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Life Goal Calculator

Calculate your Goal Today

Invest today to accumulate the wealth for your future Life Goals.

Delay Cost Calculator | Bajaj Allianz Life

Life Goal Calculator

Your Goal

information

Time Horizon Of Goal

information

5 year

50 years

Years

Present Value Of Goal

information

1,00,000

100 Crore

1 Crore

Inflation Rate

information

1%

10%

%

What it will cost to ₹26,532,977.05

%
edit-icon editor-icon

REGULAR PAY

Monthly Premium

₹19,993.60

Annual Premium

₹2,39,923

What you invested

₹47,98,464

LIMITED PAY

Premium Paying Term

information

X

Please Select Premium Paying Term lesser than or equal to Time Horizon of Goal

Monthly Premium

₹19,993.60

Annual Premium

₹4,47,988

What you invested

2239990

What you saved (in Limited pay)

₹19,993.60

DELAY COST CALCULATOR

Delay of Payment (in months)

information

1 Month

30 Months

Months

Future Value at Maturity

₹47,98,464

Value lost due to delay

₹19,993.60

Delaying by the months of payment will affect the future return by a great difference

Values reflecting are rounded to nearest decimal

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Every individual has various life goals that may be related to entrepreneurship, travel, retirement, home-ownership or child education, among others, for which they need to build a substantial corpus over mid-to-long term. It is also important to factor in the rising rates of inflation, competing financial priorities, limited savings, the volatility of markets when making investment plans.

Most of us are unaware whether we will be able to reach our goals in a given time-frame. This is where Life Goal Calculator may help you find where you currently stand and enables you to take steps required to meet your financial targets.

What is a Life Goal Calculator?

Life Goal calculator helps you understand, how much you need to invest today, to accumulate the amount you need for your future Life Goals. A person needs to feed in the desired life goal, rate of inflation, time horizon of the goal and the present value of the goal. Basis these details, the calculator helps them know the total amount required to meet the mentioned goal in the future along with resulting monthly and annual premiums.

This calculator gives the results in form of limited pay term and regular pay term to help you understand the total amount to be paid and the money you may save at the end of the year through different premium paying term options.

Also, it has a feature of Cost of Delay Calculator which is designed to help you understand the impact on your finances if you delay your investment by a few month(s) or year(s). It will help you in estimating how much extra you will have to pay for the similar plan benefits in the long term if you don't invest now.

How To Use Bajaj Allianz Life's Life Goal Calculator

Life Goal Calculator Bajaj Allianz Life | Life Goal Calculator

Why is it important to plan your finances to achieve your life goals?

One of the biggest mistakes you can make is not monitoring your investment options and your preparedness for achieving your life goals. Investment and financial planning require time and attention, and it is critical to review your plan on a regular basis to take into account the changing market conditions, risk profiles and priorities. A financial plan helps you be in control of your income, expenses and investments thus enabling you to manage your money and achieve your financial goals. Your risk appetite changes with your age. The earlier you start investing, the higher is the risk taking capacity, which may, in turn, offer expected returns.

How do I know where I stand in my wealth creation journey?

Whether you are a millennial at the beginning of your career, a 40-something professional, or self-employed, you will have some targets in life. But how much savings is enough by a certain age, with a particular income, to fulfill your life goals? One can never be too sure where they currently stand in their wealth creation journey..

For example, if you want to build a corpus of Rs.20 lakhs for your child’s education through investments, you need to grow this amount by the time they turn 18. Not a year later. This is where financial planning becomes essential. The Life Goal calculator lets you know the amount you need to invest today to meet your future life goal.

Why is it important to start investing early?

1

1

You can see the power of compounding well, when you invest money for a longer period of time, say 15-20 years and more

2

2

You develop a behavioral approach of saving in life with early investment

3

3

You can have peace of mind that your hard-earned money is not being spent irresponsibly

4

4

Provide a safe and sound financial future to meet your life goals

5

5

It allows you to plan other expenses accordingly

How can Bajaj Allianz help you in your investment journey?

To achieve your #LifeGoals, financial planning needs to be at the forefront! No matter what the objective for accumulation of funds is, a systematic financial plan disciplined towards your life goal planning is how you can get your #LifeGoalsDone
Bajaj Allianz Life offers several products which may help you gain benefits at an affordable investment and may help channelize your hard earned money towards realizing your life goals.

Bajaj Allianz Life Goal Assure

Bajaj Allianz Life Goal Assure

Bajaj Allianz Life LongLife Goal

Bajaj Allianz Life LongLife Goal

Bajaj Allianz Life Goal Assure

Bajaj Allianz Life Goal Assure

Bajaj Allianz Life LongLife Goal

Bajaj Allianz Life LongLife Goal

1. Values reflecting are rounded to nearest decimal

2. The returns generated from the above calculator is completely and solely based on the accuracy and completeness of the data you have entered, is for illustrative and general information purposes only, and is not intended to provide specific financial advice. While proper caution has been taken in designing this calculator, Bajaj Allianz Life Insurance Co. Ltd. assumes no liability for the accuracy of the information and data provided through this calculator. Please seek advice from your financial consultant before making any investment decision.