It would be an understatement to say that the coronavirus pandemic has disrupted our lives. As caseloads increase and citizens are told to keep away from public spaces and crowds, people seem to be spending more time at home. So, what does staying home during the coronavirus pandemic mean?
Looking at the positive side of the coronavirus pandemic, it gives people much needed time and space to introspect and assess their lives, as most people were working from home. This has reduced travel time and stress that comes with urban commutes. It also made a positive environmental impact, with less air pollution and enhanced quality of air.
Here are some things you could do with your family during the time spent in pandemic –
Spend time with family
There is no better time than this time to spend time with your loved ones. You can bond over games, household chores or a nice meal. Often in the hustle and bustle of everyday life, we tend to push family time to the backburner. We may also learn new things about our loved ones, for instance, their life goals and aspirations, which you may never have the time to discuss during your normal busy schedule lives.
Start a new project/pick up a new skill
If you have always wanted to learn a new language, improve your baking skills, take up pottery or gardening and never had the time, this is the time to do so. There are several online courses and certifications you can pick as well.
Take up exercise
You can always exercise without having to hit the gym. Have you tried yoga or Zumba? There are plenty of online classes and tutors to guide you. This is a good time to get in better shape.
Keep a gratitude journal
Journaling about things you are grateful for every day helps you appreciate life better. You could keep a gratitude jar or post regularly on social media to keep track of the things you are grateful for, every day.
Hydrate yourself, eat balanced meals, meditate, listen to music and maintain any other self-care regimen such as manicures or pedicures and moisturising routines. They will help you stay balanced and at peace with yourself.
Time to catch up on some reading
All the books you have on your ‘to-be-read’ list - now is the time to tackle them. Pick your area of interest - be it finance, investments, or history and get going. Join an online book club or simply share your reviews online, making it a collaborative intellectual exercise.
How to secure your family's future with life insurance plans
When you spend time with your family and get some precious time with yourself, you get to understand what your and your family’s life goals are. This helps you make better financial choices. For instance, you could buy a life insurance policy so that your family can meet their goals and continue their lifestyle. These goals could be buying a home, a child’s education or marriage. The uncertainties around COVID-19 make it pertinent for you to get a life insurance policy so at least you do not have to worry about the family’s financial future.
Spend your time online to assess your income, expenditure, and debt if any. There are types of life insurance policies that are not only designed for life protection but also towards wealth generation. You could invest in unit-linked insurance plans (ULIP) that allow you the freedom to choose the funds you want based on your investment goals, horizon and risk appetite.
There are also term insurance plans you could opt for. These are protection plans that provide a financial safety net for your family. Premiums for term insurance are generally lower than traditional insurance. In addition, term insurance plans come with a variety of riders that cover accidental death, disability, or critical illnesses that you can use as add-on coverage. These may prove useful during uncertain times like the pandemic.
You can compare the different plans online and use a life insurance calculator that will help you decide the right cover for you and your loved ones. You can also use online tools such as premium calculators that tell you how much premium you will have to pay.
No matter which plan you choose, keep in mind the needs of your family, your risk profile and the right cover that accounts for inflation. You can buy life insurance online by logging into the website of your preferred insurer, filling form, submitting details and documents and paying required premium. Buying online, at a time of the pandemic, saves you from the trouble of making multiple visits to the branch and helps you quarantine safely. It is easy to compare plans online and buy in quick time. It is also a convenient option during these unprecedented times, so you do not have to worry.
Now that you know how to spend your time in quarantine, go online and look up for appropriate life insurance plan that, a comprehensive policy to protect your loved ones during these unprecedented times so you can handle the uncertainties around the pandemic better.