infected person, the symptoms can change across the period of infection.

Generally, the common symptoms of COVID-19 include –

• Fever

• Dry cough

• Tiredness

• Headaches

• Muscle pains

• Shortness of breath and trouble breathing

In some cases, patients have also experienced gastrointestinal symptoms like nausea and diarrhoea. Emergency symptoms include difficulty in breathing, continuous pain or pressure in the chest, sudden confusion, and difficulty in walking, in which case immediate medical attention is needed. As the disease progresses, it may lead to complications like pneumonia, acute respiratory distress syndrome, sepsis, septic shock, and organ failure, eventually causing death.

You should look out for these symptoms. In addition, do keep in mind that some cases of the disease are asymptomatic. Therefore, it is a good idea to follow the precautionary measures outlined by the WHO.

 

What to do if someone close to you displays these symptoms? [2] [3]

 

If you, or someone at home or someone you know displays any of these symptoms, here is what you should do –

• Ensure that the person is tested for COVID-19. If the test shows a positive result, it is advisable for the said person to stay home and get medical care.

• The infected person must separate themselves from others at home to prevent transmission.

• It is also essential to stay in touch with a doctor and monitor the symptoms.

• If the person develops troubling symptoms like difficulty breathing, emergency medical care is advised.

• In case of people with comorbidities (like high blood pressure, diabetes or a heart condition), it is a good idea to check into a hospital for round-the-clock medical attention.

 

Importance of having insurance in these times

 

A crisis like this reveals how uncertain life can be. Fortunately, with insurance plans that offer COVID-19 cover and thereby function as life insurance plans that cover COVID-19, you can ensure that your family’s financial future is secure and that they can achieve their life goals no matter what. Life insurance plans in India cover COVID-19 deaths, so the surviving members/nominees of the life assured receive death benefits that help them financially during the crisis.

In addition to life insurance plans that cover COVID-19, it is also important to have health insurance during these times, because they help shield you from the steep costs of medical care. COVID-19 treatment can be draining on your financial resources, depending on the area you live in and the severity of the infection. With a health insurance plan in place, you can ensure that you receive the required medical care without suffering the financial burden it entails.

 

Conclusion

 

Therefore, now that you know the coronavirus symptoms to look out for, you can be more careful during this crisis. Pass on this information to the people you care about, so more people can become aware of what to keep an eye out for. In addition, do remember the importance of life insurance plans and health insurance plans in a crisis like this, so you can purchase a cover for yourself and your family if you do not have one in place already.

Sources

[1] https://en.wikipedia.org/wiki/Coronavirus_disease_2019#Signs_and_symptoms

[2] https://www.who.int/emergencies/diseases/novel-coronavirus-2019/advice-for-public

[3] https://www.cdc.gov/coronavirus/2019-ncov/if-you-are-sick/steps-when-sick.html

Life Insurance Guide

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A suitable financial plan may be defined by its components. Amongst other things, one aspect, it may be incomplete without, is a steady amount of investment.

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~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

The above information is for general understanding and is meant to educate the general public at large. The reader will have to verify the facts, law and content with the prevailing tax statutes and seek appropriate professional advice before acting on the basis of the above information. 

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Disclaimer

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

 

Please refer to BALIC Privacy Policy

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%%Above illustration is for Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V03) considering Male aged 25 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,238. 2nd Year onwards premium is Rs. 6,659. Total Premium Paid is Rs. 1,99,349 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly installments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. This is inclusive of all the discounts mentioned above.

##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

@Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & /any other applicable tax levied, subject to changes in tax laws
Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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Disclaimer

Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V04)

*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions


Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116


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Disclaimer

*Above illustration is for Bajaj Allianz Life eTouch II - A Non-Linked, Non-Participating, Individual Life Insurance Term Plan (UIN:116N198V01) considering Male aged 25years | Non-Smoker | Policy Term(PT)– 30 years | Premium Payment Term (PPT)– 30 years | Sum Assured opted is Rs.1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 5,092. 2nd Year onwards premium Rs. 5,520. Total Premium Rs. 1,65,172 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly instalments (Lumpsum Payout Percentage: 40, Income Payout Percentage: 60). Income payout instalment opted for 40 years | Premium shown above is inclusive of Online Discount only, no other discounts have been considered and exclusive of Goods & Service Tax/ any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale.

##Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

**5% Discount applicable for customer's first individual life insurance policy, applicable only on first year’s premium. 5% Discount for salaried customers, applicable only on first year’s premium. 6% Discount on online purchase is available for regular premium payment and limited premium payment frequency on first year's premium.

$Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium means total of all the premiums paid under the base product, excluding any extra premium and taxes, if collected explicitly.

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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Terms & Conditions

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any Call made, including via Voice over Internet Protocol & WhatsApp, SMS or WhatsApp messages, in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business

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