Claim Settlement Ratio of 99.23%^~

Calling From	Phone Number (Toll Free)
AUSTRALIA	80037371371
CANADA
HONG KONG
ISRAEL
MALAYSIA
NEW ZEALAND
PHILIPPINES
SINGAPORE
THAILAND
UNITED KINGDOM
BRUNEI	8014605
INDONESIA	0018030160202
JORDAN	080023194
OMAN	80074363
TURKEY	00800142030059
VIETNAM	1800400070
UNITED STATES	18339680951
Calling us from INDIA	18002097272
Rest of the World	+912067871700 (Call charges apply)

Investment Calculator

The way the cost of living is constantly on the upward curve, financially securing the future has become one of the biggest priorities these days. To grow your wealth effectively, a well-crafted investment strategy is of paramount importance. Dreading the complicated estimations already? An investment calculator might be your friend in need.

What is your current age?

How much would you like to invest monthly?

1,000 10 Crore

Minimum years is required

How long are you going to invest for?

5 years 30 years

What's your expected annual rate of return?

5% 13%

Basis your Investment of per month ₹ 10,000

You can achieve a goal amount of

₹ 9,73,433

Bajaj Allianz Life Goal Assure IV

A Unit-Linked, Non-Participating, Individual Life Savings Insurance Plan

Invest Now

VIEW ALL PRODUCTS

Fill Your details

I agree and consent to the Terms & Conditions and the Privacy Policy

Please accept Terms and Conditions

Get Your Life Goals, Done!

Tailored Life Insurance Solutions for your long-term Life Goals.

Term Insurance

ULIP Plans

Savings Plans

Guaranteed Return Plans

Retirement Plans

Child Plans

Written ByPalak Bagadia

AboutPalak Bagadia

Palak Bagadia, Associate – Digital Marketing at Bajaj Allianz Life, with experience spanning content and performance marketing, recruitment, employee engagement in the BFSI industry.

Reviewed ByRituraj Singh

AboutRituraj Singh

Rituraj Singh,With over 6.5 years of experience in the insurance industry, Rituraj Singh, Manager- Product & Brand Marketing at Bajaj Allianz Life Insurance overlooks new product launches, compliance, and brand projects, leveraging artificial intelligence and technology to enhance outcomes.

What is an investment calculator?
Important variables of an investment calculator
Features and benefits of an investment calculator
How to use an investment calculator?
Types of investment calculators
Conclusion
FAQ's

What is an investment calculator?

An investment calculator is a simplistic yet powerful online tool designed to help you with your investment decisions. There are various types of investment calculators available to help you with different kind of investments. All you need is to provide basic information about your investment, and it tells you time duration require to acquire the corpus^[1]. For example, you may need to enter the details like the initial investment, the period for which you want to stay invested, the monthly or annually contributions, the interest rate and inflation rate. Based on the information, the investment estimator will calculate how much your investment will grow after the stipulated period.

Important variables of an investment calculator

Before you use an investment return calculator yourself, it’s crucial to know its important variables. This may help you understand the tool, its data requirement and functionality in a better way. Different calculators can rely on different set of information. So, here’s a checklist of the key variables^[2][3] that you might find in an online investment calculator:

Variable	Description
The starting investment	The initial investment or the principal is the amount you start your investment journey with.
The rate of return or interest	It is the expected amount your return from your investment in a year. Simple interest gets accrued only against the lumpsum or principal amount while the compound interest is paid towards both the principal and the already accumulated interest.
Period of Investment	This denotes the duration for which you want to invest your money.
Rate of Inflation	It is the rate at which prices increase and affects the value of the returns in future.
Amount and frequency of Contribution	The amount you want to add to your starting investment and its frequency like annual, monthly, etc.
Fees and Taxes	The fees and taxes levied upon your investment by the investment company and the tax authorities. Some calculators take these into account to arrive at the net worth of your future investment.

Features and benefits of an investment calculator

It’s always easier to use any financial tool when you clearly understand its advantages. Following are the features and benefits^[4] of using an investment calculator online.

Dealing with financial goals:

Investment return calculators estimate for you the future value of your investment. Thus, planning for financial goals like building wealth or generating corpus for retirement may be easier.

Quick estimation:

Financial calculations require a lot of data and may often seem pretty difficult to many. Here’s where investment calculators can be helpful: you just input the necessary information and instantly receive the future value of your investment.

Understanding key elements:

Financial tools like the investment return calculator aid you in calculating key elements of your investment, like compound interest or returns. This can help you understand the concepts better.

Assessing the risk:

An investment calculator lets you gauge the risk of investment by calculating the probable returns and thus compare risks associated with various plans. Based on that, you can make an informed decision and avert potential risks.

Having a disciplined investment:

Online investment calculators can offer easy and quick estimations of returns at every step of your investment journey. This can motivate you to have a disciplined investment regime.

How to use an investment calculator?

An investment calculator^[5] has a formula box with places to input information and a Calculate button at the bottom. You’ll have to provide the following details to use a traditional investment return calculator (ROI calculator):

The amount of investment
The investment period
Amount that will returned

Once the figures are entered in their designated boxes, all you need to do is click on the Calculate button. Formulating the available information, the investment estimator will automatically calculate the returns, based on which the future value of the investment can be achieved. Suppose Mr. A makes an investment of Rs. 50,000 for 10 years at 6% returns. Once he enters the figures and clicks the Calculate button, he can figure out how much his initial investment will grow after 10 years.

However, there are various other types of investment calculators^[2] that may need a couple of extra pieces of information, like monthly investment figures, compounding frequency, etc., and other specific information related to the nature of the investment.

Types of investment calculators

Catering to various kinds of investment, online investment calculators are also available in multiple variants to help you with the necessary estimations. Following is the list of the commonly used investment calculators^[6].

Lumpsum calculator

Are you planning to make a lumpsum investment for a specific financial goal? A lumpsum calculator may be helpful in estimating how much you might gain after the investment period.

Read Less

SIP calculator

If you are looking to have a disciplined journey through a systematic investment plan (SIP), a SIP calculator may guide you on how much returns to expect.

Read Less

Mutual fund calculator

Craving to invest in mutual funds? You can check and compare the potential returns using the mutual fund calculator and make an informed move.

Read Less

ELSS calculator

The Equity Linked Savings Scheme (ELSS) assists investors in evaluating profits and saves taxes. It may be worth checking the probable returns through an ELSS calculator before you take the plunge.

Read Less

NPS calculator

The National Pension System (NPS) is designed to create a retirement income stream in the form of a pension. A NPS calculator may be helpful here as it lets you estimate the returns beforehand.

Read Less

FD calculator

Another option to build a corpus with a fixed rate of return is Fixed Deposit (FD). The FD calculator can help you to figure out beforehand how much your money can grow.

Read Less

PPF calculator

The public provident fund (PPF) lets you accumulate and grow your money through compound interest. You can use the PPF calculator to check the returns and estimate the future value of your deposits to the account.

Read Less

Conclusion

Always look before you leap, they say. Likewise, it may be a wise choice to check the future value of your investment before you put your hard-earned money into any financial instrument. Taking care of all the complicated calculations you require, an investment calculator can make it an easy, breezy deal.

99.23%

Claim Settlement Ratio^~

1 Day

Get 1 Day Claim Approval^%

AAA

Stable Rating by CARE^$$

₹1,20,994 Cr

Assets Under Management (AUM)^**

4.19 Cr

Number of Lives Covered^#

432%

Solvency Ratio of 432%^{^^^}

Disclaimer:^~Individual Death Claim Settlement Ratio for FY 2023-2024 | ^%96.70% of non-investigative individual claims approved in one working day for FY 2023-24. 1 day is counted from date of intimation of claim before 3 PM on a working day (excluding Non-NAV days for ULIP) at Bajaj Allianz Life offices | ^$$For details refer to press release published by CARE | ^**All figures as on 31 January, 2025 | ^{^^^}Solvency ratio 432% as at 31 March 2024 against IRDAI mandated 150% | ^#Individual and group, as on 31 March, 2024.

Customer Speaks

Happy with the services

I have invested in various products of Bajaj Allianz Life Insurance - I am happy with the services, returns and diversified product portfolio.

Rashmi Bhavnani

Satisfied, Trust

I am a happy customer who is satisfied with the after sales service. I have full trust in Bajaj Allianz Life Insurance Company.

Shrikant A Karande

Happy with the returns

I was introduced by my advisor to invest in Bajaj Allianz Life Insurance .I have invested in the same and am happy with the returns and services.

Kavita Goplani

Very Happy

I am a 7 year old customer of Bajaj Allianz Life Insurance and very happy about the services.

Dhruv Soni

FAQs

Read All

Life Insurance Guide

Articles
Calculators
Podcasts
Videos

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

CIN: U66010PN2001PLC015959 | Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra

Email: customercare@bajajallianz.co.in | Tollfree: 1800 209 7272

Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.

The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo.

Website Compatible Browsers: IE11, Firefox, Safari, Opera, Chrome

Disclaimer

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. The names of the Company, Products/Plans/funds do not indicate the quality and its future prospects or returns. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Goods and Services Tax will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

This calculation and results displayed are based on information provided and certain assumptions about the rates of return. It is for assistance only and does not constitute an offer or solicitation. It is not intended to be and must not alone be taken as the basis for an investment decision. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator.

¹©2021 Morningstar. All Rights Reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. The information, data, analyses and opinions ("Information") contained herein: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from fund data published on various dates and procured from various sources. Morningstar, its affiliates, and its officers, directors and employees shall not be liable for any trading decision, damage or any other loss arising from using the Information. Please verify all of the Information before using it and do not make any investment decision, except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments may go down as well as up

Disclaimer

Term Insurance Plans

Insurance Coverage Plans

Affordable Term Plans

Policy Term Plans

Insurance for All

Insurance Made Easy

ULIP Plans

Savings Plan

Endowment Plans

Child Insurance Plan

Retirement Plans

NRI Plans

Term Insurance Plans

ULIP Plans

Savings Plan

Retirement Plans

Endowment Plans

Life Insurance Calculators

Rider Plans

Group Plans

Fund Performance

Life Insurance Guide

Tools & Calculators

Investment Calculator

What is an investment calculator?

Important variables of an investment calculator

The starting investment

The rate of return or interest

Period of Investment

Rate of Inflation

Amount and frequency of Contribution

Fees and Taxes

Features and benefits of an investment calculator

Dealing with financial goals:

Quick estimation:

Understanding key elements:

Assessing the risk:

Having a disciplined investment:

How to use an investment calculator?

Types of investment calculators

Lumpsum calculator

SIP calculator

Mutual fund calculator

ELSS calculator

NPS calculator

FD calculator

PPF calculator

Conclusion

Why Bajaj Allianz Life Insurance ?

Claim Settlement Ratio~

Get 1 Day Claim Approval%

Stable Rating by CARE$$

Assets Under Management (AUM)**

Number of Lives Covered#

Solvency Ratio of 432%^^^

Customer Speaks

FAQs

Life Insurance Guide

Articles

Calculators

Podcasts

Videos

Claim Settlement Ratio^~

Get 1 Day Claim Approval^%

Stable Rating by CARE^$$

Assets Under Management (AUM)^**

Number of Lives Covered^#

Solvency Ratio of 432%^{^^^}