• Get Life Cover worth Rs.1 Crore at Rs.17 per day2 – Bajaj Allianz Life Smart Protection Goal

  • Apne life goals ki guaranteed1 hona Ye Bhi Sahi Hai

  • Fulfill your Life Goals with Bajaj Allianz Life Goal Assure

  • Here's a Comprehensive Tool To Plan Your Child's Future

  • There is lot to remember in Life, Set renewal premium payments to Auto Pay

  • Get your Life Goals Done with Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR

  • Paying your Renewal Premium is Quick and Easy!

  • Know the right amount of Insurance you need in just a few steps!

  • Avail Term Insurance Tax Benefits under Section 80D

  • Know how to invest money during the covid-19 pandemic!


Thanks for showing your interest. A representative from
Bajaj Allianz Life will contact you shortly.

Dear Customer, we request you to connect with us in our next business working hours, (Monday to Saturday 24*6) Thank you, Have a great day ahead


I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made, SMS or WhatsApp sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business


Please refer to BALIC Privacy Policy

In this policy, the investment risk in investment portfolio is borne by the policy holder.

Strong Long Term Fund Performance Track Record**

One Of The Most Trusted Brands#

3 Investment Lessons To Remember From The 2008 Financial Crisis | Bajaj Allianz Life

Tax Benefits~ On Online ULIP Plans

Please enter a Name
Please enter a Mobile No.
Please check the box to proceed
WS_LIGuideHome_Banner_EN 307 38983691 WS_LIGuideHome_Banner_HI 307 38983695
WS_LIGuideHome_Banner_Mob_EN 307 38983693 WS_LIGuideHome_Banner_Mob_HI 307 38983677
Please Select Language

**, #, T&C Apply | BJAZ-WB-EC-02755/21

3 Investment Lessons To Remember From The 2008 Financial Crisis

By : Bajaj Allianz Life

Money and finances may be a concern for some people. For someone who earns or spends money, or does both, it is important to remember what investment lessons and finance-handling tips time has taught us collectively. One such event that may have left quite a mark on the consciousness of anyone who deals with money, is the 2008 Financial Crisis1.

Also colloquially known as the Global Financial Crisis, the 2008 recession1 has probably affected nearly the entire world. People might have taken quite a while to get a grasp of the happenings and sort out their finances. While there may have been several reasons why the 2008 Financial Crisis occurred, right now, the key thing to remember is that it is behind us. The more important part to focus on is what it has taught us, and how we can implement these lessons.

Key Learnings from the Financial Crisis

Whether you are someone who invests their money or not, know that money lessons may come in handy anytime. Here are some of the investment lessons from the Global Financial Crisis that everyone should be aware of.

• Timing the market

Timing the market is one of the oldest tricks in the book, but that may not make it worthwhile. However, know that it is not really possible to predict the highs and lows of the market and create your investment portfolio based on that. Trying to time the market always may not be practical and may end up causing you more damage than profits. Instead, choose a suitable investment plan taking into account your goals and resources to help you map a suitable investment path. You can either take the help of an investment advisor or get started with an investment calculator to see if you are taking the required step next in your investment journey.

• Make informed decisions

It may be tempting, but it may not be helpful to blindly follow the trends when it comes to investments. Instead, having an investment plan and following it through, may help. Consider taking time to understand the ups and downs of the market, what causes them, and what affects them. Also, consider understanding which types of investments would suit you and why. You may stay actively involved with your investments and be conscious about where you are directing your money.

• Don’t get lured by quick hacks

Many people may lose patience and want to try quick and easy ways to make money. They might abandon their investment plans in favour of simpler tricks that offer faster ways of making more money. However, such ways may lead to losing more money than what was gained. It is preferred to stick to a plan and take slow yet well-calculated, steady steps. If you are only starting on your investment journey, you can start with an investment calculator to help you make a plan.

Besides focusing on investment and multiplying your wealth, also consider paying some attention to keeping your family financially secure in your absence. You may consider using life insurance to do the same. Plans like ULIPs can give you dual benefits of insurance and market-linked wealth creation. However, if you want to keep your insurance and investments separate, you may opt for a term life insurance plan for your life cover.

Events like the Financial Crisis of 2008 happen once in a long while. But they end up reminding you of what is important and what are some of the ways to deal with your money. These learnings from the previous crisis not only help you sail through another crisis if it were to happen, but also might help you with your overall investment journey.

Reference Links:



Bajaj Allianz Life Videos


Presenting Shubman Gill as The New ACE Of India | Bajaj Allianz Life | Bajaj Allianz Life ACE

Contact Us

Bajaj Allianz Life Insurance Company Ltd.

Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006, Maharashtra

Tel No: 020-66026773

Branch Visit Timings:

Monday to Friday - 9:00 AM to 3:30 PM (IST)

Saturday - 9:00 AM to 1:00 PM (IST)

Customer Care Helpline:


Monday to Sunday: 9:00 AM to 7:00 PM (IST)

NRI Services Helpline

24/7 (All week days)

Sales Enquiry Helpline:


Monday to Saturday: 9:00 AM to 7:00 PM (IST)

For NRI: +91-20-35125850 (Call charges apply)

Monday to Saturday: 9:00 AM to 7:00 PM (IST)

Find Us Online

#Survey conducted by brand equity – Nielsen in March 2020

~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

**Past performance is not indicative of future performance.

The above information is for general understanding and is meant to educate the general public at large. The reader will have to verify the facts, law and content with the prevailing tax statutes and seek appropriate professional advice before acting on the basis of the above information.

In this policy, the investment risk in investment portfolio is borne by the policyholder. Investment in ULIPs is subject to risks associated with the capital markets. The policy holder is solely responsible for his/her decisions while investing in ULIPs. The views stated in this article is not to be construed as investment advice and readers are suggested to seek independent financial advice before making any investment decisions. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on carefully before concluding a sale.