CSC Bachat Plus | A Variable Insurance Plan | Bajaj Allianz Life Insurance

This product will be sold only through CSC

Bajaj Allianz CSC Bachat Plus

A Variable Insurance Plan

We all want to secure our families against any odds that may force them to compromise in life. All our lives we put in every possible effort to ensure a safe future for our loved. We understand this concern and present Bajaj Allianz CSC Bachat Plus - a variable insurance plan that helps you protect your family financially from all uncertainties; that too at an affordable price.

Guaranteeing you and your family a worry free life!

(Toll Free) 1800-209-0144

SMS LIFE @ 56070

Key Features

  • Offers Guaranteed Interest Rate (GIR)
  • Offers Guaranteed Additional Interest Rate (AIR)
  • Option for Partial Withdrawals
  • Option to alter premium payment frequency

Policy Benefits and Features

  • Maturity Benefit

    On the maturity date, the benefit payable will be equal to the Policy Account Value

    The Maturity Benefit is subject to a minimum amount equivalent to total premiums paid, less Sum of all partial withdrawals made during the term of your policy, compounded at 1% per annum till maturity date

  • Death Benefit

    In case of unfortunate death of the life assured, the benefit payable will be higher of:

    • the Policy Account Value or
    • the Sum Assured on Death
      Please note that the Sum Assured on Death is the higher of (a) Sum Assured, (b) 105% of total premiums paid till the date of death or (c) Total premiums paid till the date of death compounded at 1% p.a.

Am I Eligible?

  • Entry Age

    14Minimum

    55Maximum

  • Maturity Age

    65Maximum

  • Sum Assured Multiplier
    Age less than 45 years Age greater than or equal to 45 years
    10 times Annualised Premium 7 times Annualised Premium
  • Total Sum Assured under all Policies

    Rs. 2,00,000 (The total sum assured allowed on a single life assured under all policies taken under this plan cannot exceed of Rs. 200,000).

  • Policy Term

    10 and 15 years

  • Premium Paying Term

    Equal to policy term

  • Premium
    Mode
    Regular Premium
    Yearly Half-yearly Quarterly Monthly
    Minimum (in Rs.) 1,800 900 450 150
    Maximum (in Rs.) 20,000 10,000 5,000 1,665
  • Premium Payment Frequency

    Yearly, Half Yearly, Quarterly and Monthly#

#The monthly mode will be allowed only under the salary deduction scheme and ECS

Bajaj Allianz CSC Bachat Plus (UIN:116N132V01)
For more details, please refer to the Brochure and Policy Document

Frequently Asked Questions and Support

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For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Super Agent

Tax Benefits

Premium paid are eligible for tax benefits under section 80C of the Income Tax Act and Maturity benefit,death benefit and Surrender value are eligible for tax benefits under Section 10(10D) of the Income Tax Act, subject to the provision stated therein.

Download Brochure
7 pages - 452 Kb
Download Policy Document
10 pages - 131 Kb

Watch this video for some alarming facts about Life Insurance

Insurance awareness

Disclaimer: I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business.

Disclaimer: Insurance is the subject of the solicitation. For more details about risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. Please note that the name of the Bajaj Allianz product/plan does not indicate the quality of the insurance contract and its future prospects or returns. Investment in ULIPs is subject to market risks associated with capital markets. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Service tax and education cess will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.