Claim Settlement Ratio of 99.23%~

The Significance of Vaccination

Vaccines are an effective way to prevent infectious diseases1. Vaccines prevent up to 3 million deaths worldwide every year1. The World Health Organization (WHO) has listed vaccine hesitancy as one of the biggest threats to global health1. Vaccine hesitancy is where people with access to vaccines delay or refuse vaccination1.

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Written ByPalak Bagadia
AboutPalak Bagadia
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Palak Bagadia, Associate – Digital Marketing at Bajaj Allianz Life, with experience spanning content and performance marketing, recruitment, employee engagement in the BFSI industry.
Reviewed ByRituraj Singh
AboutRituraj Singh
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Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.
Written on: 7th July 2024
Modified on: 7th July 2024
Reading Time: 15 Mins

Thus, it is important to urge households to get vaccinated to be protected against diseases like smallpox, polio, Hepatitis, flu, etc. Here are some reasons why you should consider getting vaccinated –


1. To prevent diseases:


One of the primary reasons for vaccination is to avoid possible illnesses that might arise if you are not vaccinated. Vaccination reduces the possibility of acquiring illnesses against which they are built like Hepatitis, typhoid, flu, polio, etc. Even recent illnesses like the Coronavirus infection may be prevented or can be limited if you are vaccinated.

These diseases might cause severe physiological losses. Such losses can be avoided through vaccines.


2. For overall safety:


Being vaccinated reduces the chances of contracting the specified illnesses and keeps you safe. For children, vaccinations are required for wellbeing of their overall health and development.


3. For immunity building:


Vaccines contain bacteria and viruses in dormant forms to prompt the immune system to respond against reactions caused by actual pathogen.


4. To reduce the probability of death:


Some illnesses, like COVID, for instance, can develop into serious medical complications that might even cause death. As such, being vaccinated against such deadly diseases can reduce the probability of death.


5. To avoid the possibility of infections:


Some diseases can be contagious. So, if one non-vaccinated individual catches such a disease which is communicable, he/she can infect his/her family members and make them fall sick. In extreme cases, the family member can even lose their life or develop severe physiological conditions.


6. Vaccines are developed after research and trials:


The vaccines are developed after proper research and trials. Moreover, the efficacy of the vaccine has also been endorsed by recognised medical councils and institutions. As such, vaccines are generally considered safe for the masses.


7. To safeguard your loved ones:


Lastly, by vaccinating your family members, you can ensure safety of their health. You may avoid preventable diseases. To safeguard your finances against possible medical emergencies, consider opting for a critical illness cover/rider while buying a life insurance policy. The cover protects against specified illness and gives financial assistance as stated under the policy. When it comes to critical illness coverage, you may opt for a rider or a standalone plan, depending on your needs.

So, take a pledge to get vaccinated against diseases that can be prevented. Get your family members vaccinated, too, so that you and your family can enjoy a healthy life free from vaccine-preventable diseases.




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~Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

The above information is for general understanding and is meant to educate the general public at large. The reader will have to verify the facts, law and content with the prevailing tax statutes and seek appropriate professional advice before acting on the basis of the above information. 

The views stated in this article is not to be construed as investment advice and readers are suggested to seek independent financial advice before making any investment decisions. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on carefully before concluding a sale.


*Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

~Individual Death Claim Settlement Ratio for FY 2023-2024

1Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions

Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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%%Above illustration is for Bajaj Allianz Life eTouch- A Non Linked, Non-Participating, Individual Life Insurance Term Plan (UIN: 116N172V03) considering Male aged 25 years | Non-Smoker | Policy Term (PT)– 30 years | Premium Payment Term (PPT) – 30 years | Sum Assured opted is Rs. 1,00,00,000 | Online Channel | Standard Life | 1st Year Premium is Rs. 6,238. 2nd Year onwards premium is Rs. 6,659. Total Premium Paid is Rs. 1,99,349 | Medical Rates | Yearly Premium Payment Mode | Death benefit opted is lumpsum payout and monthly installments (Lumpsum Payout Percentage : 45, Income Payout Percentage : 55) | Premium shown above is exclusive of Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws, and any extra premium and is for illustrative purpose only. This is inclusive of all the discounts mentioned above.

##Tax benefits as per prevailing Section 10(10D) and Section 80C of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.Above Tax benefit is calculated considering deduction of Rs. 150,000 and applicable tax rate of 31.20%.

@Term Insurance plan bought online directly from Bajaj Allianz Life Insurance has no commissions involved.

^^The Return of Premium amount is total of all the premiums received, exclusive of extra premium, rider premium and GST & /any other applicable tax levied, subject to changes in tax laws
Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116

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