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Financial Fitness Calculator - Get Smarter With Your Money

Step 1/7
My emergency funds will cover expenses for
More than 6 months
1 to 3 Months
3 to 6 Months
I don’t have any emergency fund
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I am able to save
More than 50% of my income
25 to 50% of my income
10 to 25% of my income
I am not able to save
Please make a selection
My monthly utility bills are
Auto debited from my bank account
Paid gradually at my discretion over the course of the month
Paid at the last minute
Usually miss payment dates
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I have a life insurance cover of
More than 8 to 10 times my annual salary
Less than 8 times my annual salary
Less than my annual salary
I don't have a life insurance cover
Please make a selection
My debt obligations require me to
I am debt free
Pay less than 30% of my monthly income towards repayment
Pay more than 40-50% of my monthly income
Forego any investment payments
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My credit card bills are
Fully paid every month
Rarely rolled over
Rolled over 1-2 times in a year
Frequently rolled over to the next month
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I invest a part of my monthly saving
Regularly
Usually
Sometimes
Never, it stays in my Bank Account
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I have planned for medical emergency in the family
Through an individual or family floater mediclaim policy
Through employer provided mediclaim cover
Out of my emergency fund
I have not yet planned for medical emergencies
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My familiarity with financial market is
I am an expert
I am familiar
I know a little
I have no prior knowledge
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My monthly spends are mostly on
Necessary expenses like utilities,food and rent
Basic expenses and occasional splurging
Entertainment, movies and dining out
Anything that catches my fancy. Why earn if you don’t spend?
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I invest in the market based products like stock and Mutual Funds
Regularly to build a corpus for my long term goals
Whenever I have surplus cash left after other investment plans
Never, I avoid investing into such a high risk avenue altogether
Only when the market is performing really well
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My Family knows that my will
Is updated every 5 years, or after any major life changes
Was written some years ago, so we don’t worry anymore
Will only be drawn when I am nearing retirement
Reminds me of my own mortality, so I haven't thought about it yet
Please make a selection
I have made adequate financial planning to ensure that my Life Goals will be met within the timeframe
Definitely
Probably
Probably not
Definitely not
Please make a selection

Claim Settlement Ratio of 99.29%~