Life Goals Loading…

10 Blue cross

Notifications10

  • Enjoy Guaranteed* Life-Long Income with Bajaj Allianz Life Guaranteed Pension Goal

    KNOW MORE
  • There is lot to remember in Life, Set renewal premium payments to Auto Pay

    WATCH VIDEO
  • Get Life Cover worth Rs.1 Crore at Rs.18 per day2 – Bajaj Allianz Life Smart Protect Goal

    CALCULATE NOW
  • Fulfill your Life Goals with Bajaj Allianz Life Goal Assure

    KNOW MORE
  • Life Insurance Term Plan with Return Of Premium

    WATCH NOW
  • Get your Life Goals Done with Bajaj Allianz Life Smart Assist – BINA MILEY MIL-KAR

    KNOW MORE
  • Paying your Renewal Premium is Quick and Easy!

    PAY NOW
  • Know the right amount of Insurance you need in just a few steps!

    START NOW
  • Avail Term Insurance Tax Benefits under Section 80D

    READ MORE
  • Know how to invest money during the covid-19 pandemic!

    READ MORE

Thanks for sharing your details, A Sales representative from
Bajaj Allianz Life will contact you shortly.

Dear Customer, we request you to connect with us in our next business working hours, (Monday to Saturday 24*6) Thank you, Have a great day ahead

Have Us Call You

Have Us Call You!

Please enter a Name
Please enter a Mobile No.
Please check the box to proceed

Top Performing ULIP Funds Explained

Know various types of ULIP funds

Top Performing ULIP Funds Explained


calender-blue

Dec 05, 2018

By : Bajaj Allianz Life

Unit Linked Insurance Plans (ULIPs) provide the dual benefit of insurance cover and wealth creation to its investors. Which means policyholders get life cover along with the opportunity to invest in a number of fund options like equity (large-cap and mid-cap), asset allocation (balanced fund), bond, and liquid funds.

Policyholder in a ULIP gets units for the premium invested. While some may choose to invest in equities, others may opt for low risk financial instruments such as government bonds. Moreover, while there is a tax benefit on the premiums paid, the income earned from these investments is also tax-free.

With the benefits of insurance and investment in a single integrated plan, ULIPs help you prepare for several life stages and goals - be it marriage, buying a new home, the birth of a child, funding your children's education, or even helping you through your retirement. Depending on your financial needs and risk appetite, you can choose from a wide variety of available ULIP funds.

Typically categorised by risk and their investment objective, here are some of the top performing ULIP funds:

Equity Funds - large cap and mid cap funds (High Risk)

These ULIPs invest primarily in company stocks and equities. Considered to be a riskier investment, they are best suited for investors with a high risk appetite. As a rule of thumb, it follows a high risk, high reward approach. The main objective here is capital appreciation.

Income, and Bond Funds (Medium Risk)

With funds invested in fixed income instruments, government securities and corporate bonds, these ULIPs offer medium risk and reward.

Balanced or Asset Allocation Funds (Medium to High Risk)

The most stable of the lot, these ULIPs combine equity investment with fixed interest instruments. The total investible amount is distributed between high-risk equities, such as company stocks, and lower-risk, fixed-income instruments.

Cash Funds (Low Risk)

Also known as Money Market Funds or Liquid Funds, investments in these ULIPs will see your funds directed towards low-risk money and short-term market instruments, such as cash and bank deposits, treasury bills and commercial paper.

ULIPs are life insurance products that give the opportunity to earn market-linked returns. As such, they also provide the flexibility to switch and redirect the investment funds based on the market conditions.

While switching involves shifting your corpus from one fund to another available fund, redirection is the revised allocation of future premiums towards the various fund options available.

In ULIPs, you can combat market fluctuations by moving your money between equity and debt funds. You can also choose your investments based on your changing risk-appetite and financial goals. With the many benefits they offer, ULIPs have become an integral part of one's financial planning and portfolio in recent years.

Bajaj Allianz Life Videos

Video Icon

Life Insurance Premiums Renewal with Auto Pay | #AutopayYourLifeGoals | Bajaj Allianz Life

Video Icon

This New Year, Don't Be A Mr. Kalse Re | #StartNow | Bajaj Allianz Life

Video Icon

Khushiyon Ka Return Gift | Happy Diwali | Bajaj Allianz Life

Video Icon

#SavingsToLifeGoals - Bajaj Allianz Life

Video Icon

Smart Protect Goal | Pay For 5 Years, Get Term Insurance Coverage For Life | Bajaj Allianz Life

Video Icon

Happy Independence Day 2020 | #IndiaSolveKarteJaa | Bajaj Allianz Life

Video Icon

Flexi Income Goal – Variants, Features, Benefits Explained

Video Icon

Why Choose Bajaj Allianz Life To Help Get Your #LifeGoalsDone?

Video Icon

#DostiWithDad - Happy Father's Day | Bajaj Allianz Life | Life Goals Done

Video Icon

Covid-19 Survivor Story | Bajaj Allianz Life Smart Protect Goal | Bajaj Allianz Life

Video Icon

Lage Raho India - Keep getting your #LifeGoalsDone

Video Icon

Don’t Let COVID-19 Lockdown Get in The Way of Your #LifeGoals

Video Icon

Coronavirus (COVID-19) Advisory Video #DooriHaiZaroori

Video Icon

Coronavirus COVID-19 impact on markets - CIO Commentary | #KeepCalmStayInvested

Video Icon

Bajaj Allianz Life Leadership Team | #PlankForIndia

Our MD & CEO, Tarun Chugh launches #PlankForIndia campaign and planks with Sanjiv Bajaj MD & CEO, Bajaj Finserv and Chairman Bajaj Allianz Life & the rest of the group leadership team.

Video Icon

#PlankForIndia | Bajaj Allianz Life

Bajaj Allianz Life will contribute to the training and development of India's future sports stars. Come together to Plank for Good Health, PlankforIndia.

Video Icon

#PehlaDinPehlaResolution

#PehlaDinPehlaResolution | Happy New Year | Smart Protect Goal | Bajaj Allianz Life

Video Icon

Bajaj Allianz Life Goal Assure

Bajaj Allianz Life Goal Assure - A ULIP Investment Plan To Achieve Life Goals

Video Icon

Valentine's Day

Valentine's Day

Video Icon

Bajaj Allianz Health Care Goal

A Comprehensive Health Insurance Plan with Critical Illness Cover | Bajaj Allianz Life Health Care Goal

Video Icon

#36SecPlankChallenge video

Promote Healthy Living for a Better Tomorrow with our #36SecPlankChallenge

Contact Us

Bajaj Allianz Life Insurance Company Ltd.

Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006, Maharashtra

Tel No: 020-66026773

Fax No: 020-66026789

Branch Visit Timings:

Weekdays - 9:00 AM to 3:30 PM

Customer Care Helpline:

1800-209-7272

Monday to Saturday: 9:00 AM to 7:00 PM (IST)

For NRI: +91 20 67871700 (Call charges apply)

Monday 07.00 AM to Sunday 07.00 AM

Sales Enquiry Helpline:

1800-209-4040

Monday to Saturday: 9:00 AM to 7:00 PM (IST)

For NRI: +91 20 67688888 (Call charges apply)

Monday to Saturday: 9:00 AM to 7:00 PM (IST)

Find Us Online