We all face the test of time and it is often difficult to cope with. Helping you in every way we can, we have prepared a simpler, easier and faster claim process, so your policy is by your side when it matters the most. Making sure that when you can't wait, you don't have to, we provide the following features:
When we promise you a worry free life, we do all that we can to deliver it.
*As on FY 2015-16
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Unnatural (Accidental /Suicide /Murder/Snake Bite etc) below mentioned documents to be submitted along with the mandatory documents mentioned Part I
Claim Forms shall be available on request.
For claim forms please visit any nearest Bajaj Allianz Life Insurance Branch.
Bajaj Allianz Life Insurance Company Ltd.
For online policy issuance/ renewal
Standard STD Rates Apply:
Covered for Basic benefit in all scenarios , except for some exclusions for accidental death benefit (if availed) if death happens in a area declared as disturbed area.
Covered in all scenarios for both , Basic Benefit and Accidental Death Benefit(if availed).
No. Claims are settled with some additional documentation.
For basic benefit no restriction of foreign travel or stay is imposed. Under Accidental Death benefit ( if availed ) may be subjected to few restrictions.
Yes. Fresh application may be sent to Claims Review Committee for re-evaluation.Communication address is provided to all claimants in Repudiation / Rejection Letters.
Yes, the death benefits received by nominee are exempt from tax as per 10 (10D) of Income Tax Act.
In such circumstances, it is termed as "Open Title" situation. The company would require the proof of title / succession certificate issued by the competent court. The claim Notification to an insurance company that payment of an amount is due under the terms of the policy. would be paid to the person specified in the said proof. The succession certificate should specifically provide orders for disbursement of policy monies. If, however, the deceased has left a Will, a probate of the Will is required along with the copy of the Will.