Sometimes we have to handle a few hurdles in our road to realizing our life goals. Usually, these hurdles arrive when we least expect them.
Critical Illness, such as heart ailment, diabetes or cancer, is one such possible problem. Since critical illnesses have the potential to derail our finances, it makes sense to be better prepared for such an eventuality. With the growing prevalence of critical illnesses, it is better to prepare for such an eventuality financially.
While indemnity health insurance policies take care of hospitalization related expenses, they may be found wanting in case of critical illnesses, where the non-hospitalisation costs can be much high.
A critical illness cover, which pays a lump sum amount when you are diagnosed with a disease of serious nature, can be an excellent complement to your primary health insurance plan.
Bajaj Allianz Life Health Care Goal comes in different variants. Critical Long-Term Healthcare is for an individual, while Critical Long-Term Family Healthcare is for the family. It also has variants that come with the return of premium feature.
So, while a rider option is packaged as a cheaper way of covering critical illnesses, a separate plan is more cost-effective as it has a more comprehensive cover and more flexibility. Be aware of your needs before you decide to go for a critical illness cover so that you can get maximum advantage of a critical illness cover.
Bajaj Allianz Life Insurance Company Ltd.
Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006, Maharashtra
Customer Care Timing :
Monday to Saturday - 9.00AM to 7.00PM
Customer Branch Visit Timings :
9:00 AM to 3:30 PM on Weekdays
Customer Care Toll free numbers :
BSNL : 1800-233-7272
TATA : 1800-209-7272
BHARTI : 1800-103-7272
RELIANCE : 1800-3000-7272
For online policy issuance / renewal :
Standard rate apply :
(+91 020) 66026777